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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts: 7 G* Y3 Z- v3 x- G# v- V  V+ Z

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" i* w0 ]8 n1 F* g+ s2 C6 UYou and your spouse can each borrow up to $20,000. & x) g6 J( U; h+ d  c/ u3 B
The funds must have been on deposit at least 90 days before you withdrew them. ; u8 b/ y* i$ o- g
At least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
* C' W4 L& ?8 b3 H* QA signed agreement to buy or build a qualifying home is required.
4 d0 Q/ v" H; FYou can only participate in the program once.
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发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表
( R# s8 I3 G+ l' b% p9 }+ |7 GThe Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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% L2 L* }- S6 eYou and your spouse can each borrow up to $20,000. 3 i$ S" j! b( t4 r. V! E4 ]2 p
The funds m ...

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1 y4 X7 P& R- u! |- j* y我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表6 `8 w7 z9 z; G4 D. }! X
怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...

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Good Question!3 ?) `1 Q6 w* _. H: U" G5 L  b
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我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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