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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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: D# F! p n# K5 y5 M5 Q开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 15590659S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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' O; C+ ~4 u! d& x% }% j2 v3 j注意申请者需有SIN。# ]! S, B) T, C f9 M
( D; F5 ]) x6 H% S9 _) ^9 d) A0 yING DIRECT的所有利率情况如下:
# ?2 f: Y8 |' f& z$ F& Z5 jInvestment Savings Account (ISA) 1.35% j9 Q* T# X, n" ]1 O7 s+ G7 B7 N
US$ Investment Savings Account (ISA) 0.75%8 T E Q0 ?9 z* {: F9 M
RSP Investment Savings Account (RISA) 1.35%/ i9 U# N3 [+ o3 @" `9 c
Tax-Free Investment Savings Account (TFSA) 3.00%
: j6 u i" D9 } [4 TChildren's Savings Account 1.35%7 J. H: ]6 Z& `, g" X) t" Q% h
Business Investment Savings Account 1.35%- Q/ c4 k b# I d9 M
US$ Business Investment Savings Account 0.75% ^3 |& ?+ a3 L: T" \1 l
Guaranteed Investment (GIC) - 1 Year 1.25%; L/ f% z+ h8 k# e; y
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
0 a4 t, n( U0 {1 fGuaranteed Investment (GIC) - 2 Year 2.00%
# L6 f! C: F; T+ P; s: h6 |Guaranteed Investment (GIC) - 3 Year 2.50%
, g( H7 n7 @& }' O* x8 k+ mGuaranteed Investment (GIC) - 4 Year 2.50%
& `. F ^# p% F$ \; g6 FGuaranteed Investment (GIC) - 5 Year 3.25%
( h: D, x* Q3 W" K! b$ n* o( QUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
: r' w7 Z. m/ AUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
2 v% R% [3 f# F8 \US$ Guaranteed Investment (GIC) - 2 Year 1.25%
1 A( u2 m5 a8 L; pUS$ Guaranteed Investment (GIC) - 3 Year 2.00%! U+ c* i4 e, n/ r- k( U4 ` g
US$ Guaranteed Investment (GIC) - 4 Year 2.00%2 J, f6 j2 X! `/ n
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
# x8 ]% S) h: T9 |/ G5 ]9 y+ GShort Term Guaranteed Investment (GIC) - 90 Days 0.50%& H0 P2 ]7 b) B( ^3 c" \- x' T8 J
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
% F3 O9 |( _9 [/ c5 EShort Term Guaranteed Investment (GIC) - 270 Days 0.50%$ O: P5 m2 |& w+ {
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
" K: S+ J# I: ]3 a/ MUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%+ t5 p0 w& o9 z0 G
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%) X% R3 r0 U6 Z
Business Guaranteed Investment (GIC) - 1 Year 1.25%
8 ?1 }3 s8 }4 R0 G$ XBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%6 Q' a8 E/ B8 T
Business Guaranteed Investment (GIC) - 2 Year 2.00%; ]! G$ \; c) o0 G* P3 g3 ` ?! c
Business Guaranteed Investment (GIC) - 3 Year 2.50%
$ Q7 v5 r0 x. m, T: vBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
7 O# m8 s6 ^! `4 |% u1 a, e$ _Business Guaranteed Investment (GIC) - 5 Year 3.25%
- w4 ^+ P, }) H7 t' }# Y: |US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%9 q3 L5 c* b8 W
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%- g1 n4 N4 u5 {5 B, d; ~
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%' y P7 s; l# m+ }1 v& P
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
# w# i/ k ^; [% p, JUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
4 l$ @. k e; B% O3 A6 SUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%; o/ L9 A, z# f/ @; d
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
' \+ t" f& x+ e8 s/ ?Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%3 d+ e3 M: g' H+ `, ]
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
# B/ f3 h( D; X& \( k% |US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%. Q' p. H/ Y& w, \. N, j4 j& N
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
1 E2 p- J$ L' K* I! M6 uUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%$ U. D ~7 p( z0 ?% ?! E
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
9 @% m" Y% M' R3 k% r DRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50% ^' F: ?/ u( I9 o6 X
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%$ K+ T& G# ]) K
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%2 M$ ^) ^4 y8 L$ ~, a4 p
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%$ \# Y7 ?4 @9 W# \$ @" e$ H9 y, P
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
% p$ Y+ a' h2 |; o" ~Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%: d; g' j( f/ L
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%" _. k& e5 M3 v+ ^3 S/ q$ N; E
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
$ R: H8 k9 h9 f0 Z) y, |Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%! ~3 V, k5 S3 h4 g7 S% |% X( M9 q& f
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%! A/ [; @$ W7 _6 P! X& T0 u( k' Q6 ^
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%! a3 @( d+ W- _3 g4 p
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
3 b8 \9 O3 `* Q5 _% J+ U$ x* VTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
& h# }- j0 Y. U8 CTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%1 W" [# }9 j* K7 O6 d+ ~
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
3 F5 n! b' L( {Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%7 ~1 }! |9 i7 @
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%8 h' p0 A" D. v7 R/ M. D
Credit Account as low as 3.95%
- c4 c* ]( _( z+ ?2 B4 ]unmortgage - 1 Year 3.39%
9 w6 [4 Y% j- d- T' ~9 runmortgage - 2 Year 3.59%
! n" d0 y# R z" x3 ~unmortgage - 3 Year 3.65%
2 i5 @! z9 m5 w2 G/ U% T" i$ Aunmortgage - 4 Year 4.09%9 l% h6 r$ S: ^; J( N% R
unmortgage - 5 Year 4.49%
1 n- R9 r! F ^& f& cunmortgage - 7 Year 5.50%4 ]' f& _% j+ V; b
unmortgage - 10 Year 5.50%
5 x/ X8 |' T' B* M. xunmortgage - 5 year variable |
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