房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
5 F/ S# _2 t9 G2 f7 o现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
# O7 Y- \- A. q, T* F* b8 l: O
9 E% O  M- e& B1 o* b$ ]Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
! }" \: e5 Y6 B' ]- |6 vThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

  S/ P. L# ]) w' x8 E' }2 Q理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
$ I- ]. m9 U* E0 H) W不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

: `" ]/ s" k5 |+ f7 ?年底现象，没事

xexe