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本帖最后由 PTL 于 2013-3-12 10:45 编辑 2 e- |/ _$ `4 t. r r" Q( h3 _
kismet 发表于 2013-3-12 09:34 
! {# x2 R# }0 J9 k) z6 J: q能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
0 M5 ? d+ H8 p* n1 h) GYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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5 A! Z! O+ K8 U# q) ?4 cWhat are my options if I leave the Plan before I reach age 55?
8 e1 @8 Y7 D0 w8 A+ j3 @; `You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.8 [8 `- ~9 J9 X: G
5 A5 G) U; ]" Y1 O* Z+ XIf you are 55 or older, you may:
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1 v' r6 m. Q$ s" nreceive an immediate monthly pension, as well as any
- `* Y9 s6 f" h! zexcess contributions. (If you choose to receive your
5 Q- p* F5 o" g. A4 T# R& P8 Wpension before you turn 65 or before your age and years
0 K! | j: J8 ~0 x/ {( z+ y. cof service add up to 85, your pension will be reduced.* e, n& p2 X# I9 H3 k5 P* S
5 O" N# l0 B) r3 QReduced pension
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You can retire any time after you reach age 55 if you have at least
5 A% v- J8 ]+ Ctwo years of service (including any CPS). & s: W: Y' C# j# T3 A% E
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Your pension will be reduced
3 j" o; W9 ]# a. D& j4 Y) sby three per cent for each year you retire early.
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This reduction will
E9 F0 c: v+ R4 X, E. B, gbe based on the number of years your age is short of 65, or on the0 q% q. V/ F( R* F4 l
number by which your age plus years of service is short of 85 points,
: B& b* `6 m: x! H% q' T! t! P- nwhichever gives you the higher pension.
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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