 鲜花( 115)  鸡蛋( 0)
|
楼主 |
发表于 2009-8-16 13:13
|
显示全部楼层
请问哪些银行可以提供5年浮动的prime+0.3%? 多谢!
! z. R, u! S+ l3 r3 Y6 K! _! Omeijuli66 发表于 2009-8-15 23:33 
5 z4 t# K) O1 p2 J7 z0 {/ U! }- c
Variables Get More Competitive$ X3 N2 Y: Y) Q: ^; H& o
' j* U" X# c& |, z3 m4 F# _
Variable-rate mortgages are inching closer and closer to prime.
$ U @# A3 N* ~% a" }& x 2 j, v8 A. I6 s3 M
This week we saw a few lenders drop down to prime + 0.15%. Nationwide variable rates haven’t been this low since last fall.
- @7 f* b& a" v
+ i+ W* J- K1 E, a- NMerix and MCAP were among the lenders cutting rates this week. Each is now offering prime + 0.15%, on 3-year and 32-month terms respectively.
2 E1 z+ q- @% v) S6 bYou might ask yourself, “Why would I want a variable term under five years?”
: P# C8 p9 W4 g, aThe answer is based on the belief that variable-rate mortgages will once again be offered at discounts to prime. If that occurs in the next 3 years, then a 36-month term lets you reduce your rate quicker than if you were locked into a 5-year term (unless you broke early and paid the penalty, of course).3 g+ r+ K* t# B0 X( H* o. S; }5 E
/ o) a2 k2 k0 y+ E. P4 oWhat’s more, these shorter-term variables are priced a little better than 5-year variables (2.40% for a 3-year versus 2.45% to 2.65% for a 5-year). |
|
狗仔卡
发表于 2009-8-14 14:11
提升卡
置顶卡
沉默卡
喧嚣卡
变色卡
显身卡
