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Step 1 Do you qualify# b: ?1 i& S5 y* }/ j: Q6 ]" ]
To qualify for the survivor’s pension, you must:
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( [2 i! w; ?" _2 _( W# Z& Ybe legally married to a deceased CPP contributor
4 z! s0 ~; g8 @be the common-law partner of a deceased CPP contributor5 n# ~( X5 ?4 s; t+ B( Y
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The amount you receive as a surviving spouse or common-law partner will depend on:7 {5 ?: M7 `! A! L" i) T1 E
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whether you are younger or older than age 65# t- @3 s# f# ~
how much, and for how long, the deceased contributor has paid into the CPP. Y' d& Z9 z, |* O7 ]( d
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.% f! w+ h" ~) s7 d' v/ q0 b# h
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If you are age 65 or older! E6 ?9 M& }4 o. g
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: y4 S% z+ Z, f& q* G
3 }% K) H3 \4 IIf you are under age 65) L4 J" D! v3 n/ [* T5 Z
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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