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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 ING DIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,如果填写orange key是 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,就可以拿到2000块奖金。/ m! n) h! a4 W* g5 Y5 z' R
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ING DIRECT的所有利率情况如下:
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Investment Savings Account (ISA) 1.35%' P. |3 @- ^$ {, ]- G ]1 Q( d
US$ Investment Savings Account (ISA) 0.75%2 i2 B; x, K) z/ P
RSP Investment Savings Account (RISA) 1.35%
! u8 K" c- Z+ [+ f0 t; W0 i$ e" QTax-Free Investment Savings Account (TFSA) 3.00%: J/ C4 g$ J9 d, r" k6 y) t
Children's Savings Account 1.35%
! u. B g- W3 TBusiness Investment Savings Account 1.35%0 ?, j4 K& n4 g5 g. K3 s, v5 [
US$ Business Investment Savings Account 0.75%' C0 s) C; x( P |
Guaranteed Investment (GIC) - 1 Year 1.25%
) p9 e, G% Q A! @Guaranteed Investment (GIC) - 1 ½ Year 1.50%( c2 J/ ] g( m# j6 I8 g
Guaranteed Investment (GIC) - 2 Year 2.00%
, K% r* m5 G; r4 QGuaranteed Investment (GIC) - 3 Year 2.50%
7 H* t' j8 }2 V+ v( zGuaranteed Investment (GIC) - 4 Year 2.50%. K0 {2 f) u6 x: g' I2 N' l
Guaranteed Investment (GIC) - 5 Year 3.25%9 R; r! ]) G1 W8 A/ U6 q7 j. ~! H
US$ Guaranteed Investment (GIC) - 1 Year 1.00% \2 x: p6 c& [6 t2 R% O& }
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%7 j; W- \! ^4 D* @4 e, B
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
/ P s1 l9 k# m/ L/ A/ m6 d6 tUS$ Guaranteed Investment (GIC) - 3 Year 2.00%! ^% o5 b p" L7 |/ N
US$ Guaranteed Investment (GIC) - 4 Year 2.00%0 f3 ]" P* k+ c6 h
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
$ ~9 p& O6 E. Y( y7 u3 [Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
" Z( Y. P0 _% qShort Term Guaranteed Investment (GIC) - 180 Days 0.50%2 N3 B# ], O. }/ F% e2 p: [
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%! |, N: ~$ [7 F# ]
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
, }# I* x7 E9 _' _( u3 V2 N; ZUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%& \1 K. ]: A D2 I: C0 p5 t3 w
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%/ L7 _+ b1 x `1 i8 ^
Business Guaranteed Investment (GIC) - 1 Year 1.25%
& w& [$ @9 u3 g" M. ~Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
( Q1 D5 q1 u. L# P |# g; Z4 JBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
6 r( f6 y' m1 w# p$ W5 V& UBusiness Guaranteed Investment (GIC) - 3 Year 2.50%9 [7 h# R. P7 y# C |5 t
Business Guaranteed Investment (GIC) - 4 Year 2.50%
9 ]# D" ?9 x9 Y$ k1 IBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
9 D4 }# D/ {9 [4 {6 y$ vUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%: K% }0 K1 c- c: B' K; u- F" p
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
G6 Y* S0 _! ^7 {# s+ iUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
+ U3 o/ u. k5 g/ `) e. OUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
: e- w( ?5 R8 \2 |3 H$ [US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
$ N7 O- L% J' M9 y, I+ Q. L/ G+ PUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%% n; x$ d; c! C Q; g. ]
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
% ?' F0 i! ^% N1 [8 h. zBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%9 h8 e8 z/ {4 l0 a( A& Q/ s- k5 M
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
- ]) Y( j8 P) I6 o9 m+ T s; FUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%7 z7 s- o* r. f% D
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
; i7 r* Y8 z, B- g4 }8 KUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
! T8 h0 b `$ O) C% sRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
' t) k5 p" s6 E; x6 G) KRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%8 D2 M/ ~* K' F) T; r4 \ H
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
4 J; W" ^" M kRSP Guaranteed Investment (RGIC) - 3 Year 2.50%2 E+ Q; L4 O. [1 T
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
9 Y! m0 m1 B% b0 _- i0 Y) ~RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
' L3 M8 g- t2 d3 W4 bShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
6 u1 c$ Q& o9 }0 C& T* tShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
# m% p& M- [7 o- J7 m8 eShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
- ^/ Q5 @) U, N0 E2 z% j/ \* h7 gTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
3 Q+ }" {/ I: r. t8 ?. sTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
( O& _2 g& ?% ^% v5 i8 {) }; L4 o2 sTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
% F& r% f2 z, {; m" Y0 eTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%& r) ?0 y: e8 o0 T4 r5 G" K0 `
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%% C# ^7 U4 B( `) v2 m# G0 c
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%/ ?. T. P9 @" e9 x" l5 V5 J, C
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
8 l5 p; t& v9 m0 k6 G, rTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%' O" W2 U6 C* b- h" o
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%- M2 o7 u4 N* d0 Q" h# N$ i. F+ a
Credit Account as low as 3.95%
( v% j' |. ~( q& M1 ^+ H+ cunmortgage - 1 Year 3.39%, }/ [& c% o& W% Y( E& I
unmortgage - 2 Year 3.59%
/ a7 {' }2 c4 o2 m' Kunmortgage - 3 Year 3.65%- k' @, t# l4 O% o: o7 `3 V
unmortgage - 4 Year 4.09%7 S) @( w. [* X& Q; W0 c0 _( t7 U
unmortgage - 5 Year 4.49%6 j/ z! ?! R) M
unmortgage - 7 Year 5.50%
2 L' b. g: H/ o* y# ^! }( munmortgage - 10 Year 5.50%
3 |) C. E% c; `unmortgage - 5 year variable |
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