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原帖由 过路客 于 2006-2-7 08:04 发表' [% g+ o" j# v5 t* G2 d
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ( M- |( h: A0 G! G
House Price = 280,000 : C2 G: J _& ~6 z) {& [
Down Payment = 98,000 (35% of total price)5 Q4 P& h) m: z J/ ^ F
LOAN = 182,000
5 C5 n6 Z# i* s' M/ V5 TINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
# t0 {5 |3 N) m. |: \% dYEAR = 25
9 Z# h6 `2 E% fMONTHLY Installment = $1,034 ( ?9 c" P2 C/ J. } K0 w
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Property Tax : $250
( q( K9 m4 n2 {$ Q* hGas+Elect.+Water : $350
+ X$ z/ S% J! OMisc. cost: $100
+ s% R9 k& \3 r: e______________________________________________________________1 ], M. J/ U9 W! |. G: v8 v) I
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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1 d$ _( G% T. A6 `) R V" M6 g* w[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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