第三方责任保险保你的责任(你对别人造成的损害),你自己的车或者租车本身的伤害(physical damage) 不报。你需要自己负责。you need to buy additional coverage(section C) through the car rental company or the genearl insurance company to cover that physical damage, 6 h% B/ j2 r$ [, Y- n7 g( P \/ D! C5 I) `9 _% whope it works