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Step 1 Do you qualify
. l8 C) j' V6 s0 QTo qualify for the survivor’s pension, you must:1 u7 I) H. T0 W: F4 X( z
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be legally married to a deceased CPP contributor
- o# U2 j* k3 L4 f1 P; M4 jbe the common-law partner of a deceased CPP contributor& y! v- I) N: t/ b$ N0 H) g" h
( ?1 G- o: N) x: o; S2 yThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65& Z6 C( e+ w! |* [3 P, Y. w
how much, and for how long, the deceased contributor has paid into the CPP. W# k. b. }& e) Y0 ]! O
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
7 k: r5 y v5 ?$ WYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
, F9 Q7 d2 g* Y O$ H; U# RYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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