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本帖最后由 PTL 于 2013-3-12 10:45 编辑
' j( h$ f0 `8 lkismet 发表于 2013-3-12 09:34 
7 D4 d9 w4 ?4 q% N3 i能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
, H( j. a+ e0 I! M( J: m你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/5 U! g- ^8 o6 }8 o
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What are my options if I leave the Plan before I reach age 55?
- j4 Z4 y) O: Q& C- S$ BYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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& ~: Y$ `( }& Y9 wWhat are my options if I leave the Plan before I reach age 55?. P. f" ]$ Y0 f# p) N
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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) q4 e- z4 l0 `9 }3 CIf you are 55 or older, you may:! m7 Z) p i% c5 C
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receive an immediate monthly pension, as well as any- |; ?+ w. H; l; E! P. z% P
excess contributions. (If you choose to receive your
i2 i/ e7 y/ u6 @pension before you turn 65 or before your age and years0 @( ]6 a0 f) f/ E
of service add up to 85, your pension will be reduced.7 y, Z5 `: l0 K6 p0 B/ v
) j: F( O6 Z: {0 \Reduced pension4 \6 X* ?8 d! H2 ?1 g) a3 R8 c. G
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You can retire any time after you reach age 55 if you have at least7 s" [; a. ]/ E8 q' m* }
two years of service (including any CPS).
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( Y$ x: J1 |4 ~2 |% L. YYour pension will be reduced+ I' ~# S: E) y/ u; ~! ]% G: l
by three per cent for each year you retire early. ( V; U$ r: E/ ~! ]6 t
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This reduction will& D0 R }. O, A5 k) m0 l
be based on the number of years your age is short of 65, or on the* r; d: m. Q* y2 [8 i$ C3 ?
number by which your age plus years of service is short of 85 points,
& X# |; }* d8 Nwhichever gives you the higher pension.( p1 K0 F5 l4 U8 f) i4 I
3 G$ c/ v9 z9 p( I! C( U# JHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
