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原帖由 过路客 于 2006-2-7 08:04 发表
% r/ |7 V+ u: R5 a; V& c请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
5 m o5 @4 M* n, F/ {! _House Price = 280,000 9 E, L8 }" u6 @; l% n
Down Payment = 98,000 (35% of total price)! h6 ?1 E Z, O$ C' m* E* ~; W
LOAN = 182,000 + ?7 Q H+ }9 q! r- c- x* r
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 0 N( t! V- s; j- @6 c; m! R
YEAR = 25 0 S1 X I3 K% w: H: n8 g* t2 W8 b8 x
MONTHLY Installment = $1,034
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+ S, {, @7 b7 ~, ^Property Tax : $250 + c* [ m! { |6 _) y5 n0 X e+ h
Gas+Elect.+Water : $3500 u: r7 E- L& d3 P" n, V4 n! t
Misc. cost: $1008 t# u- V8 R- b8 b6 b
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: |# n Z. I' f" {# A! n+ O; |Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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