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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户: @7 f) D; u7 g

8 I, l1 ]& U0 P" [What kind of account did you have in your mind?4 H" W" q0 O. g% Q+ b- D/ X
你想开哪种帐户?
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Do you like to open a current account?
' |- U- R1 G3 W. s) Y) q0 j你想开一个活期存款帐户吗? % @$ Q* r8 e1 |8 j
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A deposit or current account?
% M( S% Y% X; _# g: x定期还是活期? : D. P' y+ [9 N$ A9 G" K
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Please tell me how you would like to deposit your money.
) j! |0 }0 X7 o6 m' l请告诉我你想存何种户头? 6 @. z/ z$ {; i- ~4 p7 x$ m  Y/ E: E

# d  ?) f* V: i" |; EThere's a service charge for the checking account but no charge for the savings.3 g: @% \1 c3 x/ u
支票户头要收服务费,现金户头不收。 & ?& `- t, y  j' I7 j- J

6 E8 N( n, X+ {5 ^- e  hOur minimum deposit for a savings account is 100 dollars.* u3 p& A: l; y
我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
" H; D/ y9 v6 V最低起存款额是5元。
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" V& z) H) }/ LYou can open a savings account at any time with an initial deposit of 50 dollars.; |$ I& V+ L6 `/ c2 N- O3 k) @
你可随时以50美圆的起存额开立储蓄帐户。
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, `$ c/ Q9 `8 W& U  e9 Z& Z2 g; OEven one yuan is all right.! b: [8 V7 l* e; T! I3 {" n- L1 i
甚至一元也可以起存。 : _  k2 b" L7 ~* w) |6 Y; A
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
# k; o3 U' P" {0 u  _这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.
" e6 h8 C5 E1 Q4 v  M; Q3 b我想开一个活期存款帐户。
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8 _1 U$ G  L! @3 V5 r# Q3 w1 hI need a checking account so that I can pay my bill.8 v0 }8 ^1 K- Y( H
我需开个支票帐户,这样就能付帐。 . T# U) @* g3 f! m( M/ U

+ \6 G/ q" X# L' @9 F: H  P# N1 WWe'd like to know how we open a checking-savings account.5 s/ P( Y9 u. \0 u  _
我们想知道如何开一个支票储蓄帐户。 5 @5 Y& V. _4 m8 p# h, F

6 R0 e9 W. n0 M4 aI have a checking account here.
9 g# b. g, b( K) ]+ ]- n: W8 O1 i1 V我在这里有一个支票存款帐户。 - |. V5 t' P& ?. `

% k# Q9 D3 m, N! r' X  m+ h- T7 II think I'd like a deposit account.& D( E- e2 {* w) w9 u8 A/ v  y# Z. p
我想要开个定期存款帐户。
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2 C& B9 L# U- ?- o; CCan I open a current account here?
/ _) t& K& X# y5 B0 m6 p, G我能否在这儿开个活期存款帐户?   y) O, x  Q& T) \; V
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I want to open a deposit account with you.. t" A/ w( t+ ~. |8 \3 k* X
我要开个储蓄帐户。
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. e  d+ Z( H, o0 C) bI'd like to open a deposit account with you.; N3 e( ?" ?3 J
我想在你们这儿开个定期存款帐户。 8 l, W+ D/ n$ p8 w" J
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Could you tell me the difference between a savings account and a checking account?7 l2 _* b, a, q4 r3 d: E# ~
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.1 m9 A$ p6 ]1 V- u
请告诉我开个储蓄帐户需要什么手续。 ( w  K* H+ W9 E4 `* u
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Will 100 yuan be enough for a minimum deposit?
# e! a+ x' [' {, V100元作最低存款额够吗?
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, A3 m, h9 I5 {, c& K* [I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.! ~' N  r" G; W# W1 s0 z
我想知道开一个支票帐户200元存款是否够。
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7 H5 g& K) u2 G! O' R: X$ tCould you tell me how to operate this account?& N7 V9 f% }/ l/ B
请告诉我如何经管这个帐户好吗? + P; @% @/ B4 w: @- y) o
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Is there any minimum for the first deposit?
) w( s+ x& h: k& ]* U第一次储蓄有最低限额吗?
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9 Q3 F' ~7 x' W8 L( K7 w1 x" K) E5 W* V$ M5 fHow much does each account cost?2 ]0 e+ F9 J: [- g7 v
每个帐户要花多少钱?
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4 |6 L' e4 l0 |1 S9 t# w3 XUseful Phrases
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current deposit, current account 活期存款" R( y% o# |8 W6 |: s! z7 Y
fixed deposit, fixed account 定期存款/ z" H7 J5 J# D# _5 \- g* r; ?
fixed deposit by installments 零存整取
9 h! K" m  K+ [  Wjoint account 联名存款帐户8 L. T- |& J; c" q& o3 t3 N: T! Y
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款8 p% E% V' n8 J5 z/ p; d

, Y9 V& q" f1 vHow much do you want to deposit with us?( n4 w* b8 H/ v+ J" K" h
你想在我们这存多少?
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How much do you wish to pay into your account?% ^1 Q% i. q5 ~" D) f3 z7 a
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?7 R, z1 c( o" ~( }) B/ ]# n
你计划在你的户头上定期存放多少钱?. c3 w& M- |1 k5 ]+ P& B; w

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How much cash do you plan to deposit in your account?; ]4 m' \8 j) D4 K, ~2 v2 m% h! j
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.& K0 F! L, b' O' H) X) Q
我认为你可把钱存入银行,或留在银行暂保管起来。& ?' S# T* g4 j% q2 }7 e1 l
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
# W. l8 ]0 w1 F+ z- f. ?; y" T; u请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?5 K0 e* d) Q. W" M9 U, e  k/ M
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% N' C5 E0 P7 N# _9 Z5 HI want to deposit 300 yuan in my account./ X' U1 I2 j  K/ ]- a/ L
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
$ E  t% X$ u7 z) I我想把这些支票存在我的户头上。- j" ]% O; z: r$ l
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1 z! F" ?9 R) aI'd like to pay 200 yuan into my deposit account.
/ o2 X! T* Z& G% [: }1 b! G我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
* x! ?7 J% P8 h$ |我想存入我的工资支票。
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( r' Z! k3 I( mI'd like to know whether I can cash a cheque here.
4 H* T$ ^, \0 G8 j/ M9 o" C9 v9 n我想知道我能否在这兑换支票。( k7 q% g0 M8 L; ]/ w, s

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3 G* R7 a+ A- \/ B8 \% u( HWill you please cash this traveler's cheque?1 L- O( C! A* U" b9 W/ M/ Y
请兑现这张旅行支票好吗?
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2 ]5 o2 ^, b8 LI'd like to cash this money order.0 u- C7 s7 V! \' G& g
我想兑现这张汇款单。
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- O6 d  q! e# m& ^I want to cash the balance of a traveler's letter of credit.* D% ?0 x) o' z( T5 }
我要把旅行信用证的结余兑现。
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8 b6 G: X# U& X$ ~Will you please tell me whether you charge for cheques?
8 A  x# H, W) j. A* _8 X请告诉我兑换支票收手续费吗?9 y; v3 Z: y: c3 o
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4 H% U& D5 H8 L# x# hCould you tell me how much the checks cost?$ y$ U) ?+ ~: U* u' j! {6 L  H& F
请告诉我这些支票要花多少钱?: w, l5 f4 N' X0 i# Y9 o

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/ P" k4 h( I( DWhat if I overdraw?5 o$ A  ?9 h0 K" y
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check., F6 b  p# Z4 @1 s: ^
如果想兑支票,请在底线上签名。
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" C& z/ ?3 c+ ]Please write your account number on the back of the check.& v. j( ]- t; C( b7 E
请在支票背面写上你的帐号。' s' f* E0 i5 c8 C( b# P0 T0 M" `

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' o8 |+ d9 }, q6 d4 v. j4 [We honored the check as the overdraft was only 5 yuan.
) P8 l) Q% L, h2 j# {6 S) r& w/ D我们承兑这张支票的透支额只有5元。
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0 I; h. I; g* t: S5 L- IPlease endorse the cheque.
4 a+ H5 v- C+ ]" n+ [$ X! P请背签这张支票。/ x5 s/ x; h5 l. u
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The traveler's checks cost 1.5% of the total amount of purchase.
! x1 O4 y& d2 [% E# [7 a旅行支票手续费是购买总额的1.5%。  x  Q7 Z0 v; ~7 d, l( y

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".& G( c0 v2 l6 Q5 w& S1 y
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
( d+ P2 g" R! W& O6 f# ]你每开一张支票将花2美圆。
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4 f  O7 \; H/ _- x) YUseful Words and Phrases 3 |$ q  o& n# Z( g% ]7 M" i# {

0 j, z6 I  k: x# A# Waccount number 帐目编号
7 i0 r9 a: K+ i5 D5 Hdepositor 存户
0 w4 [4 B, \9 b  P: [; U* _pay-in slip 存款单
0 a' S$ {2 G) @a deposit form 存款单
* D; o7 j5 b. A$ l( fa banding machine 自动存取机
3 ^1 z7 h' ~6 M" E# K, `0 tto deposit 存款# f8 W( k5 }1 V# q: k
deposit receipt 存款收据
: X) g/ l* q) _: S4 o  pprivate deposits 私人存款- Y2 x9 U7 I( R: T5 w$ M* \. X0 o* l
certificate of deposit 存单2 U1 {- s1 Y: s6 p9 \8 {
deposit book, passbook 存折
1 h5 Q/ g/ C5 h5 _3 qcredit card 信用卡3 ~! G) Y) X  u" x' p
principal 本金
/ ~" \' w( e$ ^5 P+ Qoverdraft, overdraw 透支$ `5 ^/ b& {7 g
to counter sign 双签
* Z0 d" u, ~# T6 N, Sto endorse 背书
* n6 a2 A" A8 f) d+ D& Vendorser 背书人
# g/ g0 J* B; m) e9 Ito cash 兑现
2 u& F+ _1 V; T9 g1 r$ Mto honor a cheque 兑付
4 F6 ]% K4 c& B8 n. ^( }% R/ Rto dishonor a cheque 拒付
9 I: G( `0 }" }6 ato suspend payment 止付$ Z) {0 r! k9 o5 {
cheque,check 支票
4 r- M1 D0 k2 o4 F1 @cheque book 支票本9 i# e9 E3 _1 l4 z3 s8 _) H# c& w
order cheque 记名支票9 ?7 r7 k6 Y: f+ A' H& e' G# \: u
bearer cheque 不记名支票) \( t0 F! n7 f/ U  {
crossed cheque 横线支票8 @0 g: B5 C# f0 O/ A
blank cheque 空白支票
  C) U) s" u4 {. k  L" D, p- k0 {' srubber cheque 空头支票$ \* y8 D* K4 Q1 o8 o$ i# s
cheque stub, counterfoil 票根( j9 K9 J0 a" Y% Y
cash cheque 现金支票3 o* u% {3 D) j  c& _4 D# O& k
traveler's cheque 旅行支票/ ^8 ]' u0 M7 P; D
cheque for transfer 转帐支票8 D6 [& Q& J1 [7 |& U7 m
outstanding cheque 未付支票2 ^% w' @0 W; h- `
canceled cheque 已付支票4 e, V( S6 F% A$ u5 e1 o
forged cheque 伪支票* x# {+ F0 y) f. H* I0 w
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余& |6 M/ W& E# ?0 {& @. h0 d* l

- ~0 N! g- [  R6 J; X9 mI'd like to know if I can draw on my account for payment of things I buy in Tianjin.  t& u- z- X1 Z. H9 i
我想知道一下我是否能提取存款来支付天津购物的费用。& j  I# M) c& |: `& K5 D  ?( Q5 k
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' @0 _7 S( E/ Z0 N5 GI want to withdraw 200 dollars from my deposit account.& h% I1 B# ?4 A* K) O8 X
我要从我的定期存款中支取200美圆。
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I want to close my account with you.
- C0 `' [8 d: P% n; y1 N我想结束在你们这儿的帐户。& D  G% l+ {5 {
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I'd like to draw 100 yuan against this letter of credit.! D) b) }+ Q& ~6 G: q  l
我想从这份信用证上提款100元。& \. g+ L$ d3 h( P. ]5 b; q

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May I draw money against the letter of credit here?
! Q# @  H) [& e0 g: C: d" G我可以在这儿用这份信用证取钱吗?
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% D3 k$ h% u3 ?: G9 T1 [* ECould you tell me my balance?: c8 ^, V3 `4 e
能否把存款结余金额告诉我?
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Please let me know my balance.. i0 z$ N" i- e. h" h: Z- ^3 E0 m
请告诉我结余金额。* U8 _4 ?* O( U: S$ W; D

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4 N+ j; A# U" K2 rI think you can draw on this account by cheque in payment of goods.
) q6 U$ f& ^) C" L; `' B* }7 A4 O( e我以为你可用支票提款支付购物费用。3 o" O! ]2 Y" M+ L; u8 Q

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  F. H0 @& Z3 T9 eYour balance at the bank is 300 yuan.
' T& H7 z; F$ V2 Q& X1 P! ?你在本行的结余是300元。
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Your deposit is exhausted.
2 B, X$ ~# N* ]你的存款支净了。
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, E8 @+ {/ b( q2 tYour letter of credit is used up.
3 _" @0 E# F0 w* \% n. }% k& D1 r你的信用证用完了。) f: ~. |- A" X" v5 p( x3 T
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Please tell me how you wish to draw your money." g  A. Z& I+ ]
请告诉我你希望怎样支款。/ W% L' v: y1 d- l

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- x+ T/ }' H  V6 VFill our a withdrawal form, please.) O3 r  D' e: }$ n) R
请填写取款单。  @/ b: P6 w7 N

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The letter of credit is exhausted.
9 P- f0 L0 T0 V/ Y信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
+ v2 f- r" R0 j$ Z六号柜台的出纳员将根据你的号码牌付给你钱。 2 l! r% Q. X" A: ?' y

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Useful Words and Phrases
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% X! g+ I8 K5 T! Y6 [6 u0 k. hto close an account, to clear an account 结清( \2 W) T7 g2 e' ]6 Y3 V
to draw money 取款4 p2 t) j0 D8 x6 m  m3 `% ]' i) t
drawing-out slip 取款单
7 B* _! C6 F0 [3 }& b8 Wthe number slip 号码牌
; }' m' s% R7 g4 u$ D$ k+ _, ~a withdrawal form 取款单
4 o# k) d* S; x: Kto fill in the receipt in duplicate 一式两份填这张收据+ W7 Z0 W: E. ~& A0 a5 P8 E9 i
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表* g+ q' Q' E0 V: e" D* T# D
好,已收藏!

. H0 a& T3 m4 t% a! _0 m  bMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
6 r8 {  g  F. N; i9 v9 E
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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