埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2245|回复: 3

ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

[复制链接]
鲜花(65) 鸡蛋(0)
发表于 2010-4-27 10:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。
4 n$ ]7 z5 I+ a- [- C. l0 N0 ?
0 d# `5 O" G8 ^6 @. d0 r8 ?- t+ X固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
0 c" u2 L2 t, w, N
( ]% C+ y' E+ ^# Z; f0 J2 U我会将附件发给斑竹, 让他们粘贴出来。0 ^2 i# N# r) W% i9 D% e

9 [+ B) O  z# j0 E# ?1 S下面是该机构的评述:) n5 b7 z' ?: r0 j3 F

$ j; Y3 f& F, G8 K  \“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%, S3 V8 _6 a' a! L+ s2 y
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% 9 k0 n2 r4 N* ]# M& M" ^1 `, M/ p
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
; T' e. i# O1 E4 d& F2 a6 s
! X# ?3 }1 E( ]7 k1 q' mResults: $ I: m1 e) Y6 K8 X% v
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
* Y' H3 a8 F/ N. d- \/ g6 `# B: D0 u3 R7 q" n- a# g7 l
I must state that this sheet is for information purposes only. Accuracy is not guaranteed.! _8 F1 b& O+ G  x1 f0 C

( S, o! j- y* r' LThanks”
鲜花(0) 鸡蛋(0)
发表于 2010-4-27 18:41 | 显示全部楼层
thank you!~
鲜花(0) 鸡蛋(0)
发表于 2010-4-28 18:18 | 显示全部楼层
Thanks
鲜花(7) 鸡蛋(0)
发表于 2010-5-2 08:49 | 显示全部楼层
老杨团队 追求完美
yes, I prefer variable
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-6-15 00:30 , Processed in 0.101622 second(s), 17 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表