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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
( y0 R5 ]$ M9 J  `. |, ~/ Q你想开哪种帐户?
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1 b1 n' y( j0 Y/ g1 f5 ADo you like to open a current account?9 y8 N2 w4 k; S; M" w+ D
你想开一个活期存款帐户吗? 6 J1 ~, ~" [1 ^: j+ G3 P$ u
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A deposit or current account?
  t6 T, t3 h5 N! X8 U* I9 U定期还是活期?
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Please tell me how you would like to deposit your money.
& ]: y; A" S0 G1 K8 Z请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
' A# O$ R$ |9 L' V5 }1 b( t; g! w支票户头要收服务费,现金户头不收。 $ p/ |1 s+ O# d. j8 S, f1 }

1 w2 `- L# b/ x5 S, ?: w! \/ i! hOur minimum deposit for a savings account is 100 dollars.
9 L0 g% u4 A. ]" w6 \1 P我们储蓄存款的最低存款额是100美圆。 0 H' q4 K/ A- Q) ~8 \9 Q) S* `

( T# s  K( g' rFive yuan is the minimum original deposit.3 q' N' {/ F% k
最低起存款额是5元。
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/ P6 D6 m1 J8 d& A2 gYou can open a savings account at any time with an initial deposit of 50 dollars.) H6 X) V! l  d, d
你可随时以50美圆的起存额开立储蓄帐户。
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8 B, b+ H# O* J) TEven one yuan is all right.
! b2 o  N8 ^9 u& b/ {: b0 G  T. r$ e甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
. F3 [1 _9 @6 J( j) F这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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, _$ s" H5 r- GI should like to open a current account.+ h9 s# u! m& N) v& w
我想开一个活期存款帐户。 ; C1 j" q5 [6 O
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I need a checking account so that I can pay my bill.
: ?/ _6 |0 F! J: S+ \我需开个支票帐户,这样就能付帐。 ' u- V# y6 p# q& L3 n* k/ @

' m* s/ z/ e3 z' y2 ~0 DWe'd like to know how we open a checking-savings account.9 k2 s/ N  x& s7 N
我们想知道如何开一个支票储蓄帐户。 8 O3 S- J2 I. n/ _

. Z/ h$ t/ \  S& W: OI have a checking account here.
  p5 K' z1 S9 U  w  ]我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
" `- [+ }! u7 N$ ]$ L2 e+ a# G- T, N我想要开个定期存款帐户。 6 Y3 g. [. ?/ [

1 y/ J0 a% |1 ~, mCan I open a current account here?) L* e! E0 s) \. W* k/ F. d* r0 {
我能否在这儿开个活期存款帐户? . u- V' ?! a% @! c" \
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I want to open a deposit account with you.- m& u9 u( k+ @. [
我要开个储蓄帐户。
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I'd like to open a deposit account with you.' Q* m+ c, P+ }
我想在你们这儿开个定期存款帐户。 ' H& R% h& w% p" ~9 g
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Could you tell me the difference between a savings account and a checking account?+ i9 D2 y( u' ?6 N! ]8 R! r3 o
请告诉我储蓄存款与支票存款的区别好吗? * X6 }6 E% E6 E# z
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Please tell me the procedure for opening a savings account.
0 [+ \$ q: {; ?  c! m请告诉我开个储蓄帐户需要什么手续。 1 k- ?4 F8 U& V& K1 I) G. O8 y

, z( L2 T3 `% S5 K8 GWill 100 yuan be enough for a minimum deposit?
/ S  z' T2 |- {! o' c' w0 m! e100元作最低存款额够吗? . d6 T, E0 z3 v. R6 T, S

6 M) c; Q5 g! O' K1 P; WI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.  n4 }+ V' j8 C* E! j  D6 H6 z
我想知道开一个支票帐户200元存款是否够。 " r% s0 O: `) x) R& I, _8 ^1 W

( l5 y% x+ `) q. _  cCould you tell me how to operate this account?; L$ W! y: F, v, U: L
请告诉我如何经管这个帐户好吗? . C9 {. y2 {$ d. m7 ~$ b

" K8 ]7 E- _# l/ v! ^Is there any minimum for the first deposit?
  N! q: T" J3 l- n" z第一次储蓄有最低限额吗?
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How much does each account cost?
* @  A' `7 l# _, g$ X3 I5 U每个帐户要花多少钱?$ F3 A  T+ x" ], i4 D. E% F  ?
 
: R+ l/ ?/ j3 Y9 G9 y4 L$ a* AUseful Phrases & ~3 y2 J& @0 X' B% u( A% F% K. R
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current deposit, current account 活期存款
9 l8 u; B4 y1 f& O9 w6 ]fixed deposit, fixed account 定期存款5 |3 C1 ^( ^9 \# Z: ]
fixed deposit by installments 零存整取
9 u  _2 a- P& W5 K+ U: Fjoint account 联名存款帐户
+ {& ~. ]% s1 L, Zto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款$ {' j( F3 O$ P6 g4 {
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How much do you want to deposit with us?1 H1 P6 Q. D; G3 r, }
你想在我们这存多少? % Y3 n$ a' u) j7 h9 N

5 V7 O2 S; t! E& H) ~How much do you wish to pay into your account?
# q. f8 D1 E, y3 O你希望在你的户头上存多少?
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  N- ?. U9 C7 S2 t0 WHow much money do you plan to keep in your account on a regular basis?
9 M( p3 N! l, Z6 ?( @4 u' A你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?  A; w0 s3 D  g7 h) [8 x6 E
你有多少钱要存入呢?
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- R# o. U7 p* ]3 G2 g& ?0 ?I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.# P6 Q* q3 Q/ h- C* G/ {
我认为你可把钱存入银行,或留在银行暂保管起来。# w7 n( l3 ?, \, E' e7 |; E3 j% C
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- |+ Q7 ^7 G: r9 Y" r  T" zWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?* S* s. M6 F- I0 X
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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- h. o; g$ i% YI want to deposit 300 yuan in my account.
& G- I/ v* s0 o$ _6 [* \7 Q我想在我的户头上存300元。: d( J5 S1 v( x! x
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I want to deposit these cheques in my account.& m. p4 P* Z; M( k
我想把这些支票存在我的户头上。
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1 [2 c$ e4 `2 CI'd like to pay 200 yuan into my deposit account.$ z0 \4 Q5 {! Q" c8 u2 `
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck." }: `: B. f) W0 S, Y, e9 e
我想存入我的工资支票。2 Z4 f& k* ?% z) E. n: x- e
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I'd like to know whether I can cash a cheque here.
3 `6 C7 Q/ r  {' W3 e" p; U我想知道我能否在这兑换支票。
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+ B  C) f, N9 M' _Will you please cash this traveler's cheque?
2 o' Q8 y# W" H" N( p0 @3 D请兑现这张旅行支票好吗?5 z7 v+ R8 _# y  f

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I'd like to cash this money order.9 \2 @. R. \$ \) f; [+ h9 c
我想兑现这张汇款单。
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  D+ y' K" `/ ?0 d8 N: {6 T% \. qI want to cash the balance of a traveler's letter of credit.
& w9 @/ B4 [. g& |/ f我要把旅行信用证的结余兑现。: `6 Y. A/ t3 l( n$ V

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Will you please tell me whether you charge for cheques?
5 l/ ?: W) s- ?1 u, f请告诉我兑换支票收手续费吗?
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% z3 M" y  \+ M  W+ N6 A- g- ACould you tell me how much the checks cost?9 X  b7 y$ _" H
请告诉我这些支票要花多少钱?
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What if I overdraw?: M9 f, E7 _: M, j7 Z, H
如果透支了怎么办?# H1 a7 P8 u4 T

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4 x' l4 D9 N% q  D( KPlease sign your name on the bottom line if you want to cash the check.
  @( H. I3 r+ {1 R如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
! W$ E/ ?% k% Q  d请在支票背面写上你的帐号。  W) f0 X6 |! x0 J- n
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We honored the check as the overdraft was only 5 yuan.4 L# I+ A- j  r# \+ ~0 r4 V
我们承兑这张支票的透支额只有5元。& x  C* |! K$ O( \7 }4 @( d0 N
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Please endorse the cheque.
3 f# V9 L% T. ?% d8 ~1 Z请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.0 Z& c; l' N1 m# c3 @5 @
旅行支票手续费是购买总额的1.5%。- H; C" _# s/ {* d

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4 J5 p" Y' K/ S2 t. NHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".: G8 m1 ^1 H- }4 L: p
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.) Q$ V9 K! y* W# g$ S! M
你每开一张支票将花2美圆。# A, G9 t3 b* ]7 P1 `% U
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Useful Words and Phrases 3 ^, P. ]- _7 {5 E" `9 M

, Y3 l0 }+ H  F3 R6 vaccount number 帐目编号4 X: I" D% v- q% k5 O% i2 T9 o
depositor 存户; c$ j/ X$ ^# g% U+ V2 ]+ Y
pay-in slip 存款单7 d4 R' N4 P$ P/ \, B; ~0 V! [0 n
a deposit form 存款单
* G3 A9 Y3 v$ g3 t+ n- Ya banding machine 自动存取机* Z; K+ z) p# c+ ?  D' y
to deposit 存款! v0 D2 {# t7 F! b& H0 d
deposit receipt 存款收据
+ L$ M5 u: N! p2 @; |private deposits 私人存款
* D* p- M7 x4 xcertificate of deposit 存单
5 @0 w" z8 L* }5 {3 s/ Edeposit book, passbook 存折
* S" o! C) K4 ?5 U1 q& bcredit card 信用卡2 e, N9 a& o) Z% s7 y
principal 本金0 y" @9 `' i4 E/ L
overdraft, overdraw 透支* S3 |1 l: q2 m
to counter sign 双签
2 W9 P6 y: B5 ?4 C: b4 r7 P' eto endorse 背书; c1 f  `, E9 s9 _/ D# P8 C7 w0 p' O9 ^
endorser 背书人; h9 |+ o2 A6 x9 q+ b1 j
to cash 兑现
- T1 p7 Z3 m% g/ g5 R9 ~0 yto honor a cheque 兑付: a7 l- |7 `# {7 O- H7 f. J
to dishonor a cheque 拒付: T: j* ?) `9 l7 y6 V6 j" @, @
to suspend payment 止付: Q& M* l  k7 T( Q+ M: }0 k' v
cheque,check 支票9 {$ R$ A( f1 v& w3 ~- {
cheque book 支票本/ q8 H4 x; f( ~3 t7 T3 n; j1 t
order cheque 记名支票: o$ s4 }6 L8 t8 u7 C. F
bearer cheque 不记名支票. |4 ?" C4 m+ u! z8 W& O/ r5 P
crossed cheque 横线支票6 b# u+ f/ `" k- X- ?4 @0 z9 ~
blank cheque 空白支票
! k0 w! C5 @# w- ^9 Grubber cheque 空头支票
& v. K* B( E$ {+ p! echeque stub, counterfoil 票根
' \0 d) u  \0 l( q. f) \# A, Kcash cheque 现金支票
7 [3 z0 k9 U  Z" _' c$ btraveler's cheque 旅行支票
: w) k% p1 m/ }  F5 k! S# Scheque for transfer 转帐支票9 ?6 C  c0 i  X( k! r
outstanding cheque 未付支票
7 J4 Z% L. k1 N: E9 tcanceled cheque 已付支票% h" k9 W. `6 O
forged cheque 伪支票$ e7 G1 K' N% v% S3 t3 X* [- T
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余1 a! U9 @1 E) L1 O4 ]" P

3 n. U1 D2 o  ]- CI'd like to know if I can draw on my account for payment of things I buy in Tianjin.6 S( f) _0 M% ~0 N/ j- x
我想知道一下我是否能提取存款来支付天津购物的费用。
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: G4 t1 C% ^+ @5 ]I want to withdraw 200 dollars from my deposit account.
7 H( G1 T9 F% ~- q* T我要从我的定期存款中支取200美圆。
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I want to close my account with you.
" o1 P( K1 I$ {: }我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
3 F$ u3 ]" z" j( @* O$ ?我想从这份信用证上提款100元。8 k! u( v, R& T# s. c4 B
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May I draw money against the letter of credit here?
8 O& k7 m9 s) B( e8 \) g我可以在这儿用这份信用证取钱吗?5 J( ^2 `+ @4 d& w
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Could you tell me my balance?' W5 n6 c8 U1 U; D& A/ J
能否把存款结余金额告诉我?; S0 S9 O% l. A( u. V/ }

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, `. |5 @7 I4 U  t2 QPlease let me know my balance.0 A3 W$ ]1 c1 q! g5 J* L4 y, S$ q
请告诉我结余金额。
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* W  i7 u: V2 t! |" r) ^I think you can draw on this account by cheque in payment of goods.
% L3 u9 ~3 l6 l- D. h' N4 q我以为你可用支票提款支付购物费用。" _2 V9 ]+ N1 ?4 V' H, `9 C
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/ L! g+ q1 U2 n. _& b! WYour balance at the bank is 300 yuan.7 W& _; o4 }& Z5 q
你在本行的结余是300元。$ W, P9 T( n3 \! R( u# q+ ]

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Your deposit is exhausted.
2 l- a+ U5 M# Q7 h2 Y+ A# z% n你的存款支净了。; L5 S+ H$ V6 ^* i6 H' q$ G4 r

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Your letter of credit is used up.
7 m& e$ U2 C) F# a. v3 |. w$ O你的信用证用完了。5 J6 x& H) q# I; j, c
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Please tell me how you wish to draw your money.2 T! C1 W$ b+ B
请告诉我你希望怎样支款。
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; n, L2 T1 ^. j7 UFill our a withdrawal form, please.
% Q4 c2 S- B' R/ \' `. \2 Z请填写取款单。
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0 W9 e' g: R" K8 Z* tThe letter of credit is exhausted.
) Z1 E. l+ X5 g; x. V0 j5 o信用证上的款子已提清。; p8 k) k" I+ `6 c' Q% T* I5 j
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3 y- I! }" ?* d" {8 ~" v9 QThe letter at Counter 6 will pay you against your number slip.* e* y, s4 G! e3 g+ r* ]0 J" y8 t
六号柜台的出纳员将根据你的号码牌付给你钱。 ) J; j8 a8 J+ M) N0 T

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8 T1 T" e3 l, r. u  D' VUseful Words and Phrases 9 R8 S3 m% J+ r% L7 I5 z) f9 i
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  t6 ]( c( q: V! `. {* k' ]to close an account, to clear an account 结清
! y0 V& v  L% ]/ mto draw money 取款
5 k3 j4 O3 u3 Y$ [; u! xdrawing-out slip 取款单
( t0 [! j' S$ j+ ythe number slip 号码牌
& H# o1 U0 V( Ma withdrawal form 取款单
  a* @5 L- O- H/ J( I/ }8 ]to fill in the receipt in duplicate 一式两份填这张收据
& N3 P, V" N% bteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表, i) V9 N2 p4 Y  v; C- E1 E5 Q5 n
好,已收藏!
; r+ a: X2 c- C; |
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
- `5 I- X; i0 r. h" _  e
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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