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Step 1 Do you qualify
; f X3 ]) g& M9 dTo qualify for the survivor’s pension, you must:
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" c- J! R5 |" b9 B5 a/ v. wbe legally married to a deceased CPP contributor& L( O- z& N' y, `! B8 m! s( h3 g
be the common-law partner of a deceased CPP contributor' Z5 `4 T+ N8 x) i
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The amount you receive as a surviving spouse or common-law partner will depend on:
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: r8 H! b7 E9 C" F4 \$ r Twhether you are younger or older than age 655 ^8 V7 }3 \; Q+ B; q+ M
how much, and for how long, the deceased contributor has paid into the CPP3 i" u& H( R! O u8 ` h
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
; k1 T* @8 K( R) F6 oYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits./ B! r0 q, h1 k# Q" q- `
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If you are under age 65
8 G% |0 F: J" KYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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