# k+ n3 f1 \' C" M( C! G' N1 AI have two questions need your suggestions: If there is only one car in the family, and the husband is the principal driver, the wife may drive the car once in a while. Does the wife have to be added on the auto insurance policy as a "secondary driver"? What's the pros and cons of the options "add" or "do not add"? % p" V) T4 F: G: l* y7 { 6 M# `& z- T7 }" O `Much appreciated for your help!
Add: may pay less for premium. # k% H" N/ B% V; J; K; X5 B& UNot add: the casual driver don't get to have insurance history so insurance premium will be higher if s/he decide to purchase auto insurance in the future.