The rate is prime rate plus 1. ! O9 c" U9 K3 E2 ]0 P3 L1 |+ N- a9 @6 r
You can pay back whenever you want. 8 {5 ]7 J2 R }5 a+ I! l3 F1 r
( l. N& y; P" V: x( XAs I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.