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本帖最后由 PTL 于 2013-3-12 10:45 编辑
/ r0 ^ q" A5 S1 `4 C3 tkismet 发表于 2013-3-12 09:34 
6 ^ U- U3 [% j; [2 L能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?+ P' Y* b6 X* d8 F) v
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.4 V, _/ A0 t$ `- A4 j5 T: b" [
3 Q+ b7 c" { S5 Y; ?What are my options if I leave the Plan before I reach age 55?6 z) o" H! n0 |
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.) {) ^7 q4 q% F, [/ F7 c5 ]+ |
5 _9 J, b( ~+ U3 _1 b, b$ OIf you are 55 or older, you may:
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" p R% U) g/ a4 w2 \receive an immediate monthly pension, as well as any9 _. X- [! B& r; z1 U& J7 C
excess contributions. (If you choose to receive your0 i. G' m# Z) @1 V9 \; B
pension before you turn 65 or before your age and years& ]( ]! c7 u {0 u8 v# z: \% ^
of service add up to 85, your pension will be reduced.
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Reduced pension6 i* G" r! T) G# h
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You can retire any time after you reach age 55 if you have at least
/ V9 J0 x+ X/ g0 {* R; utwo years of service (including any CPS).
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Your pension will be reduced
" B0 e% @! A; R9 N Kby three per cent for each year you retire early. & y! m$ b3 m& ^; t
9 U- S' A0 i; v! e8 O# jThis reduction will
% v. Z5 g; o' u9 `4 ^8 Kbe based on the number of years your age is short of 65, or on the7 @6 t4 q% S! D: X$ b, j3 b5 h# g& b
number by which your age plus years of service is short of 85 points,, H. R) U1 c: X9 \8 }
whichever gives you the higher pension.
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# @! d& c8 t: D4 AHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf1 v; P/ ?/ S" k8 w+ s
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