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原帖由 过路客 于 2006-2-7 08:04 发表3 Z/ U# W% @! N/ `0 N
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 9 w$ N2 \6 A- V
House Price = 280,000
- @+ C7 V8 D4 n" O/ d8 V5 Z; b/ KDown Payment = 98,000 (35% of total price)
! n& p, O+ n2 }8 fLOAN = 182,000 2 [5 s: z+ D$ U4 z* g0 v
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 6 I2 p6 r* a$ o- H+ |( x5 b6 A" a
YEAR = 25
4 N) j; p5 q0 Q1 Z3 {. @0 wMONTHLY Installment = $1,034 # C+ H# l: R o3 A$ d( i: j
* r" R3 L2 w+ g$ V" n, a( t+ @
Property Tax : $250
* x5 D( ~. N5 ^2 H' \Gas+Elect.+Water : $3503 D/ |3 b* m3 `6 j) w
Misc. cost: $100
% ~% K1 p+ Z, a% ~; w" _! V3 R" P. a______________________________________________________________3 a5 ?" E p/ j! H4 S# _
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)- x: c; A3 [: ~
$ y7 w( g" ~& z3 [7 p5 E
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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