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Step 1 Do you qualify
) v) {8 A, @! \2 D, QTo qualify for the survivor’s pension, you must:- w) [% z8 L) A
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be legally married to a deceased CPP contributor$ l4 u' y0 y( A6 M' N6 q
be the common-law partner of a deceased CPP contributor
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; L- A5 Q. R$ ~% wThe amount you receive as a surviving spouse or common-law partner will depend on:5 P1 ]- H S& g3 N6 C- p, Q
) ]: w+ T+ v, O" p9 gwhether you are younger or older than age 65
, F ?4 q/ Q2 ahow much, and for how long, the deceased contributor has paid into the CPP n8 J6 H' @7 \$ z& h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 V( F) d; \* y7 e
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If you are age 65 or older
& ^; q! S6 A" e6 aYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ @- b" `' l+ \5 H& i6 y
1 M8 g! Y0 W& N+ D& t3 N6 q& xIf you are under age 65
1 Y: ~6 d u) B7 ]+ e0 }/ O) DYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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