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本帖最后由 PTL 于 2013-3-12 10:45 编辑 / M V8 t( Y8 G% m. C
kismet 发表于 2013-3-12 09:34  . n3 S7 {, }2 m: n* G! K1 w) r# @ o
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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+ A2 T; P; p" k: x/ e# Q8 M: K; pWhat are my options if I leave the Plan before I reach age 55?
4 ]0 f9 W8 p2 t3 R; BYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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0 z* H2 V9 M. M5 D; V. i. WWhat are my options if I leave the Plan before I reach age 55?
; X7 v# Y n# n5 ^; f9 e" e3 tYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.+ H! j0 z [$ \6 u6 |' c
! ~* x' V+ a: B" C- H4 fIf you are 55 or older, you may:
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receive an immediate monthly pension, as well as any
2 J8 Y( G2 d6 iexcess contributions. (If you choose to receive your) ^) M; r& T- K6 ]" H/ L3 s8 w
pension before you turn 65 or before your age and years
( b* ?" d( P3 D! ~6 u0 x5 xof service add up to 85, your pension will be reduced.
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Reduced pension
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You can retire any time after you reach age 55 if you have at least
, t* B7 g+ E* e# ^9 r& _two years of service (including any CPS).
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Your pension will be reduced( L' A1 i5 h, _9 r) j' ^# b
by three per cent for each year you retire early. % X2 B* d% J$ s: N
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This reduction will- O9 O$ o7 E3 N. X `& n
be based on the number of years your age is short of 65, or on the
/ w y$ H4 e/ ^( T9 C6 Onumber by which your age plus years of service is short of 85 points,+ \$ p' u! `- ]
whichever gives you the higher pension.
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( W: r( z0 m( qHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
