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本帖最后由 PTL 于 2013-3-12 10:45 编辑 # r9 _6 _* O4 x6 z. T! [
kismet 发表于 2013-3-12 09:34  " `0 j! l9 N0 ?: k
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
4 v+ a0 m7 {9 O% a" B/ p6 c. N你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
: d' }* `/ o- M5 L: n! n v LYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.2 J3 I( v: g/ Q; s
; S2 s6 T- g+ D' O( D- SWhat are my options if I leave the Plan before I reach age 55?# }2 W( [4 X. ?- k t) x4 p c
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.; `) t: i+ _1 G$ V5 M& ~
- j& F _/ [8 o. PIf you are 55 or older, you may:7 ^, n5 Z* I9 l5 h7 w5 H
5 y, F; O( l0 U3 B; ^& D+ m9 P9 Oreceive an immediate monthly pension, as well as any
0 M4 {. x2 c F0 c7 Q! gexcess contributions. (If you choose to receive your) z7 X f& b) _, K$ h6 C: }! h3 J
pension before you turn 65 or before your age and years
& p6 |6 T, r; F" y6 M# M. t9 Wof service add up to 85, your pension will be reduced.
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Reduced pension" h- n3 F; z4 Q1 T, c
! q6 N+ m) G! w8 p% KYou can retire any time after you reach age 55 if you have at least8 `' a6 s. K, X8 }* \
two years of service (including any CPS).
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) j" q0 A u- E( B8 M& TYour pension will be reduced
& D2 [2 b5 w" |, H# \2 Tby three per cent for each year you retire early.
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This reduction will
0 n" d- I/ B: h H0 s5 t ?- cbe based on the number of years your age is short of 65, or on the) X0 \6 d% i9 {1 K6 J
number by which your age plus years of service is short of 85 points,
0 I' z. d5 @) z; s$ D5 Hwhichever gives you the higher pension.
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2 J& `) j/ @: k% M# nHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
