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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户; F& U8 Z5 H8 B

2 p5 a% }1 ~3 wWhat kind of account did you have in your mind?
5 U/ t/ u% r( y+ f你想开哪种帐户?
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7 M- N8 @& Q- p8 d0 B* H" RDo you like to open a current account?# I  Y# T% j+ U
你想开一个活期存款帐户吗?
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5 t5 R& o) ?! gA deposit or current account?
1 o$ U& k6 s* a3 ^3 }6 M. E定期还是活期? + c" `- @; I' k. v5 e8 T9 [

2 s3 o: C5 s! X8 H) o  o- ]& I* vPlease tell me how you would like to deposit your money.. p) [+ A- G/ O% a8 O/ e" w$ K
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
3 Y7 c6 E6 T. H4 q1 U支票户头要收服务费,现金户头不收。 5 h' O, v' |* c0 t3 e  H7 G" F
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Our minimum deposit for a savings account is 100 dollars.
0 q& P; k8 m* ?6 m, z1 |我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.: z) Z+ Z+ o5 V4 X( b- a
最低起存款额是5元。 / N' R" z( @3 D$ g* {$ ]
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You can open a savings account at any time with an initial deposit of 50 dollars.0 _/ n1 B, M' T0 y) z8 g9 }: ^
你可随时以50美圆的起存额开立储蓄帐户。
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$ ], r8 o4 A3 b; Y9 k) \; \" yEven one yuan is all right.
2 g- }  f: [$ c# s2 z甚至一元也可以起存。
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; C) l; X4 @) XHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
: I4 D* [/ `/ j( J0 j7 S+ d6 T这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 3 _9 A3 P- P+ k) k- R$ n

# O- d0 z! ?" B. XI should like to open a current account.
) m9 f" y) e+ k9 D7 l+ k# H- c我想开一个活期存款帐户。 2 C2 y" i( m) g# e- [% O0 o
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I need a checking account so that I can pay my bill., u  |- h+ }2 Z( p. X2 L/ O
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.% ]6 N3 e" `$ r2 P1 e
我们想知道如何开一个支票储蓄帐户。 : R8 j/ a8 E  D8 t4 R
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I have a checking account here.( ^; E, u* c/ B/ g
我在这里有一个支票存款帐户。
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& m, z: a2 J8 Y  v4 y  u$ e4 OI think I'd like a deposit account.
. ~3 g8 e) |. Y4 u1 o" p我想要开个定期存款帐户。 ' p9 o: B0 `3 W4 }

. K) N& {) W. T+ CCan I open a current account here?
1 Z. y& X# y+ B. S2 K+ |" d0 n我能否在这儿开个活期存款帐户?
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3 s$ q& T1 q$ dI want to open a deposit account with you.1 K. m5 l# t( n& R# r6 z2 g3 T
我要开个储蓄帐户。
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I'd like to open a deposit account with you.
) C9 J1 n3 K! ~) h! Z我想在你们这儿开个定期存款帐户。 ! M7 \/ c: B& Y

; v' |# W' ?* t' \( Z+ wCould you tell me the difference between a savings account and a checking account?1 }6 `! G# _) c- S/ y; ^* f
请告诉我储蓄存款与支票存款的区别好吗?
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) @' c8 R! u# K6 l1 |" QPlease tell me the procedure for opening a savings account.5 m' o/ g2 V, r4 ^4 J$ W7 u
请告诉我开个储蓄帐户需要什么手续。 3 {# d  g9 t/ \/ O8 H
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Will 100 yuan be enough for a minimum deposit?
: `& x/ F8 C  x7 u$ f8 r  x100元作最低存款额够吗? 6 m; k" D; u3 u$ ~# E

: B( G" K  A: C& x' X- oI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
8 F1 h. k/ v$ u4 ]* y. i我想知道开一个支票帐户200元存款是否够。 ; ^% h9 O7 E7 ?; `0 ]

# q8 s. f+ e1 C3 q3 CCould you tell me how to operate this account?
! V, D" j. i* l) y8 j4 u请告诉我如何经管这个帐户好吗?
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4 Y$ Y7 {5 w/ a" F. ^' BIs there any minimum for the first deposit?# F1 j1 w+ @+ @) B# D6 W3 j, X% O6 `7 f
第一次储蓄有最低限额吗?
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& g4 M& x8 s( n5 p5 ~3 sHow much does each account cost?% H0 E3 g* F% ]$ J5 ~- C
每个帐户要花多少钱?
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Useful Phrases . |& i$ W) \! |! [
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current deposit, current account 活期存款$ r/ D( ]* w2 c* ?. h
fixed deposit, fixed account 定期存款
. E: Y* `7 t% [$ xfixed deposit by installments 零存整取
+ c; P+ Z+ o5 H& i4 {+ Njoint account 联名存款帐户) T8 L- `& w* G/ a1 ^; |( D5 I
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款% y, v, A6 {: B+ w" F4 Q

1 u* o& R- j! P- fHow much do you want to deposit with us?
6 G0 ~* W9 [' c9 I# f1 k你想在我们这存多少?
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  c+ |+ E  w& D5 g6 ?How much do you wish to pay into your account?! m6 M  ?: d5 r; g3 O
你希望在你的户头上存多少?0 ^1 O8 |4 o- Z9 a6 ]4 c
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, F9 D: q/ H3 l. y! U6 AHow much money do you plan to keep in your account on a regular basis?
6 }2 x% V' A4 \5 _1 o9 v. ~你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?
9 I- I6 @: o1 `7 i你有多少钱要存入呢?( y" t: z/ ?+ p! i* b" a
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
, p( A' E2 ~7 B% V, C  G我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?5 Y1 g6 p1 Q: E5 Y0 u! c
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
/ F; w& Q' K6 M  z! y我想在我的户头上存300元。% j1 `: U  w" x
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1 Z% D' i+ u6 f: i; T) KI want to deposit these cheques in my account.
2 T2 b8 `# d4 X, Q8 _* x8 s1 d9 e我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account./ K  y; H8 ^' s5 L3 R2 r
我想在在我的定期存款户头上存200元。$ t! h2 X* X' D$ u
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I want to deposit my paycheck.1 @4 x/ K+ r2 N8 t3 F
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
& K/ J: _0 h% M& f1 D! u4 g1 N+ P# \我想知道我能否在这兑换支票。
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) b9 t' A3 Q" k& y  Q8 {Will you please cash this traveler's cheque?
2 O! I9 _- f% _# B/ j% g请兑现这张旅行支票好吗?
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I'd like to cash this money order.
  f! Y" {. T# S+ U* U$ f我想兑现这张汇款单。
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9 z# \. J  W8 u6 F  {  _' S: yI want to cash the balance of a traveler's letter of credit.
: X; A: L3 O' u我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?" j' `) r( a% u$ e2 J: t+ X
请告诉我兑换支票收手续费吗?  ?, H" U* j& L- f8 r) B4 m, q! o& a
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Could you tell me how much the checks cost?; [3 G6 ?8 q8 R7 x3 `, {1 o1 y
请告诉我这些支票要花多少钱?9 q9 W9 W8 Q( Y. {; q" {) u5 k! _9 `
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7 M% T) i7 R0 G( f7 ]6 |1 cWhat if I overdraw?
, N9 J6 ?- X7 s  S  d如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
  k; r* ~; ~0 @& ?0 t如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
, q( w3 ^6 j, f* e- \) B2 x请在支票背面写上你的帐号。) L1 _" F8 y: S, d
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We honored the check as the overdraft was only 5 yuan.% l* E- f+ V: j* W8 B5 O1 \
我们承兑这张支票的透支额只有5元。
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# y4 `& @4 G+ u' T, SPlease endorse the cheque.
; X8 G" T7 h/ L3 _2 e6 a0 B8 @, V请背签这张支票。  j. h# H! R0 q8 P  J
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The traveler's checks cost 1.5% of the total amount of purchase.
# Z/ T. c" Q2 `2 q& O1 \8 G旅行支票手续费是购买总额的1.5%。
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# D3 S* R* l) [' m; @! i+ ?# J( WHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
& X, W" m# g. ], C5 O& ]) q+ ?这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
6 ]% u5 k' I) }7 G, P7 b你每开一张支票将花2美圆。
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4 Y4 y$ F$ V5 x+ b0 KUseful Words and Phrases
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0 k7 l( Q/ Z! B1 o" p. R$ Q1 ?5 u% vaccount number 帐目编号
% [/ }. w# M5 E* y& H6 A7 {depositor 存户
$ ^8 r# Y* s/ @2 dpay-in slip 存款单* @, l9 e1 u0 \8 d
a deposit form 存款单
3 k* {0 w; @7 N, F, Da banding machine 自动存取机  \/ j! [, F. u4 Y9 c
to deposit 存款
" z! {+ }% F! [2 q0 k/ v$ Vdeposit receipt 存款收据
) \& H0 `5 p5 ?( d# C( O+ ~, U+ n. Bprivate deposits 私人存款
1 M6 S" X1 }+ M8 `certificate of deposit 存单
/ Q/ K! @0 _; X* ]9 X. {1 G% Y9 Q' f- qdeposit book, passbook 存折
( a! d2 g! Z. o/ t! K* Jcredit card 信用卡
7 @  l# l1 `) o& Kprincipal 本金
+ P# g) B1 M* h. noverdraft, overdraw 透支1 }, M. ?5 M2 A1 `% z
to counter sign 双签
6 Z9 @0 x5 j2 s9 uto endorse 背书
; j& J8 ~$ c* i" X, G0 F0 _1 z+ Qendorser 背书人
5 j0 `6 K5 L5 _to cash 兑现, Q7 ?" z+ \0 s* C( T" t
to honor a cheque 兑付
- T% U' g# X" {( |/ Y2 i# G* [& C: ~to dishonor a cheque 拒付
/ L$ o( q5 _, R3 V: Nto suspend payment 止付
- f, Z0 }, Z" Z7 u3 x0 L' N% Gcheque,check 支票
2 O1 m+ A/ x/ Y8 O# c7 v6 \cheque book 支票本
, \3 j+ f1 S) S$ v( s# E0 Oorder cheque 记名支票
5 }( x5 I2 _" w* p3 i1 xbearer cheque 不记名支票) D9 d7 A! B2 M# u5 l5 j! U5 x
crossed cheque 横线支票
9 h7 j2 M. |9 f# |blank cheque 空白支票
3 ?+ }. l( R9 l3 e/ S# y% Vrubber cheque 空头支票  \2 h+ @: o( ?1 d" v7 A
cheque stub, counterfoil 票根
# x3 R5 e- r; Rcash cheque 现金支票! y5 p' s( D4 Y' J5 }/ K+ [
traveler's cheque 旅行支票
: |/ o2 O- `6 ~* k1 Rcheque for transfer 转帐支票
; K8 W/ J' C9 L$ v1 G: R) N! foutstanding cheque 未付支票
% e9 `; x4 N/ P$ W1 A8 s( u( Mcanceled cheque 已付支票
# @6 ]1 x0 q$ [$ y& a7 g. Hforged cheque 伪支票' N8 G5 G3 K% V" `
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
2 ^6 S% h4 j5 [8 r3 s+ ^我想知道一下我是否能提取存款来支付天津购物的费用。% t3 A& l7 l: {

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8 C0 O5 C, Q" i# l) `I want to withdraw 200 dollars from my deposit account.) D# A3 _! R7 S4 r, d5 w
我要从我的定期存款中支取200美圆。
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1 I9 g% G7 ~: p3 O2 E' A( uI want to close my account with you.5 }2 P- P! ^5 C5 x4 `$ E8 c
我想结束在你们这儿的帐户。. h; w3 Z3 n" e8 X, ~! g! z
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8 s9 P$ G) Y% I1 ?- e+ Q4 bI'd like to draw 100 yuan against this letter of credit.
. }2 F; `* e  {7 q& o% _6 j我想从这份信用证上提款100元。
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5 A( p. M. e% Q4 N/ R6 d. OMay I draw money against the letter of credit here?) N& Q/ H6 C7 I& A
我可以在这儿用这份信用证取钱吗?; W. n3 p) J& ]3 W- r9 S5 B
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Could you tell me my balance?
0 c2 A* y' O9 B6 P! T能否把存款结余金额告诉我?
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+ ^7 s1 z  x& p( D$ mPlease let me know my balance.! \$ I, {0 ]5 J' u
请告诉我结余金额。5 N7 I5 Y  Z& S; Z: o( H% f# ^6 K

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I think you can draw on this account by cheque in payment of goods.* e; l; n4 j& x* c! L2 B
我以为你可用支票提款支付购物费用。8 h  ~: z$ s6 O* [% m2 Z' U- k1 u
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Your balance at the bank is 300 yuan.
% |2 C7 k) T: X$ j& ^你在本行的结余是300元。: Q1 Z8 R; X, G% m& f( X9 r

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: K8 M6 j, e. YYour deposit is exhausted.
; g0 V- {* I1 i/ K1 P& e& e你的存款支净了。
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Your letter of credit is used up./ F( Y0 r+ W; }
你的信用证用完了。
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Please tell me how you wish to draw your money.
# R! E+ c& E" t+ l. p请告诉我你希望怎样支款。3 m2 ?4 a9 f8 v- f5 E

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Fill our a withdrawal form, please.
" ]) a4 H! J& }. T: f, E请填写取款单。' h$ L( C" A- R* t) p1 S7 D1 H
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5 m$ {& e6 C$ B$ h3 Z0 E# }! \The letter of credit is exhausted./ l/ g* x( y% L0 E
信用证上的款子已提清。! Q( Y" k( c( i# I& ]- S

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5 G; S/ `+ [0 P, l. h7 GThe letter at Counter 6 will pay you against your number slip.4 a/ Y1 j$ }: h; w- O  K6 R4 Q
六号柜台的出纳员将根据你的号码牌付给你钱。 % ]/ G; n# D& G$ U! j( {5 V' w+ ~

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3 Q6 l/ \8 E0 ]) {Useful Words and Phrases * u" W5 K( w' H" ]) Y5 W+ R; Y

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  }8 S" k1 k6 A( U4 T" _to close an account, to clear an account 结清
8 b4 \' ]% Z7 T4 N% j" W: ]% ~to draw money 取款: Z5 b. L" Y( ~! V, o
drawing-out slip 取款单7 Z0 s! c  Q; ?5 g6 h' I) w
the number slip 号码牌, K" w9 y, m  @4 Q) d. z
a withdrawal form 取款单9 K4 s" }  {7 w9 \  F
to fill in the receipt in duplicate 一式两份填这张收据
( z9 R) P8 l- A: kteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
3 O, ^. A/ }7 J+ `7 Y好,已收藏!
, a( ?: [" p% @
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
! @* o" H2 [, x
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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