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原帖由 过路客 于 2006-2-7 08:04 发表! k$ v: d, w# p4 B5 J- u' y) U9 ?$ |
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 9 K7 P; O& X! S4 J1 P7 M( Q/ D6 n
House Price = 280,000
" |1 l4 I: f3 j: p7 q/ ODown Payment = 98,000 (35% of total price)
Q! U- C& ~- OLOAN = 182,000 / h5 t! N+ Q' v! S$ M
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) * v9 h! b! F! E
YEAR = 25
0 e/ f. O2 ~% u4 ZMONTHLY Installment = $1,034 ) i6 v U# K, c- D/ Z. u" o7 C) z! f
+ k9 q; t2 K7 I" N! b! b' FProperty Tax : $250
$ n' j) V# c5 G4 ` A8 }Gas+Elect.+Water : $350
/ \( _" g; Y5 X1 cMisc. cost: $100
# ^2 |* X9 q" | C1 i/ f______________________________________________________________
# Y! g1 X6 k8 K5 f0 _. K) ETotal Monthly: $1734 (Just a rough estimate based on rule of thumb); H. d# p# _/ S
1 i& `3 C! x' J1 z[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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