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Step 1 Do you qualify
: D( | F" b4 @1 z% x5 _! HTo qualify for the survivor’s pension, you must:( B; a" {) m/ _
4 W9 }* n( F1 L8 o! Ibe legally married to a deceased CPP contributor
' P+ ?9 R! c3 ]* [be the common-law partner of a deceased CPP contributor; q" |0 R0 `+ A4 k5 g& v) H2 U
, } S& k4 j3 N6 bThe amount you receive as a surviving spouse or common-law partner will depend on:
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6 q }& P$ _+ S! Mwhether you are younger or older than age 650 m, K% c& h; {1 {; @" g/ n
how much, and for how long, the deceased contributor has paid into the CPP
$ \: k9 K; J, H9 ?We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 m0 K& }2 l* |- I( x
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If you are age 65 or older
1 @5 I7 p. L- G- u; U9 M1 _: [# KYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.4 c( j/ ?6 D. I
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If you are under age 651 | k! A3 n5 z" F9 \
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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