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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。. r( ]' ~) U. _, f* R
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。- W- Y+ g: ~' L; q9 k/ c6 E3 E" b* ?
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我会将附件发给斑竹， 让他们粘贴出来。: S# m1 H% v, x( S M
* S" P, H8 M1 ?下面是该机构的评述：5 ^# o. d, Z1 L4 u( L
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
# Y' H1 {" ^: I- EI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
9 O) E0 c! \+ {! vI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).9 j' G$ [# ~3 ~
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Results: ! ?9 O( ]: b# X. S& A" X
The variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!$ u5 q& e" T, L/ R' t3 K/ I
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed." R2 `1 q* c# g8 k
1 v8 {+ Q- z/ DThanks” |
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发表于 2010-4-27 10:11
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