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Step 1 Do you qualify5 c6 E# n5 u! Z( Z1 {
To qualify for the survivor’s pension, you must:( a5 u, p$ K- }% C Q% j. Y
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be legally married to a deceased CPP contributor) a: v. `7 i! f- q' {* W/ G9 k
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:5 R h7 g- A' T) _, `8 I
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whether you are younger or older than age 656 T' K$ @& u: q
how much, and for how long, the deceased contributor has paid into the CPP1 I" I# }7 e6 h* [8 @$ b8 {
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.' |* F. Z# h' x" u9 \2 ~
1 Q) \" K$ o9 I' W- {+ W3 |3 MIf you are age 65 or older
6 C# U' z1 u. X9 L' W+ Z7 KYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.9 K; q; A' O! a' a. d3 ~8 Z6 k
2 X. {" [' B5 q/ ?6 x3 [6 U4 s' ?If you are under age 65
2 A) ?6 t* Y: ~% W2 G# ~You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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