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These “5 Fundamental Housing Rules”, which have been used to great success for the last century, are:! b# K9 X6 A3 T+ C3 w
& V/ L, r f+ ^ O9 ^ q6 z- The monthly mortgage payments should not exceed 33-35% of monthly Net family income.
- The monthly mortgage payments should be around 1/120 of the mortgage, and no less than 1/200 that of the mortgage (this is the “120 rule”).
- The monthly mortgage payments should be - at minimum - 15% less than comparable rents for similar units in the rental market.
- The price of the house should be about 3 and no more than 3.5 times that of Net annual family income.
And perhaps, the most important one of all;9 L3 e3 o$ p0 f1 R: j
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- The average house must be affordable by the average family and their combined income.
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3 K. z4 ]! ]# S1 T% Y# y6 W[ 本帖最后由 依勒特 于 2008-10-10 15:23 编辑 ] |
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