What is the Stable Chronic Condition (SCC) option? - {; H' {5 i& [+ }This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 6 ?5 `7 @+ ]; A7 QWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic% a, d! i$ l( a' q. N
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and5 O: `; ?9 F& `: V$ M9 W1 M
• there have been no new symptoms or change in symptoms; and/or6 l2 q: I8 q6 S6 R) p5 J
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. ) A0 ]. k1 ^" o3 }" [: {0 v' ?If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.