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本帖最后由 PTL 于 2013-3-12 10:45 编辑 0 k. T2 ?" h3 P+ D+ b
kismet 发表于 2013-3-12 09:34 
3 g$ b; ^1 [: `1 v- q- A; m能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。 - d. ?& f2 c/ S' D# C
% h% @3 C( l$ |* [2 s3 I. a你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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9 ]/ `7 J5 k+ ^6 e+ i* AWhat are my options if I leave the Plan before I reach age 55?+ q8 e$ R5 C% ?
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?) m- m; M0 f4 A5 u+ a% A( _
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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& E4 V. K/ t, d; o ?If you are 55 or older, you may:
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6 d! k# L8 R) a2 Y; \5 d* x* m0 _receive an immediate monthly pension, as well as any+ I! R: p" g9 T, j6 C
excess contributions. (If you choose to receive your
+ n' B5 W/ C2 ^+ _0 Ipension before you turn 65 or before your age and years
+ Y4 a. \" O# W5 Rof service add up to 85, your pension will be reduced./ z3 X* E2 \8 T% w
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Reduced pension
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You can retire any time after you reach age 55 if you have at least
. Z' Y6 N* L. I2 S! Utwo years of service (including any CPS). * e5 v: n$ q* D6 q" i
' t5 G. X" S$ q8 {Your pension will be reduced2 e4 J8 V p% E! ?: B: K
by three per cent for each year you retire early.
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This reduction will" W1 G/ z6 [( l) ~
be based on the number of years your age is short of 65, or on the
+ o$ v$ u7 d* f+ J) knumber by which your age plus years of service is short of 85 points,
% e" E& a. E, ?6 i' {whichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf8 @9 `' _1 J d2 E& J
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