as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 ( h8 K( w5 Y0 I- B& S7 F) X4 u 7 @* n, X- S3 a1 g) \. D7 B* D8 iYes,I hold these two rate from April from different bank. Now ,it is the time to pick one....