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Step 1 Do you qualify
: Z, E6 G! i, ?" T# p5 N) s3 zTo qualify for the survivor’s pension, you must:
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, \) c0 n1 \( y R) dbe legally married to a deceased CPP contributor3 q/ G2 V1 P! d% [3 p4 B+ f
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:8 R- ~- A! J% l
( F0 s) z# j1 u1 j& z+ Fwhether you are younger or older than age 65& Z/ ^2 @- R- |
how much, and for how long, the deceased contributor has paid into the CPP
: ^0 j+ F' F% ?6 @We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.! ]( N" k0 Y ^3 G: Y/ _4 t( S% ]/ u
' A/ h* y0 g& H, j$ GIf you are age 65 or older
1 u; k8 ~3 G2 g1 Q5 cYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.; X# N. n# ]3 b8 p1 J& N7 F
6 M3 H$ W @/ d QIf you are under age 65
! d0 I% ?0 C: {" t& w" Z' b. tYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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