请教Home Line of Credit的利率？

anweica

最近想买车，但是利率较高，有住房，想申请line of credit, 请教最近Home Line of Credit的利率，听说是浮动的？还有如果以后有钱了，能不能提前还？

Spot

The rate is prime rate plus 1.
: r% a( Y7 }- A! V8 n4 r$ W
You can pay back whenever you want.

As I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.

犀牛图拉

BMO上个月是P+0.5，现在不知道。能提前还，有钱了，啥时候想还清都可以，类似信用卡欠款样的。

urspace

基本上P+0.5，P+1都是很好的deal