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原帖由 过路客 于 2006-2-7 08:04 发表
0 |9 V5 b9 }% w3 w请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 7 u5 n" J4 f5 W' X% a" D
House Price = 280,000 6 @9 C" P9 X Q
Down Payment = 98,000 (35% of total price)
" O6 e% l, I5 L# k/ ~7 iLOAN = 182,000 9 D7 U' s4 F6 M8 n
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
1 p! P7 N% G1 I. M# yYEAR = 25
7 l$ t/ Y* p5 f: ^4 P2 ^1 @MONTHLY Installment = $1,034 3 i9 I- `) ?5 Z; u1 K
! O$ b6 J K% A; g) zProperty Tax : $250
+ r8 d6 q$ Q" `6 j3 E9 K' aGas+Elect.+Water : $350
+ M5 b: }) U/ A) ?$ j$ X) u" |% C3 ?Misc. cost: $100
% l- n0 B# O2 W6 m) C0 D______________________________________________________________
# y- h/ x- U: i; [+ y1 WTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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# y/ d- U' {8 M t$ V* c[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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