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原帖由 过路客 于 2006-2-7 08:04 发表
9 h. O% p# V5 x% K6 I& V- l& I- [6 A请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
9 U% K# T, U) a4 F, j: MHouse Price = 280,000 0 ]7 s. e4 p! f q' P
Down Payment = 98,000 (35% of total price)% q( R1 _; F4 S r
LOAN = 182,000 9 X2 A: P. n$ t* p* h8 G" e' W
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 ~; [: D3 |8 @" o
YEAR = 25 3 L% R% X2 I8 x5 e" H* B$ R
MONTHLY Installment = $1,034 4 Q, L( b$ [9 D- M& }' W
: |. ?3 P1 V- @! y% [
Property Tax : $250
# S: }8 b R- z- D. S5 kGas+Elect.+Water : $350, H, _2 d% ^3 [3 c7 ]
Misc. cost: $100
1 ^+ d( p1 n0 O6 j& [______________________________________________________________
: r& T5 H1 q5 I1 [) _3 k) fTotal Monthly: $1734 (Just a rough estimate based on rule of thumb), L! I m6 n" \6 F
% _& Z) ~# Y, Y9 L$ g2 E[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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