What is the Stable Chronic Condition (SCC) option?$ n! ? ~8 q9 \( W
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). ; |( o6 C7 D+ sWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic7 o$ g' V, A: Y l) d# ]9 Y
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and! Y, d$ ^% v. ^8 e* I8 b
• there have been no new symptoms or change in symptoms; and/or+ j8 f9 N7 p& d( U" `- x
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.& j1 U3 Z T6 b+ E' N& }' d
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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