 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表; T3 `9 Z/ o/ \7 d
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
, k3 L, k8 R3 T+ Z* {3 N6 I fHouse Price = 280,000 7 B3 P. j# f3 K) n3 t
Down Payment = 98,000 (35% of total price)
( f) k! @: X& {: @) o; i+ \! l \LOAN = 182,000 $ @3 N# o7 D- n
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
! \8 h: V* N0 HYEAR = 25 4 n$ q+ y; X7 K" e
MONTHLY Installment = $1,034
! V/ S( S+ M u, _0 C) O1 C5 E. E7 P! m A
Property Tax : $250
" p+ A- h1 }- Z0 |; n' _, K8 `0 lGas+Elect.+Water : $3507 G% I3 H8 {1 _1 A: m' r
Misc. cost: $1006 n* G/ A) b* z) N" |% k, q3 i
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. g5 M' A6 w0 g0 ~5 vTotal Monthly: $1734 (Just a rough estimate based on rule of thumb). N) t4 x3 d7 h8 N% I
# }; M0 ^ o& a6 }2 h# ][ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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