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本帖最后由 PTL 于 2013-3-12 10:45 编辑
8 O5 _; ~% U1 @4 S( t' U0 v1 ^kismet 发表于 2013-3-12 09:34 
^7 ] M) R0 S: _& @5 n能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
% C$ B' h2 {1 n; P3 D h. w; r% |你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/) ~3 ]6 Z2 `5 K+ S0 {+ n2 T
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What are my options if I leave the Plan before I reach age 55?7 |$ o0 @. o8 p
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.3 D, V! y; e# A/ h
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What are my options if I leave the Plan before I reach age 55? p9 I/ R1 A% ^' a3 @! L/ n
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any4 B5 s( U, u# @! K% t* T, X2 [
excess contributions. (If you choose to receive your
* a& M+ J* O u* P W; dpension before you turn 65 or before your age and years
7 \* _9 P# p9 z5 }9 z; U5 d0 Vof service add up to 85, your pension will be reduced.
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Reduced pension
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( Y6 d2 s" N3 OYou can retire any time after you reach age 55 if you have at least
6 @5 ^- t! o0 b/ otwo years of service (including any CPS).
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Your pension will be reduced: s+ B, b8 \3 q; ^$ `
by three per cent for each year you retire early. 3 z3 F% T! a( {5 n
4 j4 `4 B" e0 A. f. b- V/ \- OThis reduction will
" F5 q7 s/ _! s. F( b* A% v3 J/ Gbe based on the number of years your age is short of 65, or on the
" x0 a ~' }( e8 A4 wnumber by which your age plus years of service is short of 85 points,4 ~+ J8 R. ` Y/ `8 l
whichever gives you the higher pension.
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6 @ H- d/ L, {Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
