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原帖由 过路客 于 2006-2-7 08:04 发表
* D* P; L+ G" Z0 E' l8 g& o: M请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ) T3 T) l7 D6 ?$ \7 C+ j/ w! _
House Price = 280,000 6 n7 m9 \5 a U! d
Down Payment = 98,000 (35% of total price)) z- t2 `* o3 D, P
LOAN = 182,000
9 y) S7 `% i* m% r( _2 I( L @INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 7 L( U7 I( u, q$ j" n* w
YEAR = 25 7 ?0 a6 t2 |, s+ Z( ~* E( l3 ~& u/ a
MONTHLY Installment = $1,034 6 }. K' A% x% i6 g
& P5 y3 }# z) T% aProperty Tax : $250 - N, t3 p w3 S8 r) [& K r' y
Gas+Elect.+Water : $350
+ D5 N% l2 i7 [- E% f ZMisc. cost: $100$ S5 E' c0 `' W
______________________________________________________________) t7 G) l2 X: O4 F$ y$ ~
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
6 ]7 J+ z( I' {) h0 J3 J* N$ q: ~! S* o/ b
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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