What is the Stable Chronic Condition (SCC) option?1 v- B" s4 n, b! P
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 4 e9 ]- K( ^0 eWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic & r$ c6 }% T. f4 ^6 o5 g7 ?% ]condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and# `5 Q( w1 q+ s1 }$ ?' m* U9 ?
• there have been no new symptoms or change in symptoms; and/or * G$ q( F& n) e9 R p6 F' Z• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. 0 v3 l+ p w P9 q* u8 H; ?6 NIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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