as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 # q& d( H3 C) o0 |# o/ r/ z, J h# i+ m5 R* {% Z
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....