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Step 1 Do you qualify) I- q% u8 @4 A& {. {. a$ T/ H
To qualify for the survivor’s pension, you must:; |! x; j9 {2 }8 f' b+ r
. }, j' [/ z5 G; h8 [be legally married to a deceased CPP contributor
2 R! v# l B" J" dbe the common-law partner of a deceased CPP contributor, @! ~) g: Z& O2 M
3 ?, R6 G* R. H/ A( ~The amount you receive as a surviving spouse or common-law partner will depend on:
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: |) K8 {1 ^& }4 x7 E9 z- owhether you are younger or older than age 65+ w- L; o/ j+ \
how much, and for how long, the deceased contributor has paid into the CPP9 I( Z; I ~8 P( H. e
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 N3 S4 x: w& H1 m
0 Y* x! A$ J& l# b/ VIf you are age 65 or older4 s, b$ m2 b1 w, d0 H1 X& z& s
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
- n7 T) C" E8 K ?You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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