房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
6 C' E6 J8 _+ c. w3 T2 l现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
1 |' H$ M+ j3 Y( l0 b# D0 X# XThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

8 ]2 ]" a/ ~1 n8 O* U  b理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
( c- v" y( s  s$ ^) U% B/ ]7 D. ]不是基准利率涨了，是银行减的少了，原来是p-0。7
" k4 s  v( x* O% z4 |8 L& d现在只有p-0。6

) t7 X9 Z0 I. I* b/ |3 C2 w年底现象，没事

xexe