 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
+ c' v! J5 D* h O [- E4 o, S请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? / d$ F9 a3 l- H# P/ q/ ^
House Price = 280,000 ; C$ t0 e7 ?3 F P
Down Payment = 98,000 (35% of total price)
5 R# D% |! d) F2 z) ILOAN = 182,000
# U6 y) T1 N5 S4 RINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) . m8 s1 z2 J. W$ Y
YEAR = 25
) R4 k4 @' J6 c1 G7 ^8 f. Z" W' e9 GMONTHLY Installment = $1,034
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/ r2 S B( c, W9 c* N4 WProperty Tax : $250
) w1 k0 e5 f' l- B0 ?Gas+Elect.+Water : $350+ d9 ?0 v/ j0 m: o7 p, ?/ Z% M
Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)1 a+ m. P& M; v- l
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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