 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表
1 m. `# ^' T0 w% h请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
9 X1 O5 _$ v% X1 o% F" AHouse Price = 280,000 3 t: K& ^: b! E Z
Down Payment = 98,000 (35% of total price)1 g' d' Y4 c% b: l; V
LOAN = 182,000
- F, t G; B4 U1 e) tINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
. c4 m" ?! [. V k6 O: |YEAR = 25 # z2 a" r; c7 R
MONTHLY Installment = $1,034
3 l% T$ e: ~( Q( h& S1 ~* g- f& U7 b1 F4 x G0 y$ {9 q
Property Tax : $250
$ }9 s5 N8 I: K; ~8 ~Gas+Elect.+Water : $3501 C2 Y, _- T# M
Misc. cost: $100
1 J: P- v" B) i; I4 ^. `______________________________________________________________
$ Q: Y/ d6 n6 V0 r! gTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)& C1 {! x+ _9 N( k: X
2 g0 j' f/ I; y7 V
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|