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What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
+ t) C$ I' ]! u# j5 {" B7 r cannot be moved, turn on the hazard lights. Turn off the
: r2 o+ ~) k$ |3 T ignition. Be careful when exiting your car.
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" Q- o% N& T- E7 V, v; uStep2. Determine if anyone is injured. Do not move an injured person.& D8 N# D$ v% ?7 p
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Step3. Call 911 for the police and ambulance (if needed) immediately.
7 q* ]7 w2 i& M0 {- ~- c2 ] Report any injuries.+ W- Z1 g. h& a! ?# ]
. n& n8 A) D1 b# H5 X5 ~, ZStep4. If another vehicle is involved, get the car’s year, make, model ( o* @# D& M5 ]9 }1 c1 W3 s
and license plate number; the driver’s name, address and license! n g9 i/ v3 [- E
number; and the name of his or her insurance company. If the " o* {# o& e( g8 Z
driver does not own the car, get the name of the car’s owner.
0 i* H. j/ s$ f+ b0 z) r( G Write down names and addresses of other passengers or ! z) r3 F. y; X
witnesses. If you have a camera take pictures of the accident
# o9 a/ n) K1 o# w9 A( o, H scene.
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6 S! F8 B; [' c0 s" oStep5. The police officer will give you a copy of the collision report.* |; q: J1 s& t5 p7 |/ \, ]
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Step6. Cooperate with the police, but do not admit guilt for the ( n% F6 F' T- d: z( L
accident in any way. You may be required to show proof of : @; Z$ b9 R6 @4 X \6 O, ~( I
insurance, but do not reveal how much coverage you have.9 ]" |# }) O) h6 L8 a* h
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Step7. Do not accept any money the other driver may offer. By# S: Y4 t' w: z- @$ k
accepting money, you may give up your right to file a claim - z/ c, @# u% @! O9 o2 ]
against the other driver, even if the damages turn out to be' T! X: }6 ]4 b1 `: M
more extensive than you first thought.& j' x! R$ k+ A* h% a
; z$ ^! G" C5 T) T. aStep8. Do not agree to forget about a minor accident. You may see
& @& ]8 E; `2 x' |) ^2 P# i later that there were hidden damages or injuries. The other
; F4 k3 s* q- S* e/ B person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
1 o" f- I! s4 U) w0 Y& R hazards, road conditions and driving speed. Draw a picture of
- m& E2 Z( G/ b* ^4 Z the site, showing stop signs, signal lights, etc. Try to measure 0 ~# q/ ?9 ^9 l3 [' z
skid marks and determine the point of impact. Note any damage
( l q8 ]) y- a- l1 f: n7 @ already on other cars involved. If a camera is available, take
+ v# D1 n" J. `6 U9 _ pictures of the accident.7 L; U4 j) I5 U6 @* C7 E
4 O, N0 F0 K% C2 m! ^! \! cStep10. Report the accident to your insurance agent or insurance 6 l- p0 r$ U& h0 \
company as soon as possible. Call a lawyer Bruce King, to discuss9 P5 z6 M$ X" g) `4 A, {0 `% r
your accident.8 P$ H( F8 \3 x' B
3 k. V, F$ k1 R* M! H[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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