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原帖由 过路客 于 2006-2-7 08:04 发表; Y" C( h. A5 b; [# E" l }1 v
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
, g N+ m( ?& X" W$ a9 iHouse Price = 280,000
! O" S! c8 l7 Q8 \Down Payment = 98,000 (35% of total price): ~! G: x9 K( e7 p( r; B% c8 p
LOAN = 182,000 / W* I* w5 Y; D( n% k
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
+ E9 k4 V2 Y( |0 Q) `YEAR = 25 . W$ e+ g: r0 A
MONTHLY Installment = $1,034
+ }# v$ o8 w t) ], d* r, D" \+ ]+ u; a2 W0 A8 ?4 d
Property Tax : $250
+ p0 k* C2 h* p X- ^Gas+Elect.+Water : $350
. \5 ~4 q/ k, I4 `$ y. {; p( XMisc. cost: $100
$ _' P+ q" f% V& ]9 N- ^8 ~. O- z______________________________________________________________/ B: |; Q( U0 ^
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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a: Z, d' Z V* v6 d0 O+ J[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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