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Step 1 Do you qualify
: y, N9 @' i2 STo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
# a+ T% t0 G% N3 dbe the common-law partner of a deceased CPP contributor
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5 `& H0 T! L0 U/ z- YThe amount you receive as a surviving spouse or common-law partner will depend on:
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8 T1 y$ }' _ R0 E" cwhether you are younger or older than age 658 ^+ ?! m9 z" x2 {
how much, and for how long, the deceased contributor has paid into the CPP: }( D* X# m6 [) |3 e
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death., K) K( J0 Y" A/ N1 k4 f1 O
+ r2 I, n1 `; k5 W' k# iIf you are age 65 or older
9 M- T+ a7 J) ?+ n# r' R! R1 yYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
) Q/ L2 u1 J" c: ]# v' ]You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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