首次买房每人可从RRSP中预支最多20，000$做首期，有谁知道详情？

channel1111

首次买房每人可从RRSP中预支最多20，000$做首期，然后每年还。 有谁知道详情，说来听听。

MORTGAGEWISE

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
; f" B/ G1 H8 c3 i6 ^* A

* G+ J5 H4 b4 A8 x
7 }0 V# J) i, e6 kYou and your spouse can each borrow up to $20,000.
0 E  b9 _" x$ m$ r3 u8 w! j: _6 KThe funds must have been on deposit at least 90 days before you withdrew them.
At least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
- E1 o# y0 w9 W" [  c4 FA signed agreement to buy or build a qualifying home is required.
' ^) Z' L, v: _$ E; DYou can only participate in the program once.

牛眼熊心

原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表
9 b9 i2 F( _0 a3 S6 B2 UThe Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:



$ M) u) Q  c+ Q% A- A  c4 BYou and your spouse can each borrow up to $20,000.
2 X1 M% s7 h; }" d$ b( X& f) bThe funds m ...

) c. W4 W0 S/ @% l% j我第一次买房时没有用，第二次买的时候还可以用rrsp付款么？

MORTGAGEWISE

当然不行了, the plan is only for a first-time home buyer!

梦里花落

怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去，那哪一套应该算是第一次购买的呢？谢谢。

MORTGAGEWISE

原帖由 梦里花落 于 2006-7-9 10:10 发表
怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去， ...

Good Question!

0 }$ |- x+ A5 }4 ~& ]我的观点是， FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准，但最终的裁定属于CANADA REVENUE AGENCY SERVICE。