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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?) g# j. X& H9 m0 t
你想开哪种帐户? 6 a4 t# n1 k: ?, c) S' E+ H

- M$ y/ A" i; ^4 NDo you like to open a current account?* c" {7 }6 N) W6 q! X
你想开一个活期存款帐户吗? $ y- Y$ o2 B, q+ }- k- @

3 I$ A9 w4 Z7 ]( j; y. FA deposit or current account?
" i' Y- S7 q. X; W$ ~. f定期还是活期?
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) T3 p" G" ^9 R7 \Please tell me how you would like to deposit your money.
% [% V* b) Z2 P7 ~请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings." ^' a& y3 ^7 m. U
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
% j/ A) t) i. ]3 V* a! r! _+ y% _我们储蓄存款的最低存款额是100美圆。
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. [: H, [  E5 M, x. n& BFive yuan is the minimum original deposit.: O$ J# b! M" j7 j& N7 r5 S
最低起存款额是5元。
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) k1 e2 Q# C" Q% yYou can open a savings account at any time with an initial deposit of 50 dollars.: i) @5 ?( B0 o' c
你可随时以50美圆的起存额开立储蓄帐户。 ; p. M3 H# P" i  ^

/ m- ~# k- j1 E; o0 v; XEven one yuan is all right.
4 {% L" x, J" s) C$ b5 L! o  d甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.% K. _9 a: P! e
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.4 }0 B# i& L: X9 ?: ^0 A) q+ N
我想开一个活期存款帐户。 * f4 y. D" o0 S9 l  S

' |  b' S, X/ EI need a checking account so that I can pay my bill.
6 I! \7 V/ `% ^0 b我需开个支票帐户,这样就能付帐。
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# q/ k+ r2 I( A. Z, EWe'd like to know how we open a checking-savings account.
& s1 G$ v. P& s. K0 n+ t3 m$ F" |$ _$ C我们想知道如何开一个支票储蓄帐户。
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: `" i9 h- i' v2 `, O8 OI have a checking account here.' Q: z" I0 f6 p5 ~: A
我在这里有一个支票存款帐户。
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; I7 j" F+ ^9 S, R. p1 eI think I'd like a deposit account.* L" R, ]6 v+ r# Q
我想要开个定期存款帐户。
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# X/ N+ J, C5 ?Can I open a current account here?7 @7 Z! p+ s% |
我能否在这儿开个活期存款帐户? 0 Q; i( R1 r- r& W0 l7 |" l
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I want to open a deposit account with you.5 q* z+ E, p9 r% e' v9 o
我要开个储蓄帐户。 / s* f  ~+ d3 K# n0 S/ ^
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I'd like to open a deposit account with you.
- _- S9 G' b6 f: z: y我想在你们这儿开个定期存款帐户。 0 e; Z, {' A1 d. m) D
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Could you tell me the difference between a savings account and a checking account?2 y  r9 n9 _6 }! Q5 l* t( s
请告诉我储蓄存款与支票存款的区别好吗? ; q$ ?; ?' m3 g, |+ {3 t

- l* D: Z1 v. h# p/ QPlease tell me the procedure for opening a savings account.
' O5 B' x5 I. h7 Z7 A, G请告诉我开个储蓄帐户需要什么手续。
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; ^- C  V3 n" `Will 100 yuan be enough for a minimum deposit?$ O1 g4 X2 @  \) y
100元作最低存款额够吗? $ z8 Y& [3 L0 v& A! e" q: d
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
! c7 E# f. v! Y) Q9 h# M4 e我想知道开一个支票帐户200元存款是否够。 * p! j! o) D# O; i3 R
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Could you tell me how to operate this account?
0 ^! J+ X8 [3 y# a请告诉我如何经管这个帐户好吗? 5 W: [4 u! A, w+ ~4 @$ ?0 D6 O8 }

' b4 k- ^/ E3 p$ T* g( pIs there any minimum for the first deposit?0 S( s& O% B5 R0 y# J/ T3 }
第一次储蓄有最低限额吗? ' @3 u/ m$ V7 L. c6 l" i6 Y1 t

7 i# m. u0 o) J' z( a' _, bHow much does each account cost?
  q$ N7 R* m- l) A. F每个帐户要花多少钱?
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8 ]4 b5 p4 e+ s2 \Useful Phrases 8 `5 b$ `9 C. V& J7 c
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current deposit, current account 活期存款
& K# E5 c  r- S) ]: s& ^3 q( w  vfixed deposit, fixed account 定期存款5 a: l% H7 H2 L, q9 D% s; q. Q! v
fixed deposit by installments 零存整取
% F, ~3 O8 h: `joint account 联名存款帐户( R: S' ~! s. ^8 |7 P" A" \
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款/ I- e, l4 Y* F9 |, P

9 _5 }! Y/ A3 d3 I5 f7 FHow much do you want to deposit with us?7 m1 J. u1 F, k+ J
你想在我们这存多少?
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How much do you wish to pay into your account?0 T  o; \6 X/ [/ f5 L; \
你希望在你的户头上存多少?; w* S3 Z! B$ P# d5 f

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/ U3 C' f) T" Y1 U! z) A9 _How much money do you plan to keep in your account on a regular basis?
" w- ?' m. M- `你计划在你的户头上定期存放多少钱?
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/ a$ [* |7 r/ yHow much cash do you plan to deposit in your account?- U1 z9 J0 W: b, }$ h0 G
你有多少钱要存入呢?; Q/ b5 w: p8 s" C" N* l- r
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$ b' B) ~4 {7 q5 vI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.7 D; H& i2 A9 {& m  c2 X
我认为你可把钱存入银行,或留在银行暂保管起来。2 V4 r! z* |* ?% g
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2 \1 I& X3 Y/ Y+ {6 G0 UWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
. i% e5 W5 o  h请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
/ }# ^1 r  {6 [0 r) f我想在我的户头上存300元。
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I want to deposit these cheques in my account.
, v  n- i: y( j我想把这些支票存在我的户头上。4 o8 s6 o) i( y5 v- {
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  p3 a, d. a! \4 SI'd like to pay 200 yuan into my deposit account.
8 a) t* {- ?' O  c! ~0 N" F我想在在我的定期存款户头上存200元。. y4 s8 r; E+ `1 q0 i" |
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7 z* D) n- z# W/ }I want to deposit my paycheck.( @# t- |, X8 ?2 K( \
我想存入我的工资支票。
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  m4 M3 o# I* G- S; {- U. b4 D4 FI'd like to know whether I can cash a cheque here." A& Y1 D; x" J% {
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
% `4 `& p1 m  w8 z/ Z请兑现这张旅行支票好吗?/ I3 O6 I5 W$ A: H

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I'd like to cash this money order.
9 w! D4 h) C8 k/ ]+ j) a: i! |我想兑现这张汇款单。  S' I2 b/ h- u! j) y! ^- G
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I want to cash the balance of a traveler's letter of credit.
/ ~6 v, T* R( z+ p* }$ |我要把旅行信用证的结余兑现。
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6 E! ?, j* N4 K) ^! h, |+ k- ^, CWill you please tell me whether you charge for cheques?
  T' M. g; Z# N4 h, T' H, h4 ]请告诉我兑换支票收手续费吗?. u9 c) K; n, Y% n

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Could you tell me how much the checks cost?
6 c& t& v& |- q7 R  o: Q( k请告诉我这些支票要花多少钱?
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. A# I* a) W6 N7 i7 M8 QWhat if I overdraw?: u2 e- ~4 [! T9 E9 {
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check./ ?: C% ~7 \% C# ]+ O0 T
如果想兑支票,请在底线上签名。7 p) D' [* O8 D5 p6 Y

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Please write your account number on the back of the check./ T' A) G" |% b" C, m# y/ b9 n
请在支票背面写上你的帐号。4 U7 b  I5 o1 {" q
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We honored the check as the overdraft was only 5 yuan.( o' X& E7 J) X
我们承兑这张支票的透支额只有5元。* A3 ^1 [2 _3 L. ?0 j
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Please endorse the cheque.& n0 j  T/ g) s- S4 \
请背签这张支票。4 [# j( Y* h# ~0 s0 F+ G( j! W

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The traveler's checks cost 1.5% of the total amount of purchase.  i: m0 l* U3 Y, s
旅行支票手续费是购买总额的1.5%。
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9 c. A% a1 N) O3 p7 j4 h" ~7 iHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
+ R2 w1 H+ w: ~6 `) W6 j这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。; s; ^) I+ F% A( E
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Each cheque you write will cost 2 dollars.
" _8 Y) |( {7 Q" |& {- I你每开一张支票将花2美圆。
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$ E- S. a9 i6 k0 a- g6 bUseful Words and Phrases 0 w* X$ ?6 S; d# v) b! P" O
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account number 帐目编号. a0 O2 t! Y, L: T4 J" I
depositor 存户$ A4 ]% y! e! [8 @8 P) Y- k
pay-in slip 存款单
$ D; o! V' c; U# T  fa deposit form 存款单
& e. a# }; t) }9 Y! U9 Aa banding machine 自动存取机
( y$ S3 \) d  @7 k0 C6 ^to deposit 存款
0 s/ v" D0 }" Udeposit receipt 存款收据, n( _7 N- k  s) P- e, @; Z
private deposits 私人存款! j2 h  j4 e5 G; R! O$ z  p3 L- ]+ }
certificate of deposit 存单
+ a* J3 o; p* t% J" vdeposit book, passbook 存折
+ F; |4 g( s9 l& `( D$ Hcredit card 信用卡9 `- I# a& |9 ^2 j5 e3 U
principal 本金  c# f; x' j  p; N' ]
overdraft, overdraw 透支, X4 K/ H4 j, @
to counter sign 双签+ i! T5 z' I/ ]( b' w: V) E+ S0 E" y
to endorse 背书3 e: G" B' x+ |% ]8 o4 @( t! W
endorser 背书人- [5 O8 W% W( a5 v
to cash 兑现% x: F3 Z' a, a9 I7 e
to honor a cheque 兑付
8 ]" ]2 o# i0 u5 T* c, u! hto dishonor a cheque 拒付
, y: G+ c$ |/ Q2 |4 P. i/ P) }" gto suspend payment 止付
; v. w- {0 [" D- \, @" V5 `% \cheque,check 支票* t  V0 ?& |0 D/ {" s* p+ v8 d2 m# y
cheque book 支票本7 l; `5 l1 X9 _8 L3 W
order cheque 记名支票
( i% H8 J% ?3 i: ?bearer cheque 不记名支票, F# h! ^1 B2 g. f9 ?
crossed cheque 横线支票" Q; e6 U  v2 V7 Y) f
blank cheque 空白支票9 m3 Y) f. B$ R
rubber cheque 空头支票" Q. B6 h: _8 V+ ^) R) P( d
cheque stub, counterfoil 票根
  h4 C4 x) n7 e5 Q* x& ncash cheque 现金支票' q. ~6 O0 A( @$ ^( u4 R9 Y1 S; m
traveler's cheque 旅行支票
* m' o" l7 s# @cheque for transfer 转帐支票
6 l# `) E" Z+ p, X$ Y, u+ Eoutstanding cheque 未付支票. t8 g" _& v2 X& e# p+ e
canceled cheque 已付支票
& \0 q" ?6 p: M4 q3 u6 wforged cheque 伪支票
! Z7 O* }1 i2 _Bandar's note 庄票,银票
理袁律师事务所
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余9 E, f  x. d. B1 D2 k

# W5 ]# H5 r. j6 b- I( W1 WI'd like to know if I can draw on my account for payment of things I buy in Tianjin.$ y! _+ f" f' P( v7 R
我想知道一下我是否能提取存款来支付天津购物的费用。! H4 n7 y4 Y$ Y! G
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- L. l& O7 L" z7 c" wI want to withdraw 200 dollars from my deposit account.  t0 K0 F& d: n* W4 [
我要从我的定期存款中支取200美圆。2 j; [( ]: _% J, Q$ I. I/ u

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I want to close my account with you.* O: \% H  v9 M" `+ ~
我想结束在你们这儿的帐户。
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& W, G- A. _; S) ^I'd like to draw 100 yuan against this letter of credit.
( V1 K3 _3 ^/ Y我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
- a7 n) F" m6 V: q& }  W% {我可以在这儿用这份信用证取钱吗?" B& K8 [9 f" r) }& h

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3 a0 ]  w( e2 f9 a, x4 }% y# MCould you tell me my balance?& U2 V4 H# R( L
能否把存款结余金额告诉我?( n# a/ Z3 i, M
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; ?9 Z7 d4 |* ^2 i* XPlease let me know my balance.: n0 P+ e# h0 d4 f5 k( W
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.7 {+ n* [" Y8 M7 V. F. R
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.
2 A  \5 N) O: I! i( Z- W( X3 K7 A你在本行的结余是300元。
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1 B6 ~0 _- l, D3 ^, @Your deposit is exhausted.
" Z8 M* F8 K3 h" a6 v2 ]你的存款支净了。- ~6 {, i0 w' n" ], ?# A

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* C) F# g/ H% I, l! \2 _Your letter of credit is used up.
! G0 M! Y! O7 E" r你的信用证用完了。' G( `6 X- A* d5 S8 k$ b

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$ R' |0 l) H0 l$ z$ yPlease tell me how you wish to draw your money.
$ A+ q! E/ I9 L6 k/ a请告诉我你希望怎样支款。: k: h3 d# z4 }- [

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Fill our a withdrawal form, please.
/ M0 m9 G) h0 I" }$ K" h+ a7 k$ g5 k请填写取款单。* ?7 [) ~* J, d5 |% Z0 p; L
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7 U+ J5 _0 N1 X$ D& `6 ^The letter of credit is exhausted.( Y$ k8 b* X1 }- Z0 R! \4 s
信用证上的款子已提清。5 S$ Z( m( j/ }1 l1 j% o2 S  U6 J9 i- [

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/ @- w) Q, d& f% ~) y2 C7 CThe letter at Counter 6 will pay you against your number slip.
" @% E5 s/ x% V/ e* t4 C六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases % {) K7 M; h& j" J
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to close an account, to clear an account 结清. o2 g9 V$ x( C/ e7 p* y
to draw money 取款
* a* f) {2 k# y6 @drawing-out slip 取款单9 [  C$ f3 O0 _5 ~/ \  p
the number slip 号码牌6 Y! }9 T( V5 Q2 u4 Y! k) i. e
a withdrawal form 取款单
, F- f, f3 n! _9 Pto fill in the receipt in duplicate 一式两份填这张收据$ t/ W( W% {3 H' M# A! D, z
teller, cashier 出纳员
理袁律师事务所
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
( H1 p' C% @; `# e/ |好,已收藏!
6 N! e1 v9 k/ M( g
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
0 `" q3 C! O- G$ O
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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