 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
3 U9 o3 o/ q5 {) W; ~' x, `请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ! w! |, K; d9 w' o
House Price = 280,000 " ]3 y% s$ w6 K4 ^1 i0 [
Down Payment = 98,000 (35% of total price)8 W6 z$ ], E- o( f
LOAN = 182,000 ( X) F6 l+ [5 C0 y
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
, o- V. _: `9 L. _# e+ Y6 ?YEAR = 25 9 t: b j$ T+ M1 h5 Z5 M# q
MONTHLY Installment = $1,034
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6 q& M* J) m8 I& Y' d: gProperty Tax : $250
/ }) A& }0 K* R2 G/ y$ D9 ~Gas+Elect.+Water : $350+ r! j# l. _$ R$ I
Misc. cost: $100& N2 p2 g- m0 _
______________________________________________________________0 g+ Q8 \+ t2 @& S
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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5 t) a0 ]6 O/ d, O7 ]7 w[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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