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Step 1 Do you qualify* o! w" m7 d/ j, a/ x# O0 N
To qualify for the survivor’s pension, you must:' j( g, J$ N3 N, b7 b- D6 b$ Q* n
. g4 f0 M* H% N& F6 D* q! ibe legally married to a deceased CPP contributor: |) O* \: t; g: t6 e: r y2 d; Y
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:3 J% f! J0 p: \- B& d" c+ W
% [: ^0 ]; g) @5 W+ iwhether you are younger or older than age 65$ c3 D% E0 _3 n7 i# n7 F
how much, and for how long, the deceased contributor has paid into the CPP
8 [4 {4 K7 M4 @We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death. v+ }# S- o3 p1 g5 _
: ~1 L7 T# ?/ |) Q, r/ mIf you are age 65 or older# D/ p) X9 u) t% s
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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6 S; _2 H. D5 U2 @+ x% IIf you are under age 65+ ]. p2 x) ]# L' S8 D
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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