1) The car has to be within 7 years old to enjoy a reasonably good rate with car used as security.5 M8 m/ D/ L. V. M
2) Depends on your credit history and credit score.# B& \/ q$ C0 s# b
3) Depends on your relationship with the financial institution. 1 d" { v! @, W; m; j4) The only advantage you have is that you pays the cash, and can discount that from the seller. 9 G1 ~9 V6 V( a f/ W" ?" g5) For cars more than 7 years old, the interest can be significantly higher because the collateral value is hard to assess. Good luck.