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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
! z; E9 j" A1 G3 u2 d4 [. F- L0 s你想开哪种帐户? * N+ }' s* a' {1 l1 L" p
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Do you like to open a current account?! i, ~( H5 S$ E/ s+ ?) K2 Y- v
你想开一个活期存款帐户吗? 4 U2 w5 k5 ~2 v8 H( @3 I

: F/ g: Y" V) T! y0 [# J+ ]A deposit or current account?
! C  H5 G0 S: R0 j6 _定期还是活期? % j8 X! K. u/ j- `0 z/ P

0 U) p* e7 z9 o. KPlease tell me how you would like to deposit your money.: I1 M# w- O: g/ N% }
请告诉我你想存何种户头? * Y0 G' Y, O: U& h$ F1 I+ L$ b
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There's a service charge for the checking account but no charge for the savings.  b3 n  m0 a: h; ]- `# d  N
支票户头要收服务费,现金户头不收。
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; Q" g! J( j) E/ K: BOur minimum deposit for a savings account is 100 dollars.
8 c/ U9 v4 `2 \7 D) L' _6 b我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.
% w6 O; x# R9 j" W& u$ J+ b最低起存款额是5元。 1 T* Q6 l8 O, v7 S) a5 T4 n! C& n- I

' b0 n& i5 o7 s/ i$ YYou can open a savings account at any time with an initial deposit of 50 dollars.
! ?( u6 j, Q- Z1 p! u" G* ^, |你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.$ u: @: k+ E0 H/ ~" A9 s
甚至一元也可以起存。 4 P% V, y% P/ }! T% H
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.. ^' \" p) I, W
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 . t% N7 t2 |% @9 x+ X# w- x/ n
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I should like to open a current account.
; V5 o$ x) i7 W/ s: V" R我想开一个活期存款帐户。 " Z: L8 @6 Y5 N1 \$ d" _
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I need a checking account so that I can pay my bill.5 U$ d3 C5 [5 y- A5 T9 ^! u
我需开个支票帐户,这样就能付帐。
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We'd like to know how we open a checking-savings account.- V! c; m5 G8 s* a0 `; ?
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here./ B8 K6 x* Y& i$ t( r( J
我在这里有一个支票存款帐户。 # L- r7 ^% L% p/ ?* H
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I think I'd like a deposit account.
$ w. r) x: U. b9 h) I+ {; d7 E& |( l: \我想要开个定期存款帐户。 % P, k7 x; C" K$ D
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Can I open a current account here?
; `4 l' c. V5 n( ^" `我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.6 s/ D# l7 s3 a
我要开个储蓄帐户。
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, G. h! v9 [3 N: yI'd like to open a deposit account with you.3 b: x9 j1 w8 ]$ O3 P
我想在你们这儿开个定期存款帐户。 ' K7 U; F& p3 R  L7 K: ~0 @* ^0 F* [

6 E9 P) u( h  o$ M3 ^Could you tell me the difference between a savings account and a checking account?
! X% h1 s9 s" F8 ]/ B7 _请告诉我储蓄存款与支票存款的区别好吗? + `' J$ N+ J; Q) _7 K- \$ o1 Y
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Please tell me the procedure for opening a savings account.
/ I/ }0 N/ H" O7 W请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?+ g* F/ F: M* }5 q# U+ {2 C
100元作最低存款额够吗? 0 r0 D* ]9 T$ S4 @% Q1 |9 e
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
( E1 Q* ~8 j9 ?, Z6 W" G4 H6 @我想知道开一个支票帐户200元存款是否够。   @, h$ K! L" L" A

4 q! Q/ S! F/ v: N* s% SCould you tell me how to operate this account?
' M$ {3 n: M+ |- d  K1 c请告诉我如何经管这个帐户好吗? 8 A$ G6 L* |) `
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Is there any minimum for the first deposit?" Q* \# w. I0 o$ R2 }* \1 U
第一次储蓄有最低限额吗?
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How much does each account cost?5 ?# Z0 y+ w2 ~7 ]( \* h0 \1 |! P
每个帐户要花多少钱?
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0 \8 k; c. m! bUseful Phrases 9 C' W9 Z# s; r2 k. X3 b

; b( B# K% t( s- I8 mcurrent deposit, current account 活期存款$ F" q8 q, J3 K7 K1 D! |
fixed deposit, fixed account 定期存款
6 \9 s4 d, D# S1 Vfixed deposit by installments 零存整取
' R; V. y4 c4 z, m8 ]: O  {joint account 联名存款帐户( G8 {; Z( T$ M/ ^- O0 U8 W9 \
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?
) T3 c% n& z% D# Q% ?3 d2 J你想在我们这存多少? - ^& c+ X9 Y8 B; O; u( J1 ]9 b
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How much do you wish to pay into your account?
5 k% L, S9 ~, \8 U* R) Z0 s/ V你希望在你的户头上存多少?
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+ ~/ ~6 v  }5 A  P" ]" XHow much money do you plan to keep in your account on a regular basis?
. d- }: `+ m: C7 o7 k1 C1 _9 A你计划在你的户头上定期存放多少钱?5 I5 w1 \" u, f- ^

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2 }6 L7 R$ U: `5 z; Q9 l+ PHow much cash do you plan to deposit in your account?
' g4 y* t  m- c: w/ o你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
5 Q) ~$ Z0 t& e9 x1 W我认为你可把钱存入银行,或留在银行暂保管起来。
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' z4 q6 _6 j+ |+ s. FWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?- n: l0 G; V. U+ x" X
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?, a% f9 u! [, i6 p  ~1 K
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I want to deposit 300 yuan in my account.) s% e( o/ ?+ ^1 k- t3 f
我想在我的户头上存300元。2 d# g5 f) D' T) T  N- t8 X2 j

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0 `0 l! q# O1 Y/ w; K& yI want to deposit these cheques in my account.9 O1 C' s% p- O$ R) ~% A
我想把这些支票存在我的户头上。3 H7 m2 i6 b7 {1 {3 L! |* h9 u
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I'd like to pay 200 yuan into my deposit account.
$ X% u3 {4 N9 g# o我想在在我的定期存款户头上存200元。# _; a' J9 L4 }  M& ^
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' O7 s% c# q/ a+ i- r2 i! M1 Z8 G5 hI want to deposit my paycheck.
: `4 y6 T  [: I; u" i我想存入我的工资支票。2 `7 `  \6 {( r! Q1 ^% Y0 g
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I'd like to know whether I can cash a cheque here.( [* t, |/ `5 N+ [
我想知道我能否在这兑换支票。  i' y9 Y& k# k1 z. T+ L6 l# A
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+ ]' O7 q) N, c- Y+ P; BWill you please cash this traveler's cheque?
$ r5 e* S7 P2 f0 @% m# @请兑现这张旅行支票好吗?
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I'd like to cash this money order.
% C6 m' W( ~# {2 d我想兑现这张汇款单。' [/ P. [) w+ N. `+ B. `

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. D- u0 E* u- g8 rI want to cash the balance of a traveler's letter of credit.
$ ~6 s2 E. |  s+ E; G我要把旅行信用证的结余兑现。! N/ C. R# x7 o
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% a0 B- X$ Q- DWill you please tell me whether you charge for cheques?
( V% C& j" v9 K1 d8 v请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?3 `6 X  b: K, j5 K1 S( N# }5 L+ H
请告诉我这些支票要花多少钱?: q( f9 R/ E9 {9 o" {- O  E# ?

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What if I overdraw?$ A3 n8 r; X/ G+ t4 C
如果透支了怎么办?: X5 F2 j9 `7 \, G9 g- p  W- S
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9 j- J7 S" D8 R. V: Z) t$ w8 c* XPlease sign your name on the bottom line if you want to cash the check.
8 _  Y7 |1 q  \7 e8 F1 q  U0 y如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
: b! W6 W& y/ H7 _* d/ \请在支票背面写上你的帐号。) h! q0 a8 c' k, y' c- w! W
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; g6 ^; e3 i, x1 _/ p6 L( r- GWe honored the check as the overdraft was only 5 yuan.
$ B$ a& x7 b  c0 }我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
6 @: o+ g' f" ~4 G. h1 v4 ^请背签这张支票。
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2 Q$ B& u# P1 ?The traveler's checks cost 1.5% of the total amount of purchase.
! Y7 F# X5 d! u# K( W旅行支票手续费是购买总额的1.5%。9 A% P5 a2 D% i* B5 ?$ }! [% Y

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
5 ~3 N" O% E: U! E这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。( h* H. Z$ Q) d
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4 C! ?. P  K; s6 [: REach cheque you write will cost 2 dollars.
8 l# G4 v  h  I1 q: w你每开一张支票将花2美圆。
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Useful Words and Phrases 7 r' T6 F2 u* e% _8 y3 f! I
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account number 帐目编号0 h1 Q# v4 v0 p  s
depositor 存户
# N% `- s. D8 H6 Q2 E$ q  ]3 k7 Npay-in slip 存款单
6 Y2 ^9 w* @0 Y# _' o+ Ha deposit form 存款单3 W3 d% t# I- e. w1 |
a banding machine 自动存取机! s% J, V2 ?, w
to deposit 存款$ l  J& r/ J( t& F7 p8 Z$ E8 b7 [
deposit receipt 存款收据
& i9 k! [, z2 Q: Oprivate deposits 私人存款
4 i; l' u* ?$ y5 [% ucertificate of deposit 存单4 ?2 n7 V3 Q( J' s& z) K
deposit book, passbook 存折
) K' ^% n' t$ jcredit card 信用卡
, W+ }% N# c  _- V1 m& [! dprincipal 本金
3 ]4 }3 d' a! ^  }6 p) _5 ~, Woverdraft, overdraw 透支
& r) s: }! D) wto counter sign 双签
5 \: q; u8 r5 ito endorse 背书
+ S' Y9 p* D5 |# T- r6 A2 Zendorser 背书人
( C- r4 k; x* M. }9 K2 kto cash 兑现
5 D$ f4 k2 K0 Q: j& Oto honor a cheque 兑付
3 f& }' N1 [( _; |to dishonor a cheque 拒付9 t9 k( T6 X1 I
to suspend payment 止付5 \- s0 g1 F  @
cheque,check 支票- a1 B5 w% @* D# i
cheque book 支票本1 N+ M- ~0 D8 ]5 A( q3 i( f8 z0 c  |
order cheque 记名支票
7 n7 u- N+ K5 r" T# Rbearer cheque 不记名支票
- T* a$ W! W7 wcrossed cheque 横线支票" n6 S$ P# ]  W
blank cheque 空白支票
5 O/ _6 q# V3 a! U# nrubber cheque 空头支票8 O% b, N5 l* y( N( `
cheque stub, counterfoil 票根
$ `1 l* O. j; i2 u+ k8 P' ccash cheque 现金支票
+ E4 C" d' t$ L- R( R' ytraveler's cheque 旅行支票" p: R/ z0 z6 o1 R% H9 {
cheque for transfer 转帐支票! }7 g! L! j9 A; ]# Q
outstanding cheque 未付支票4 k, p! S  M4 [5 b! l3 U% }$ a
canceled cheque 已付支票; I6 U0 {) k% t, U
forged cheque 伪支票
& w- L' i, V( o% W$ u7 k  YBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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6 W  C3 [2 w  K, Y  iI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
. L" ?% I: A( X" i# H我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
. ]2 W3 X7 J; S2 E4 h! f0 w我要从我的定期存款中支取200美圆。7 H/ i% [2 @/ ?- y

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6 o6 ^/ `! s% @  SI want to close my account with you.4 }  U* \: r: f$ l  N+ S
我想结束在你们这儿的帐户。$ G4 `# O* ]4 B% N  W2 T" o
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I'd like to draw 100 yuan against this letter of credit.6 E7 @  Q6 o7 C( o; u8 C
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
* E( l7 o# s- M+ X我可以在这儿用这份信用证取钱吗?
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! A: V- V: W+ P+ ^+ U2 n& {Could you tell me my balance?
8 }9 v, i) S* \& o6 l5 m# E$ q能否把存款结余金额告诉我?
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( E& }: \4 Q- `) K" J% |Please let me know my balance.3 E0 J) J% f7 v/ [4 G3 ]  e0 K
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
+ \9 ?: Z6 ?8 r我以为你可用支票提款支付购物费用。7 ?% K4 \; `, \1 C; \

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. Y0 w7 M/ t( h& p7 H' }% O5 _Your balance at the bank is 300 yuan.
, M% e( W! l! p9 ~& q) Z你在本行的结余是300元。
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- E2 T- n- b1 _8 QYour deposit is exhausted.$ {# f$ j* @1 r
你的存款支净了。
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' ]' Q" h. B/ c, a4 K% V4 \Your letter of credit is used up., C7 [% M9 a; z5 m) G9 {" _- j4 n
你的信用证用完了。
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Please tell me how you wish to draw your money.
/ F- m1 j6 c6 V# g5 l& E6 g* a/ U请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
! F% ^% [" j- w) g) x- f请填写取款单。) f: J0 o% A& R( F9 H
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The letter of credit is exhausted.* ^& g" z" o. S2 D
信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.
8 p* E7 \3 ^1 \6 W  n7 L0 [六号柜台的出纳员将根据你的号码牌付给你钱。 % h- T# ^; \" `" o% `
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+ @: C2 D" O( {2 i- t) M/ xUseful Words and Phrases . d. r& T( I/ f5 i5 r: f6 ?
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" Q9 n2 D$ K& n3 E" rto close an account, to clear an account 结清5 t5 L( |  q$ h
to draw money 取款* l* V4 Y0 J* @- C3 ~3 \8 B
drawing-out slip 取款单
2 R0 G' ^1 r0 m' c# K# y# P7 J( Pthe number slip 号码牌: F0 c' p% [7 n$ O, D  F
a withdrawal form 取款单3 `. W% O. p* K( f5 [' t
to fill in the receipt in duplicate 一式两份填这张收据+ i  F5 a" S/ ^4 {, i
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表$ @+ k9 ~* c  E/ j- H5 m* w1 l
好,已收藏!
, c( f7 i& Q! b% \
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
; l+ s' o4 t# y$ F' L
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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