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 What to do if you are in a car accident2 {8 v6 T2 m1 E' ~" S6 K
0 n# ?/ P9 z6 t8 a( A5 MStep1. If possible, stop your car in a safe and visible place. If a car " A9 }( S/ h5 \' ?
cannot be moved, turn on the hazard lights. Turn off the1 l! M2 t- B& K5 ]* k, j* N
ignition. Be careful when exiting your car.
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8 U; C; q/ n sStep2. Determine if anyone is injured. Do not move an injured person.8 O a7 @4 S0 ^/ `9 H- {6 w N' ]
* M6 r3 J2 m! ]/ J" ~) G w9 @Step3. Call 911 for the police and ambulance (if needed) immediately.
9 |: t/ G0 Z- Q- M1 R$ R Report any injuries.0 T6 W9 N$ ^1 n8 ]1 C+ T( T% y) b
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Step4. If another vehicle is involved, get the car’s year, make, model
) | f: d- E* |8 a* q' d) h and license plate number; the driver’s name, address and license: A- C; Q1 [ r+ U3 {
number; and the name of his or her insurance company. If the
" E) _. t4 M$ C driver does not own the car, get the name of the car’s owner. / Z$ R8 [% p( J& Y. v! g
Write down names and addresses of other passengers or " X$ i- ]+ h% ]% a" e% P3 u/ ~
witnesses. If you have a camera take pictures of the accident 0 R3 _$ t0 k. j
scene. O) e. S4 { i% C. L
, v9 t0 v5 y$ n6 O- a3 J1 p# XStep5. The police officer will give you a copy of the collision report.
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4 Y" y8 K2 N$ N3 [ x( w. E: rStep6. Cooperate with the police, but do not admit guilt for the
$ U) z/ w; ]1 q3 {& a5 R accident in any way. You may be required to show proof of ; ^3 Q7 ?0 b; B: z
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By- q7 B! a8 O7 b# X
accepting money, you may give up your right to file a claim
& K+ G. U6 v4 ?$ R% _ against the other driver, even if the damages turn out to be& z: Z- B% C- ~! [5 o# \1 J
more extensive than you first thought.
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& h$ l2 W: B2 dStep8. Do not agree to forget about a minor accident. You may see
" Y' k }# a* w- y; w, { later that there were hidden damages or injuries. The other
1 l- \' U' {) L' f person may even file a lawsuit against you.
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, ~! l* N( C# b1 l% Q" P |) ]Step9. Write an account of what happened: time of day, weather,
- x' e3 `+ _& h4 c" U hazards, road conditions and driving speed. Draw a picture of ; w7 T7 Z9 I$ _% r5 a+ s
the site, showing stop signs, signal lights, etc. Try to measure 6 G+ v0 k4 m$ O; y7 l8 A
skid marks and determine the point of impact. Note any damage
! _2 r; ^! i R8 G- J already on other cars involved. If a camera is available, take 7 t; m7 f( t5 |, t6 t/ ?
pictures of the accident.9 H) D6 {# F. M7 M( w R1 N' U
6 X1 s2 P1 E0 p; q' IStep10. Report the accident to your insurance agent or insurance 1 U/ n, i" v: k1 h9 u0 D$ ^+ |3 \6 M5 p
company as soon as possible. Call a lawyer Bruce King, to discuss* j G( p5 ?, k: h1 N
your accident.+ i- C3 N8 R5 {0 r v
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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