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原帖由 过路客 于 2006-2-7 08:04 发表& T% }" x w1 v& B* J* c
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ; d( C/ i- M& _' d" m$ J1 w
House Price = 280,000 : `+ R7 P% ?" d! h4 S
Down Payment = 98,000 (35% of total price)
$ x1 [6 B$ E+ G7 u9 h# y# x4 CLOAN = 182,000
' e, M' |: p! t3 v& AINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) / N) n( t4 M1 _4 a' N
YEAR = 25 9 t3 G& e% t& E
MONTHLY Installment = $1,034 7 T) F8 s% x8 D+ [" q: P
3 w, x& `7 i! U1 E- Y0 m5 q
Property Tax : $250
) Y0 p( U/ F5 B8 r/ NGas+Elect.+Water : $350' j" X1 v/ ?# o6 J
Misc. cost: $100" @: L$ ^2 Q& q
______________________________________________________________, Z* O [6 ]) l1 {0 _9 ^1 ?
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)' Z! |1 |4 H. q# q2 m3 v( s
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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