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Step 1 Do you qualify
7 `5 A1 s9 Q- v% F6 Q) PTo qualify for the survivor’s pension, you must:
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% w. [0 Y( S3 X% A c, q2 ube legally married to a deceased CPP contributor
4 c, n4 K6 [. \$ E' R, tbe the common-law partner of a deceased CPP contributor
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9 {8 }/ c, y+ h8 Y0 ^" {The amount you receive as a surviving spouse or common-law partner will depend on:6 O8 P# g* J) @7 l+ m
- Y7 ^& Z9 {9 l9 c% G& Pwhether you are younger or older than age 65
; \6 V1 A! K8 P3 d0 chow much, and for how long, the deceased contributor has paid into the CPP; k9 q9 v/ u0 E$ K+ e
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.0 c7 ]$ q) ]6 x9 y" d
8 ~0 ]; f- _. z7 r. N" zIf you are age 65 or older
4 i1 [ T3 K& W2 ?You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 z/ M. b" S K/ c8 c3 G' d- |
, u$ G% [& L% b9 N- D: MIf you are under age 65
& i# n' Z. z5 c2 E1 f/ u- ~5 KYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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