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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230 亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。* ^: z3 |2 {- L( h
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ING DIRECT的所有利率情况如下:( O" I! \7 T3 C, }6 J
Investment Savings Account (ISA) 1.35%
5 j6 C6 k7 W5 }US$ Investment Savings Account (ISA) 0.75%& ~. s/ r( ^/ F; h( m
RSP Investment Savings Account (RISA) 1.35%, h { J; {2 h6 V7 t( o
Tax-Free Investment Savings Account (TFSA) 3.00%+ N7 t; u0 t* H, {6 d ]& p
Children's Savings Account 1.35%
: Z0 i3 `# R4 i `. d) x9 VBusiness Investment Savings Account 1.35%
) ~7 Y' A4 i# K- p, p: NUS$ Business Investment Savings Account 0.75%
; s' I5 @# h. e+ ~; J, k/ ZGuaranteed Investment (GIC) - 1 Year 1.25%
& _- P% K/ p$ j- t+ Z! o5 R6 P3 FGuaranteed Investment (GIC) - 1 ½ Year 1.50%
" ~# ~: C8 E/ S, D9 Y+ zGuaranteed Investment (GIC) - 2 Year 2.00%( b' Q: ^, w' O) h8 _
Guaranteed Investment (GIC) - 3 Year 2.50%& O5 C8 q& M, r* l
Guaranteed Investment (GIC) - 4 Year 2.50% S) d( X' Y# l$ n+ j- @8 o2 Q: y$ O
Guaranteed Investment (GIC) - 5 Year 3.25%
) O- j, D- o/ `US$ Guaranteed Investment (GIC) - 1 Year 1.00%
( |4 U' e) H4 ~. L0 DUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
) q3 j- F$ S% K, p3 V, mUS$ Guaranteed Investment (GIC) - 2 Year 1.25%4 V# N1 V% i. V4 p& M i! x
US$ Guaranteed Investment (GIC) - 3 Year 2.00%# p J0 u2 v! q6 N/ r p
US$ Guaranteed Investment (GIC) - 4 Year 2.00%9 o, f+ m; C6 w) R; T4 w; a
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
6 k1 [ Q7 J/ K3 tShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
7 ]* j, F* `2 _) s5 q5 bShort Term Guaranteed Investment (GIC) - 180 Days 0.50%$ h; ?, ^3 A: v d: w
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%! }$ s8 h2 F5 R' S
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
' M; N+ N1 A/ WUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%# R6 [' R2 y" v' \
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
7 h& H) O/ D/ s; FBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
/ W; w/ f- {$ K# p ~. MBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
) m; }# G9 W2 M- ?& y K* mBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
. N* q$ v8 A) C& n1 v& G- FBusiness Guaranteed Investment (GIC) - 3 Year 2.50%0 C7 B; N) }" @ @2 {; V9 w, }
Business Guaranteed Investment (GIC) - 4 Year 2.50%3 {- }! N3 ~# H/ v9 G7 l
Business Guaranteed Investment (GIC) - 5 Year 3.25%# E4 m& C7 a- c
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
7 O4 b, b6 @2 aUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
+ h3 Q+ x( V- r5 j$ {" o( gUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
; W2 _" {' Z+ ~3 f7 L9 k7 pUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
! l6 K; R: r6 j. D" p1 MUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
8 M3 U ~; f e7 x7 CUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
7 ~9 i. x8 c$ l* _/ @/ FBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
' s; Z* E. v& Q' H) jBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%; z5 e- ]/ A: Z8 Z2 N$ Y8 O
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
8 l0 x7 S+ ]7 q3 TUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%/ O) y3 Q! L0 u* `. t
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
, s6 G; f: q0 ~% @US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
2 S% j0 x6 [) A0 ?7 s/ wRSP Guaranteed Investment (RGIC) - 1 Year 1.25%3 Q [, |1 E$ G+ i
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%; W2 C. U& X) }$ @6 M" W; V2 ?2 h
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%
, D$ |! G0 X; [$ x# ]2 HRSP Guaranteed Investment (RGIC) - 3 Year 2.50%; y) @% m$ x5 D f% B
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%, Y, k4 `: ~* W2 X6 v: x/ j
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
! @) O3 Q5 o$ t) K5 b" MShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%4 t- A: }% V6 s1 e2 p+ V* b: ]6 W' ^
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
( x+ e/ R6 M. |Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%& \0 W3 `+ W. r @% w& k; c3 r3 F* q
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%7 ~1 q3 s) W5 l, N
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50% P+ L4 z* c" F; S: g) b& @7 G
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%. ^: }1 _ R* F6 x- W8 F% u. u: ~ f
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
4 J4 M, Z9 z) d# hTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%. Z3 @, l2 u# B: {: f
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%% E7 j7 T# B2 O! I
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
6 T# X2 P$ t% d6 a: cTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
8 K' q: D' m5 g) v j) nTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%; B4 Q3 g1 J3 {9 c3 p p
Credit Account as low as 3.95%" {% D4 T6 j, U8 O; m
unmortgage - 1 Year 3.39%3 |2 ?$ I) B5 Y2 U
unmortgage - 2 Year 3.59%
4 ^/ t6 b G- x) y% _: |" Punmortgage - 3 Year 3.65%9 F. q, a W+ e6 W# F
unmortgage - 4 Year 4.09%% A/ J3 i' }$ h( g7 B
unmortgage - 5 Year 4.49%, H/ s5 }: T- {( Z0 v
unmortgage - 7 Year 5.50%
% w5 b0 M4 O& G/ D9 U' V! T, Funmortgage - 10 Year 5.50%: f% Q' H/ ], c; y% Q
unmortgage - 5 year variable |
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