5 h: t n( L& S2 p# q5 k$ qRoyal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock1 K2 s& X+ o |# F" v
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1: US index fund + a3 v, n! _% M& @- n2: canadian equity6 `. L& U7 j. I: f+ ^. E% f0 v
3:Canadian Bank$ F+ W7 F" ` \( G8 q2 f
2,3, 5 years8 l4 v# p& q5 D$ V0 f
if i get refund, I will buy this GIC in my TFSA account!
marie 发表于 2014-4-9 09:10 3 d. |( P6 a. NRoyal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock 7 G2 {) |! m3 ]' R+ f- Q4 o3 choice:! J) Z+ o z+ E" u
1: US index ...
try to invest solid, for example: sliver bar or silver coin( gift) - n9 C8 ~3 n; mI order 10 silver coin(1Oz, 9999), $247, plus shipping fee $19.95, maybe in the future, good reward!6 m3 M$ g9 ]* z# e- n* _2 O6 q
every year, I try to buy something.
marie 发表于 2014-4-9 09:106 x& A, F/ u7 c' _- F) L
Royal bank has a market smart GIC 3 years rate 9%, lock GIC, follow stock * ^: n# m% ?# y! P" a' Q: y5 H3 choice:* e. X: c+ T8 f6 e$ @, g9 a
1: US index ...
& Y( M$ i4 R* w G; R6 Q1 B 5 a# q% W, z* R: w如果我是你,我会首先考虑RRSP, 因为每年至少25%省出来了。除非我的额度已经用完或我已经买了很多很多的RRSP了。
/ d T1 V+ B$ n* X9 z- t, o9 J' Z & s- b& e+ h- s5 M& H9 Y7 MBoth RRSP and TFSA, 我的RRSP额度已经用完 4 {; ] X0 `4 E, N7 d9 RI still work and earn money, still buy new RRSP. Because of single, 经济OK.Why working, for 生活,赚钱. - q q1 _# y1 o工作,经济独立,心态好,身体也好. 7 I# _- J o, @1 R; }Our company match 3% RRSP
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退税的钱买了TFSA,TFSA额度没有用完.2014RRSP pre-buy 2/3, other 1/3 company will match.; i6 n* S+ J& F4 I' k# K
RRSP and TFSA 买了market smart GIC