What is the Stable Chronic Condition (SCC) option? * y& U- V/ _2 o8 a0 yThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 8 k8 H( C: X5 I0 ^$ i$ RWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic ( Q$ z' e- C# ]( r7 V7 _condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and( J: ~, n( b7 C, |
• there have been no new symptoms or change in symptoms; and/or " `) [2 K( A5 I- _8 G S! h$ ?• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.* y; g! J! ~; c8 r- x; d
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.