 鲜花( 645)  鸡蛋( 4)
|
原帖由 过路客 于 2006-2-7 08:04 发表, X& i3 y' `- e R/ B5 D0 W/ p
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ' V, D! P2 [) a) S1 ~
House Price = 280,000
$ o* t) ?" x7 i' U" ~Down Payment = 98,000 (35% of total price)% H9 p! S, {4 J% c& |
LOAN = 182,000 ! s3 ^' [8 P- {- g
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
% ^+ z, M$ n$ _# e7 p( FYEAR = 25 : y; G6 @ u! r v
MONTHLY Installment = $1,034
; M3 i0 S: N$ I5 U( W& f- G* c) g
Property Tax : $250 0 l2 m; O: G5 t1 W, e9 T5 C# n9 y: O1 E
Gas+Elect.+Water : $3501 ~! l$ u: I+ s
Misc. cost: $100
( d" g7 R; Y7 ]+ }+ }( a* c______________________________________________________________
" J5 Q; A) s2 _, f7 \Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
; A9 H- _9 k! Q% \1 _% h1 E# `' F% w, ], g& Y
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
|