if you know everything, you don't need to book an appointment with 销售代表. just go there. $ P* Y4 b' h2 \0 [no charge for service in TD, there is a service charge in CIBC and Scotia Bank.
RESP's for education6 I+ `! [0 K' P7 f& f& q) f
my dad got mine with RBC5 o9 D) f( r( |: K
pretty good ' l$ o0 S" x+ r4 a+ emaybe you can go check it out