房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
- N; G2 C* ?. V: X. E$ G现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
3 t6 J- g" C. I. N2 X5 |
! {3 h: C* b2 g+ P& _1 g& Q, xBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

$ Y; l9 _/ [7 E& ~" y: g4 \
% u0 w6 z  g$ p' f理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
  l4 z9 n) `, K不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

年底现象，没事

xexe