第三方责任保险保你的责任(你对别人造成的损害),你自己的车或者租车本身的伤害(physical damage) 不报。你需要自己负责。you need to buy additional coverage(section C) through the car rental company or the genearl insurance company to cover that physical damage, - E8 Y% J# v0 U5 p) b0 j 1 _7 G, P. i1 R9 Z# R# a( Lhope it works