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原帖由 过路客 于 2006-2-7 08:04 发表
+ C0 n6 Y; F% A! h- i: ?, t J5 b请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 0 P% S6 U3 @( W
House Price = 280,000
) N8 H* h- m* g7 V, |6 R. `Down Payment = 98,000 (35% of total price)! A, j1 r! a# P. X. \8 y0 O+ x
LOAN = 182,000 5 c7 ]& L# ~. y( {4 r
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 7 f* V: ?* @( M$ G( t
YEAR = 25 . e: J {; Q& X" J% B- t1 |
MONTHLY Installment = $1,034 $ Z+ |& p1 F% w o( P. q
1 t, x! K8 }; e0 P* W2 l! e# g" q! L
Property Tax : $250 ! Y/ Q0 ?% o: ?' T$ U6 ^
Gas+Elect.+Water : $350
* `4 L7 o* a3 M: bMisc. cost: $1006 H# B; m4 q9 Q h: v9 F
______________________________________________________________7 n1 J9 T* A& {
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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, m& V% s3 u1 I[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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