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原帖由 过路客 于 2006-2-7 08:04 发表4 p1 z! `3 V) [* C0 N S6 N7 T
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
) }% ^- G$ T% G: p7 F. p nHouse Price = 280,000 0 X+ Y) C+ J: B8 ?4 B6 Y) g- ^, n7 A
Down Payment = 98,000 (35% of total price)! C. }4 t" z% s: d1 v
LOAN = 182,000 % n' K9 i" y: b- y# ^
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) # l+ d- {$ L) \& C0 U) D0 R
YEAR = 25
1 h# e' g) Y" o# F+ \( f! Q6 UMONTHLY Installment = $1,034
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( \2 f9 C q1 m7 U' H6 ^1 V% y1 F* qProperty Tax : $250
$ q; {: @& |" PGas+Elect.+Water : $350
, E- s8 j, L% ~* j2 g. h) _Misc. cost: $100
4 J! l% K3 J- E& ^* [______________________________________________________________& j$ L( I+ N& ]% p8 f9 M
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)6 S. n1 o9 ?1 x8 f
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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