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本帖最后由 PTL 于 2013-3-12 10:45 编辑
+ W1 p' u9 D% S" bkismet 发表于 2013-3-12 09:34 
: [% ?) I' d3 s6 ~能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
: N! i; T+ f' P- wYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.7 Z6 Z9 x. N z) \, r: @
2 B% V! B3 p, a0 GWhat are my options if I leave the Plan before I reach age 55?+ Q( K2 Q8 P9 F8 [5 j: e2 r% B
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:# Y5 T' O1 C5 j- I" C
9 g: k- e5 n2 _, hreceive an immediate monthly pension, as well as any9 U, m/ ~0 j( ~( A8 G& n
excess contributions. (If you choose to receive your
- L' U# @! t4 H7 I6 Qpension before you turn 65 or before your age and years2 n `$ F( e8 {3 F% c( H5 Q
of service add up to 85, your pension will be reduced., l }4 [( Q" L+ i9 ^% p
7 p7 c% S q8 o9 i, ~. MReduced pension1 [" Q+ S: H% r v
7 d# [7 L% o+ S( b5 @/ m9 _You can retire any time after you reach age 55 if you have at least
- v% |" P- \2 \1 z& q8 Gtwo years of service (including any CPS). * p7 b7 I" c4 D, N/ {8 k$ z7 k
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Your pension will be reduced
$ V6 _$ b \; h) I* m4 D6 `9 aby three per cent for each year you retire early.
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This reduction will
5 r) Z* M G( [% A$ l) ~ nbe based on the number of years your age is short of 65, or on the" M3 _2 _- J' ? T* u; \5 L
number by which your age plus years of service is short of 85 points,6 l% s) {( R' w
whichever gives you the higher pension.
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& _) W, k/ N! |1 lHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf; s4 g A$ k+ h% t- Y7 A6 p! `1 H
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