as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 1 G2 P5 N0 e" q/ ^0 y - X( k. e+ e' r2 Z/ a% gYes,I hold these two rate from April from different bank. Now ,it is the time to pick one....