 鲜花( 1)  鸡蛋( 0)
|
 What to do if you are in a car accident
2 m4 y% x% K2 N- B; d1 I" H: ^5 ^/ Y7 Y1 X! R6 z' [! q
Step1. If possible, stop your car in a safe and visible place. If a car : y: e- N& P6 {* _9 D' r) ~/ w$ ^
cannot be moved, turn on the hazard lights. Turn off the
* _, |5 {0 d$ i3 H8 E ignition. Be careful when exiting your car.- }$ o! c2 P% p1 T, K# O* Q' n
1 v9 |% ?$ a+ D! X' pStep2. Determine if anyone is injured. Do not move an injured person.5 k& ^" u% n& s$ R
7 P, ~0 k {/ B) WStep3. Call 911 for the police and ambulance (if needed) immediately. 6 z/ H2 a3 c* x
Report any injuries.
" n: t8 j! q" H$ f+ n0 e5 \
V% |) i7 n; V/ s5 d: B6 RStep4. If another vehicle is involved, get the car’s year, make, model
( i; a2 s9 g6 ^ and license plate number; the driver’s name, address and license
2 P% ^, r0 F1 x/ j: g number; and the name of his or her insurance company. If the & Q: u; s+ Y- F
driver does not own the car, get the name of the car’s owner. ' Z; g& \ X$ J0 x
Write down names and addresses of other passengers or
/ @6 v8 B1 q5 N8 H2 l4 ]' b2 C7 H, u% J witnesses. If you have a camera take pictures of the accident - w4 P( Q* i9 A4 ]3 w$ Q9 o- R
scene.( K$ u' M3 b, R+ [5 p
8 K0 Y( u# S/ r1 M C
Step5. The police officer will give you a copy of the collision report.3 i; B. h9 A; v
# k, E$ z1 n3 f k ?) z! O' k
Step6. Cooperate with the police, but do not admit guilt for the 7 L3 ^$ u7 t/ D
accident in any way. You may be required to show proof of
& K4 {2 E+ d/ u6 S. I/ s4 i insurance, but do not reveal how much coverage you have." l1 e6 ]2 U k b# q+ U- W7 g
( A( l1 a/ T$ e% X1 Z mStep7. Do not accept any money the other driver may offer. By8 s$ Z/ ^# O9 d4 d! @
accepting money, you may give up your right to file a claim , G8 ?! _, e- n" j
against the other driver, even if the damages turn out to be
1 M5 N' Z/ o" F" Q- N; k+ s more extensive than you first thought.' B: c" g3 T. Q/ ~& N
6 L0 V% K1 O& dStep8. Do not agree to forget about a minor accident. You may see, @8 l5 N) Y' w3 O6 ^1 a) @& x
later that there were hidden damages or injuries. The other% G0 J5 ~; ?3 @7 D# h
person may even file a lawsuit against you.+ H. x; b W+ {+ \; C6 k8 H/ i3 E
5 n, x6 k5 y7 _Step9. Write an account of what happened: time of day, weather,
$ i% _$ m: k$ h. t hazards, road conditions and driving speed. Draw a picture of
4 b& e' w/ [$ M) V$ p7 v5 ^ the site, showing stop signs, signal lights, etc. Try to measure 1 l, Y: z# {! O. b
skid marks and determine the point of impact. Note any damage
3 o0 { y; M' a already on other cars involved. If a camera is available, take
8 Q X6 R+ T3 @$ O2 X pictures of the accident.# M6 {- s" r8 H# e3 L7 W. B
, M8 u6 q$ R8 V; [7 Y
Step10. Report the accident to your insurance agent or insurance
. @! H5 _, Z3 J0 Y& }- [: v; @ company as soon as possible. Call a lawyer Bruce King, to discuss* t, C0 t1 l$ c- `- P9 O' f8 c
your accident.
# V, ~; K5 @! A0 E. L& i% W9 O' ?+ {! Y9 F2 V; d4 j$ n
[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
|