* U' {/ c+ V7 v. N, i8 aIt is time to buy RRSP. I am planning to buy some this year. + r% x* W: L8 t5 h
2 O; l+ j% o( N; o7 i! [9 jDo you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it? 5 S' L0 s% ^, r8 v 1 A1 l8 {3 {+ j0 c6 n( ]thanks + D @* }, Q# R7 H6 B: |6 l% A" @# y huthome@hotmail.com
Too many choices. depends on your risk tolerance and duration of investment4 K g" e+ M4 T$ `' q7 g1 W- T! v
& p- `5 M* A% m* z
If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.)9 T: X9 S; { o: X0 d0 K
* U0 u/ z! u: P/ s. h# KFor longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. % U! L) s& _; o2 F' \% `# u& n& b4 s2 Y; Q2 }( e
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return. 8 I& V3 L. o- c. A' N- `( K5 ]1 w/ S
[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]
原帖由 francais 于 2007-2-6 01:19 发表 2 o9 K- j; D. Q4 ~/ B; T v e+ o$ {9 z. d( _% Y9 A; R0 C ' w" F$ w/ ?: T! V 1 ?3 q0 U+ h& G: M. @1 T ,才知道呀, 精打细算国语,粤语,英语均流利。现场同声翻译的哈。) p1 A. u4 o' \2 |4 J, i% u( k