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. l6 W8 H$ E& H% H+ K湾区生活大不易:见识一下双职工年薪十六万的幸福生活 我爱我家
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湾区双职工年薪十六万幸福无房族的生活
$ n7 s: V u9 h l8 v作者:AppleRocks 于文学城我爱我家论坛
5 ^+ q6 d( M( P- V* i! ?工资比上不足比下还行。 两人四十尚不足,三十已有余。一博一硕无小孩。biotech and high tech工作。存款四万多点。
5 h6 H. | |. D3 Y5 e J# ?养了两辆车,一辆Mazda, 一辆Subaru, 贷款每月$400
3 I$ N& d* Q+ v- A P+ ]. O(最怕被人称为Camry, Accord owner,又不富,又不酷)。7 B M7 }) ]7 S1 T$ I
吃:每月超市Safeway/Trade Joe's $400, Whole Food $200); 偶尔永和买些中国调味品,食品什么的,S50; Walgreen/Walmart 日用品$50;也去Costco, $50.
`9 s3 }; {' `; \6 a& U/ f外出就餐 (西餐70%,中餐30%, 中餐的顾虑是味精太多,所以很小心, $200 +$50 (小费给的很足,20-30%)
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, _$ O( Y1 Y3 d4 H W穿: 正尔八经衣服大部分在Banana Republic/Ann Taylor Loft/Macy买,有时也去Gap买Jeans, T-shirts, casual shirts, cargo pants/shorts. Average &300; Gal/guy cosmetics, $20; Hair cut/dry cleaning/laundry $80.
, l/ l8 r* K% l+ }/ o用:Book store, 喜欢去Borders买book/CD/DVD, $100, 也去书源(Soyodo), $50; Gas/public commute ticket. $250; Car/life/Health Insurance/Co-pay $350.
6 j) u+ L2 T0 _8 _2 r住:One-bedroom in an APT complex with pool but no gym, rent/utility/phone/internet, $1200,close to downtown.
. e K! `! u( R% O! \( L3 U* n玩:大约每年五千,算每月$400.
5 U* i" K1 A( m) Y! H0 \Shopping: annual budget for electronics/computer/software/cool gadgets, $5000, 细算了一下可能还不够。 每月就算$400. 为我们都是苹果迷,所以Dell之类的低档货是绝不考虑的,家里有几个iPod, 几台苹果电脑,总价可能超过许多有房族的所有家具电器价格(文学城我爱我家论坛)。
6 [4 j- g3 S# |Donation/membership/Journal: $100! ]; b: F! E$ Q# V S! V. O( S
这样下来, 每月at least $4650. & u! C3 @8 C, I/ W; u+ [- p
无论老中老外,认为我们过得还算潇洒。% g; V/ J+ f/ c* W8 I% G3 K* g
再减去401 (maximal) 什么的,每月能攒一两千就不错了。/ P' R! |* ~. ~
/ x7 z' S1 h) \$ C7 O/ s+ s0 ?6 V湾区买房?对我们来说有点渴望不可及了。只好放万把快钱在股市上了,也不知什么时候能翻番变成downpay。
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不过有一点我们很 certain:
1 `$ s8 u; V) MWhen we look back, we will be happy that we have enjoyed our life while we are still reasonably young.
6 _. h, \2 ^1 a- E! z: vWe are happy that we are just lucky enough to experience Bay area life. Owning a house or not really is no big deal for us.
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3 u- F6 [; Z# ]% T1 Y h当你成为一把老骨头时,守着百万存款大房有何用呢? |
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