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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。/ y( K* D1 k# H1 P. A% j5 V
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ING DIRECT的所有利率情况如下:
- W* A1 A+ V! ?7 }9 nInvestment Savings Account (ISA) 1.35%
3 i: l5 I, F# O4 U, ~US$ Investment Savings Account (ISA) 0.75%
! U) T; H/ p3 m* e& xRSP Investment Savings Account (RISA) 1.35%7 p5 c5 J8 }6 ~6 f; _1 T
Tax-Free Investment Savings Account (TFSA) 3.00%
6 i+ P7 i! k$ E& ~+ W7 dChildren's Savings Account 1.35%
# ^: L. b! n' C, z/ `Business Investment Savings Account 1.35%
, l6 j& `. W2 b. M& EUS$ Business Investment Savings Account 0.75%  J  u' i# d& Q/ v% g( g- T
Guaranteed Investment (GIC) - 1 Year 1.25%
7 b8 {2 _" D6 Q9 f( dGuaranteed Investment (GIC) - 1 ½ Year 1.50%1 r9 [+ Z2 @/ f4 @4 U: T
Guaranteed Investment (GIC) - 2 Year 2.00%: @# B% ]; u9 r1 p+ ^4 r
Guaranteed Investment (GIC) - 3 Year 2.50%
% C6 x- K5 q9 j! p/ @& FGuaranteed Investment (GIC) - 4 Year 2.50%
8 X6 f2 w  e! o, o$ VGuaranteed Investment (GIC) - 5 Year 3.25%4 b( P7 O8 O, b2 B% _, ~% Q2 t
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
  ]5 x5 B) X) mUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
8 Q3 A: I; o  D( x& x  a, K7 QUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
* S+ c6 M# z2 a+ e$ ~US$ Guaranteed Investment (GIC) - 3 Year 2.00%
; u, P/ [. n" B7 T' j2 QUS$ Guaranteed Investment (GIC) - 4 Year 2.00%* f8 F7 k0 o0 c" ~
US$ Guaranteed Investment (GIC) - 5 Year 2.00%2 w8 l, l+ V0 w9 m. w5 H
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
  @5 z9 g- y$ @2 X8 I. NShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
$ d# O6 B" @" s. d/ t: ^4 Z$ ^Short Term Guaranteed Investment (GIC) - 270 Days 0.50%9 ?' @" Q* S8 t  f7 i/ v
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%) G0 u) v3 f) O( \
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%4 F, Q$ g3 \7 o) _
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%2 f$ l7 V+ B2 v6 }
Business Guaranteed Investment (GIC) - 1 Year 1.25%" N' f+ u  b. e% {
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
5 I2 W8 X: w; f+ x& A* V/ f  wBusiness Guaranteed Investment (GIC) - 2 Year 2.00%; n5 `( q) j; k; M7 [' a- E
Business Guaranteed Investment (GIC) - 3 Year 2.50%
, ~) p2 p9 }7 QBusiness Guaranteed Investment (GIC) - 4 Year 2.50%0 Z$ H) X+ S1 N: g: H& W5 r
Business Guaranteed Investment (GIC) - 5 Year 3.25%9 M: f0 {, o! e6 v: Y5 V4 f
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
( [) y. h. {* `9 w! J* bUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
- A; I7 V  C- m6 O5 hUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%+ B! [% O# L) o5 n  C
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%9 b6 t. e! L, C  ?
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%$ C6 _3 q1 G1 T% v
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
0 z% `  B# B. QBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
8 _4 J% x1 H8 CBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
  z  L" a3 f7 z& R% xBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%& y4 M3 J' Y: q9 m* R2 V6 K  ]* ^) E
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
3 B7 {( W" W9 {" `& _US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
, J) n$ R" \4 O$ R# qUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
: m+ W6 J( O: l' ~RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
1 {1 _  V! U, {" h) T( @$ L# K  ZRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
+ S+ k* ^3 |- @0 Z1 Y7 ]RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
& g9 ]5 e0 q" @1 n* R" w/ P. zRSP Guaranteed Investment (RGIC) - 3 Year 2.50%+ K7 `# N9 T7 ~: f) C- A
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
8 U0 _: Z" D$ ^& u3 v" i: ]7 K) bRSP Guaranteed Investment (RGIC) - 5 Year 3.25%' I" I3 O& y* U5 k3 E/ t9 ]
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%9 L" f- [* E$ Y3 X5 S- v
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
! j% u7 w% \; A8 l" ^Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%  n/ C0 X+ T+ _7 G
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
8 I# E9 ]# g: v* t7 }7 ]3 m" M: D1 XTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
" j) R; @) J; wTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
( [. q" r" f6 Q& M  Y# oTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
; G' B+ r, {  q! W1 C: mTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%( B5 Y# \2 I( l0 S: f' ~# Y0 K
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
- n8 X2 E4 B" n3 N1 S$ W/ E  zTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
5 E( I; T) {$ T9 lTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
. l$ M, W) w* b% [Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
& i- B7 m" L1 S, F7 Y1 Z) iCredit Account as low as 3.95%4 \/ z' Z8 d2 E+ N* ^  V  }( ]8 @) S
unmortgage - 1 Year 3.39%
! w7 F& V  P8 f7 B- g) F& [unmortgage - 2 Year 3.59%2 X8 S. b  J  d6 U' t( q4 d9 g
unmortgage - 3 Year 3.65%
$ [. ]1 C& F/ N8 c# D* cunmortgage - 4 Year 4.09%" E; @* E2 M) I, h# }
unmortgage - 5 Year 4.49%; G7 X+ q% ~# R! ]2 v
unmortgage - 7 Year 5.50%1 ~. o! x! s9 x" ]4 W1 S
unmortgage - 10 Year 5.50%
: g! x6 R. D1 \  [+ @! Qunmortgage - 5 year variable
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