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原帖由 过路客 于 2006-2-7 08:04 发表
! T! L s* Y) G. `9 z' h+ B请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
3 ~) g2 t+ S( c6 gHouse Price = 280,000 / |+ S6 ?$ |7 M8 D3 ]/ Z
Down Payment = 98,000 (35% of total price)! h: W/ y3 I" o- `& H+ f( u
LOAN = 182,000
, K0 B2 v& T/ N( _( M1 ^INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
. t. R% y: x' }3 T7 UYEAR = 25 , l, h3 N8 q% J. d4 T S, k
MONTHLY Installment = $1,034
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Property Tax : $250 ! i4 v8 o% x- c& _/ ^8 E0 F7 |9 m. i4 a
Gas+Elect.+Water : $350
- q$ r6 o' J/ M0 o3 ~; o9 OMisc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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