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原帖由 过路客 于 2006-2-7 08:04 发表. _: Q9 W& F& v- Y6 ]" H+ `
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 1 f7 c& b- E. v7 L6 f: n3 l
House Price = 280,000 # T. |( w3 A9 W1 Y
Down Payment = 98,000 (35% of total price)6 D/ A, \* [, L' x" `0 w
LOAN = 182,000
8 p8 |1 s( _& k/ c# ^2 ^, CINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) , _! @% o/ O: a# D J' l7 b1 T
YEAR = 25 - k! h7 X% X9 p) u% x0 L7 @% G
MONTHLY Installment = $1,034
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" G) j& e, O% RProperty Tax : $250 , s9 B4 S! m# x" ?
Gas+Elect.+Water : $3500 H/ P9 e3 A2 w3 _/ S$ b' g" ^
Misc. cost: $100) d/ v' R& W9 @
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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