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 What to do if you are in a car accident
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: w& i; g2 N R* E, qStep1. If possible, stop your car in a safe and visible place. If a car # B- n- C r3 |+ k# x: e8 c- g* z
cannot be moved, turn on the hazard lights. Turn off the
% b* [. W. }) ? B, Z. L0 z ignition. Be careful when exiting your car. P1 O- S$ I. t9 ~/ P) X l
: ^$ V8 W8 n5 ]% u& ZStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. % h2 q5 X% G4 _, d2 o
Report any injuries.* Q7 d# l' L8 V# m
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Step4. If another vehicle is involved, get the car’s year, make, model 7 H" D$ R7 k) @
and license plate number; the driver’s name, address and license
, _4 Y- H& Z7 u% ~! E$ g number; and the name of his or her insurance company. If the
. M5 L$ M0 N8 ]1 K& u+ j& B4 S driver does not own the car, get the name of the car’s owner. $ x- b$ r( P& }
Write down names and addresses of other passengers or / u* e" i4 t- p9 s3 `
witnesses. If you have a camera take pictures of the accident " s/ {' q; o5 E) b, Q! h& K
scene.9 ?: Q9 B4 \& Q( h; G
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Step5. The police officer will give you a copy of the collision report.
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7 x/ b0 v! q8 xStep6. Cooperate with the police, but do not admit guilt for the ; t! C7 p* Z) L- a
accident in any way. You may be required to show proof of
|1 `7 D/ b$ F+ T insurance, but do not reveal how much coverage you have.
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& x* r; m- g& Q* G4 k( o. }0 cStep7. Do not accept any money the other driver may offer. By0 H$ |7 v5 a ]7 J
accepting money, you may give up your right to file a claim 1 S! x J5 ^6 Z5 Z4 `5 S& o
against the other driver, even if the damages turn out to be5 A+ D9 ~' ~( F9 A" y9 u: M
more extensive than you first thought.& Z. u; ^/ m6 q; g5 M( A4 `
% Q6 o% X& i( j) F! D3 S, [Step8. Do not agree to forget about a minor accident. You may see% D2 l- N: B' G- }* j3 {
later that there were hidden damages or injuries. The other
* C9 W: Y0 S( f5 Z: q person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, 9 L% w+ _# q- l+ w/ |+ O7 r
hazards, road conditions and driving speed. Draw a picture of
% f7 B) Y# i q! \; Z- G; T the site, showing stop signs, signal lights, etc. Try to measure : A4 \" R; d! N* e
skid marks and determine the point of impact. Note any damage
6 a" w- G' [' g& @2 Z1 P0 Q4 J already on other cars involved. If a camera is available, take : @/ Y0 t# @+ b
pictures of the accident.
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0 b) h0 m7 Q+ h# q* O- T/ bStep10. Report the accident to your insurance agent or insurance
" G+ u9 G+ h8 H* L& W2 S company as soon as possible. Call a lawyer Bruce King, to discuss/ `: O# p, J0 ]0 e. K. G$ k
your accident.# J; P+ b4 p0 p: P$ l, M( m
4 U& S3 l/ j4 _4 c% w: ^[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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