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能问问你后来上大学的时候上co-op了吗?我一个同事建议我买够一年或两年的学费加生活费就行了,因为她的儿子上大学第一年用了RESP,后来就年年CO-OP差不多把费用都挣出来了,还刚好不用上什莫税,她说如果买太多,可能会导致交税/用掉了自己的TUITION AMOUNT. 你的经验呢?
I didn't do co op, I had only RESP and scholarship money. Most students don't make an excessive amount during university years even with co op so I would still buy the minimal amount of RESP required to optimize the government contribution. You'd never know what your child chooses for a profession, so you might as well guarantee him/her the funds. : N* O4 M2 V; i2 V8 s: F; H0 Q1 l& z( r1 h
I didn't do co op, I had only RESP and scholarship money. Most students don't make an excessive amount during university years even with co op so I would still buy the minimal amount of RESP required ..." Z, [, Y# ^; D0 w7 ^ `
weidsun 发表于 2011-2-7 18:56