原帖由 WST 于 2007-6-15 21:45 发表 / o8 ~# f0 \# s+ m q- L
4 P, t) W/ I& N8 k9 W; V. G - d2 S3 y2 t3 W( ~% u( v4 \ T同意dgg的观点, 对于affordability,我补充一下。Affordability 主要是以房价和收入比来衡量。通常,收入以税前的工资为标准。这种算法实际上比较片面,特别是对爱城,因为很多家庭的被动收入(房地产,股票 ...
: f/ U, Z1 s- x5 X3 EThis is a good explanation to how real estate bubble forms. The market feeds itself to push the prices up, but eventually it will reach turning point, and the bubble bursts.1 U2 f$ C" p/ W5 r6 n+ U7 }
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The risks to the current market:; n9 o: P h7 W( u
1) Mortgage rates go up, N8 e5 `/ D: [% D6 r
2) Oil price dropps ' X, u) Z4 v+ M% h5 t9 d6 g" v9 \" t1 ~8 Z3) Less influx& [9 A k$ W% J d. o
4) Speculators quit