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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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5 O0 {6 z7 c- @6 |/ qWhat kind of account did you have in your mind?
7 d' R& k! E' w7 w你想开哪种帐户?
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Do you like to open a current account?& j0 E9 t4 i" S# X/ z! {, w
你想开一个活期存款帐户吗?
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A deposit or current account?$ A9 D4 l2 ~% l9 e5 `; f- p
定期还是活期?
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Please tell me how you would like to deposit your money.
) n4 r7 J8 H/ _5 f请告诉我你想存何种户头? & f) d& `  F; k

) t  E4 c) H$ Q2 `0 k  X+ _7 AThere's a service charge for the checking account but no charge for the savings.
- Y2 [! R' e! D( K6 P( u: S- `4 |* q支票户头要收服务费,现金户头不收。 ' o* E1 K! l$ d% \+ T

* ~! v2 u( N. v1 kOur minimum deposit for a savings account is 100 dollars.
' d1 {: A: y7 v" y我们储蓄存款的最低存款额是100美圆。 / ~1 U/ g. f4 ?- i9 @% l3 y9 E
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Five yuan is the minimum original deposit.
7 Y) m$ q7 U: z7 e1 V9 s0 t最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.  t" S% E* O& H  e$ m) T" e
你可随时以50美圆的起存额开立储蓄帐户。 # x* C9 \7 C5 K9 i; S2 H1 d

+ z# I* W9 T6 c7 t, ?Even one yuan is all right.
) G# O' z( b& v  y9 i3 ?0 }( O甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it./ X1 I/ f( n/ R2 C4 S+ [/ ?# B
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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# O- w& A' K$ a) k( DI should like to open a current account.. Q6 C- l$ K" ^3 A" w6 k
我想开一个活期存款帐户。 2 y3 _0 ^( {) _& d4 c
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I need a checking account so that I can pay my bill.
) R' B) L8 ]. D4 Q/ C; P0 u/ Z我需开个支票帐户,这样就能付帐。
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/ B( I& o' r' U, q/ ]* ZWe'd like to know how we open a checking-savings account.8 a1 k. ]% ?% J% C& b* I9 d! X
我们想知道如何开一个支票储蓄帐户。 - D# V; `% a, q. r$ [# h# W
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I have a checking account here.
7 k' t2 F% h) \1 \, A2 Y我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
6 I4 N' F2 Z6 a8 l  h, i3 @4 n我想要开个定期存款帐户。
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/ q/ ?5 Z% W0 L5 X# q7 {+ wCan I open a current account here?. I' a2 L4 \( ?* b. w- j& F! t
我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
  N8 s0 ]; b6 ^我要开个储蓄帐户。 0 J" m) [- E: P5 Y+ \4 K

; B7 ~9 g* |! F0 c" r/ E6 k2 @I'd like to open a deposit account with you.
1 @: f$ \9 S- [5 L1 F( w我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
; R3 B# \) g4 r; Q请告诉我储蓄存款与支票存款的区别好吗?
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, ]8 f9 f3 ~! EPlease tell me the procedure for opening a savings account.
: Q0 ^) e( x+ x) a7 S# Z5 e7 ~- s请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?4 @- K5 n( Z! |- m) E, P
100元作最低存款额够吗?
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2 \# x) J4 g" h! D3 `  fI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.! J  G+ \. s; q
我想知道开一个支票帐户200元存款是否够。 * \. z3 L* d$ E1 I8 L

. S+ R) i9 j. r! hCould you tell me how to operate this account?
+ S8 b7 `" P' I: n+ ^请告诉我如何经管这个帐户好吗? + u1 V) Z/ I$ a, K; g5 r

! \1 b$ ]3 g5 k8 A2 f- R4 bIs there any minimum for the first deposit?# q4 a) o6 w$ X! i/ C
第一次储蓄有最低限额吗? - H8 D, }" p% E" l: @4 C

- N# I3 u# y- o0 C8 EHow much does each account cost?: P; V. b6 j- Z* C3 j, Q
每个帐户要花多少钱?
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7 ^+ |2 T# \1 x9 Y" k' ~7 bUseful Phrases   q5 h& i2 W! K+ G! Z# p/ v" M

# @, U: ^+ O, t( {4 kcurrent deposit, current account 活期存款
" C( O/ U3 a$ C' f8 ^* K& wfixed deposit, fixed account 定期存款/ k& U, {8 Y  K+ G8 V# T5 W
fixed deposit by installments 零存整取0 j1 ^# }/ K7 O" O" H
joint account 联名存款帐户
& Y5 V0 ]' G6 P* ?# g8 jto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款( R* Q: J4 Z2 H4 d' w2 J$ Q$ T
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How much do you want to deposit with us?
6 I+ s/ t8 ]& I你想在我们这存多少? . v! S- K( A; W1 E; b
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How much do you wish to pay into your account?+ w" g) m% c( k4 y$ ~
你希望在你的户头上存多少?/ Q+ F: D! {/ c$ U+ a% i! V: X

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How much money do you plan to keep in your account on a regular basis?
0 `  X7 g6 m+ f5 `0 j5 @: y/ a你计划在你的户头上定期存放多少钱?
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! P$ k5 \. ?" v- O. DHow much cash do you plan to deposit in your account?
: A- b2 r4 }. ]你有多少钱要存入呢?) @: \4 _+ s. Z  e5 i8 J! T% o  p
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.9 P6 @" j6 a# Z' p+ L3 Q
我认为你可把钱存入银行,或留在银行暂保管起来。
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6 V5 C1 a  T0 M& L# \1 u8 A6 aWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?: D. {- a# B0 L$ l0 N. z1 U( Z" |- L
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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+ B5 c* u" X' [1 rI want to deposit 300 yuan in my account.
! e# C4 c" y6 d6 I% s8 W% L我想在我的户头上存300元。. H4 l6 A* _: j2 r+ O8 ]7 h

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I want to deposit these cheques in my account.# K+ h2 @. D) P1 L7 W! |1 S
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
5 z: E% P1 E6 @2 D$ ~8 S我想在在我的定期存款户头上存200元。. K$ C) B, k/ o* ?# l2 u) l

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; Z2 n8 O/ i4 R8 F5 Z3 ~( I" kI want to deposit my paycheck., H( M& c0 L; f5 r. P
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
2 V3 X2 f. c0 `7 i0 y我想知道我能否在这兑换支票。
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" R2 k* U+ }1 N6 R9 A$ b) W! _Will you please cash this traveler's cheque?% w! V! z* G* K
请兑现这张旅行支票好吗?3 Z& ?  {" q4 S4 F/ Z( d( ?
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! _* g3 |- \* h! R4 vI'd like to cash this money order.
- k; G$ K) L: [( f我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.
# R, z& a* q/ N6 L- x: f) s我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?% u  ^9 J8 B4 B& ?! I
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
5 [0 X# y) G3 u请告诉我这些支票要花多少钱?
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$ }& J5 }6 C4 c5 X8 Z: w$ pWhat if I overdraw?
7 Z; P. G6 e' W& K: c如果透支了怎么办?
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/ q$ d# e$ @% CPlease sign your name on the bottom line if you want to cash the check.
; k# K: k8 B6 H' b; L3 v$ g+ ]: Y如果想兑支票,请在底线上签名。) V( _& m/ a% C$ z3 r
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- K6 Z' d4 e: Y7 ?" E) T; _/ kPlease write your account number on the back of the check.% M$ e$ X4 Y( E1 h7 |: [
请在支票背面写上你的帐号。6 |) j" X$ L; h8 {) [

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. ^9 r6 F* E$ e- ]2 W# _4 s: N+ YWe honored the check as the overdraft was only 5 yuan.
1 [" i5 q2 A& j) n7 K# o我们承兑这张支票的透支额只有5元。
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( x) T7 }) I9 `1 }Please endorse the cheque.
& x( |" [" I% e请背签这张支票。& @5 c$ _6 ?7 D

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The traveler's checks cost 1.5% of the total amount of purchase.
! _9 W- p! s  C4 r) m( J$ ^旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open"., |/ {( h* B4 w. B0 b% |0 m- P
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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* j) R5 U0 d  \8 gEach cheque you write will cost 2 dollars., O0 g' x' s  d& Y0 T
你每开一张支票将花2美圆。1 t) s# F1 \$ v! j
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Useful Words and Phrases
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) ]. O2 Z) p1 g7 e1 X3 {9 G; ~9 [) laccount number 帐目编号. X& D7 S% W/ C1 B1 O, A
depositor 存户3 j5 ~8 \$ w& A6 x+ g
pay-in slip 存款单; Y" B  j; p5 x
a deposit form 存款单- ~' Y  S" ^" g( [( L
a banding machine 自动存取机
, Q  O" R, W' I0 V. i) U$ }to deposit 存款* p# o5 r" q8 X9 g& u7 H
deposit receipt 存款收据, c) L0 y, w# i# K* }& x
private deposits 私人存款
) D7 ?& L$ X9 T( h; p0 ]: ~  kcertificate of deposit 存单
3 N5 h& a2 s: w. H1 W2 J" qdeposit book, passbook 存折/ o$ a4 T8 \8 n7 ]6 |
credit card 信用卡4 d* c8 N- ]* n. C( z' m
principal 本金
2 \' a% {4 b3 x4 ^2 F( Z- I' X/ Ooverdraft, overdraw 透支0 F2 \1 r) P& y
to counter sign 双签  O# b: ~! Q4 D7 h
to endorse 背书
/ f. x9 s: U) |endorser 背书人* @2 e+ R1 \1 z4 V6 p, k& o5 \
to cash 兑现
5 _  x4 Q, `6 }) Q; pto honor a cheque 兑付  [( X% \8 a2 Y7 z3 `+ u+ o
to dishonor a cheque 拒付7 ~  l( f# U5 ]1 N1 G4 y
to suspend payment 止付
- |4 o! J1 @3 q' R' S- x. Bcheque,check 支票
) U  T& e  j( g( z3 z: Y3 {cheque book 支票本
+ X& f" y! L7 J( w7 j2 N* L4 A; ^order cheque 记名支票) U, }: N9 D8 l4 e" d  f
bearer cheque 不记名支票1 y' R3 R' B& p) x$ \
crossed cheque 横线支票4 f! \# S7 P* }
blank cheque 空白支票4 d2 @! u8 T* K) p* P- j/ U& \
rubber cheque 空头支票) ^' _& J3 G5 s0 a: V; J
cheque stub, counterfoil 票根3 H8 x. u6 t3 [+ B( s$ u2 K
cash cheque 现金支票
: ]1 [" l$ u( Etraveler's cheque 旅行支票: Z7 g  `3 U  H5 J- O  Z' h& w
cheque for transfer 转帐支票1 g6 F" q, m% t7 Q6 T7 i- A; O) u
outstanding cheque 未付支票
! ]2 S5 R& Z" \* P- A( f$ J% m  xcanceled cheque 已付支票
; n2 E. ?2 y8 T8 x0 m7 }forged cheque 伪支票
* _* y2 I) W& k% t. A) fBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余( y: Z) u" `- k
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.( j9 }7 B0 ~; y( m: G" K  M0 d9 m; x
我想知道一下我是否能提取存款来支付天津购物的费用。2 A3 }' |" K+ t, r& r2 O
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* |8 w3 m3 w% E- kI want to withdraw 200 dollars from my deposit account.# {" m/ e! k& c5 y7 o
我要从我的定期存款中支取200美圆。
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3 H4 X; D% J* Y0 J9 \I want to close my account with you.' s  R6 v6 E' ~$ c8 R7 X! ^( H  q
我想结束在你们这儿的帐户。
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% h/ `' ~" a  ]' }. A- U& L3 _6 WI'd like to draw 100 yuan against this letter of credit.
. ?! j) {1 C5 @我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
7 a% @- T; \4 b: Y* Y* P# y我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?% r4 M) C6 C/ ?5 m3 ?; v! r+ }
能否把存款结余金额告诉我?2 g- T7 A9 G4 z

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Please let me know my balance.
0 E/ E$ L( j5 f; w请告诉我结余金额。0 s3 j) F) W% T
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6 X0 e- @4 l. u' Y: y. M' I( PI think you can draw on this account by cheque in payment of goods.
) U5 t- l! C( ]' d; \7 k( o我以为你可用支票提款支付购物费用。% H: q+ a- z0 f+ \; A6 e7 L8 y

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& h4 s: x5 A# U; {) V/ e! a5 R5 YYour balance at the bank is 300 yuan.
0 e- n" p8 i; ^3 l. `; b你在本行的结余是300元。
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Your deposit is exhausted.
% |9 ]( W% s0 a8 _! g你的存款支净了。
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Your letter of credit is used up.
, S9 f) ~! A3 X9 ~你的信用证用完了。
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Please tell me how you wish to draw your money.
: `' ~/ b, X  r: T" D. W) w9 {请告诉我你希望怎样支款。# [7 y0 G6 i8 a. `" w' C- \) f
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Fill our a withdrawal form, please.
9 P6 _8 e; V! j2 H  ^8 j3 W请填写取款单。+ V4 D- {5 s3 U& w/ Y3 N3 @
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The letter of credit is exhausted.- v2 u' R! D/ r5 I  X* A' r! K
信用证上的款子已提清。8 W& }; x2 F+ Y% i

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: V% F$ ^0 T1 z3 _0 {3 cThe letter at Counter 6 will pay you against your number slip.! }3 q1 d& l2 ?3 b% M/ \
六号柜台的出纳员将根据你的号码牌付给你钱。 . [. v2 D7 j2 h3 I' p/ m

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Useful Words and Phrases , [+ p: ~- L! I" J9 @3 y3 e$ u
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8 I. i1 g) f. T# q1 t9 qto close an account, to clear an account 结清  B9 ]6 w, U- e
to draw money 取款0 B9 e- i) N) ~$ l7 m
drawing-out slip 取款单
: u. L# W5 G( p7 e2 C) othe number slip 号码牌, ]+ s- o# a3 O$ n$ R% a& d
a withdrawal form 取款单
% a, ~2 j; ~+ ^/ H7 p& tto fill in the receipt in duplicate 一式两份填这张收据
5 q8 G4 b6 q, Q" }! p* ]teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表" J: |0 p. c2 g- W
好,已收藏!
- e+ w7 c3 h6 a
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

2 Q  ^- d8 R2 a0 ^% \
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
大型搬家
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