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本帖最后由 PTL 于 2013-3-12 10:45 编辑
' s5 n0 G% E: H( ]kismet 发表于 2013-3-12 09:34 
) M) F! p$ U% f6 g5 i+ f能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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5 v. X, G8 c* M; E/ Z3 O6 u: q你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/; w! G9 T: J3 A
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What are my options if I leave the Plan before I reach age 55?8 h- s0 ]7 y. m) X' n u# ]3 ~( w
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.$ H# a& ?/ W# a; C7 x! r
1 y& M5 L. r4 Q8 V0 Y+ VWhat are my options if I leave the Plan before I reach age 55?* {. s7 `8 Q/ X7 E. U" K
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.3 }* }& }4 G$ j$ L
9 I2 L. w: Z; \# X! t# `8 NIf you are 55 or older, you may:
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) D; u4 Y; b8 G! W3 B0 L+ }' Wreceive an immediate monthly pension, as well as any
8 E( N3 F! z8 l- x: M. Sexcess contributions. (If you choose to receive your8 j! _/ s) g# ?% T) s
pension before you turn 65 or before your age and years
" z: D. s! h8 w- U4 oof service add up to 85, your pension will be reduced.
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}( C$ g5 Q& v# eReduced pension, [% J- `/ k0 m2 q! D* F
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You can retire any time after you reach age 55 if you have at least+ {& y( |& e. T
two years of service (including any CPS). , q8 {, q8 V- y, L+ Y/ V
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Your pension will be reduced
9 }( Q: ? K9 _by three per cent for each year you retire early. & {: I9 {7 C9 M6 w- X1 \) w
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This reduction will
( v0 Q+ H, J h- ?4 e- E5 Dbe based on the number of years your age is short of 65, or on the
3 u" v, Y, q0 d% ^+ u! Onumber by which your age plus years of service is short of 85 points,3 R2 ?0 Y8 i2 ]- d& e
whichever gives you the higher pension.( i$ N& e, B$ h) S
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf; ^) f6 X3 X- ~; b0 _
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
