ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
% F9 ?: J6 ?) d% |. C/ n
. o& ^% [% D  G! `6 n; A固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。

: f% W: e, N# ]* P! A' g+ F我会将附件发给斑竹， 让他们粘贴出来。

下面是该机构的评述：

“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
I factored in increases in prime over the next 24 months. Prime would go up to 5.25%
: y6 K* h6 L0 s) i+ ?: ?I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
2 U+ X+ h8 U* \$ c# c; Q" K
! }# O; i- H$ B6 iResults:
% I  g2 h& a& E+ C  qThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
; U1 _* [7 f, W' m/ W3 N$ l
. j* ]/ I7 k, PI must state that this sheet is for information purposes only. Accuracy is not guaranteed.
9 @# ?9 Z5 v( O- A1 x1 g
, Q9 k5 [, @7 cThanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable