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Step 1 Do you qualify
0 i j9 F$ Z, {4 _- l, dTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor, g0 Z5 V0 B* i+ z
be the common-law partner of a deceased CPP contributor5 E/ `4 ]8 G( @; y
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65. z" m; m' z6 Q6 q; ~ z' y( J
how much, and for how long, the deceased contributor has paid into the CPP! P" Z H w' U. s; Z# Y
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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8 X% M4 T0 _, \5 Y+ YIf you are age 65 or older
! I! L% L) M* ] w9 A! s' {You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.& Q* H, t* Y8 a' ]1 I, q
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If you are under age 65, |5 O! a! \" U8 \ _9 i# R
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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