埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 2248|回复: 3

ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

[复制链接]
鲜花(65) 鸡蛋(0)
发表于 2010-4-27 10:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。. r( ]' ~) U. _, f* R
' a4 r1 q: H" _, q, Y" E# {
固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。- W- Y+ g: ~' L; q9 k/ c6 E3 E" b* ?
9 g% U% j4 j$ _0 r9 t) C
我会将附件发给斑竹, 让他们粘贴出来。: S# m1 H% v, x( S  M

* S" P, H8 M1 ?下面是该机构的评述:5 ^# o. d, Z1 L4 u( L
) u( n% @; u8 m+ }
“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
# Y' H1 {" ^: I- EI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
9 O) E0 c! \+ {! vI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).9 j' G$ [# ~3 ~
! b0 A0 F; e8 h  u( u+ ^+ ?
Results: ! ?9 O( ]: b# X. S& A" X
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!$ u5 q& e" T, L/ R' t3 K/ I
. Y* d9 j0 |' ?6 l- Q' |! R/ V& D
I must state that this sheet is for information purposes only. Accuracy is not guaranteed." R2 `1 q* c# g8 k

1 v8 {+ Q- z/ DThanks”
鲜花(0) 鸡蛋(0)
发表于 2010-4-27 18:41 | 显示全部楼层
thank you!~
鲜花(0) 鸡蛋(0)
发表于 2010-4-28 18:18 | 显示全部楼层
Thanks
鲜花(7) 鸡蛋(0)
发表于 2010-5-2 08:49 | 显示全部楼层
老杨团队 追求完美
yes, I prefer variable
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2026-6-15 04:11 , Processed in 0.140268 second(s), 17 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表