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 What to do if you are in a car accident. t5 y, ]1 O; e, M
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Step1. If possible, stop your car in a safe and visible place. If a car 0 y( Y4 t# Q0 D7 C) r# |+ k
cannot be moved, turn on the hazard lights. Turn off the
+ \. P' b) o M$ d2 x+ _) j ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
; r F/ s. x q! t2 ~$ L Report any injuries.
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# b$ ?# A* j+ I- E+ MStep4. If another vehicle is involved, get the car’s year, make, model
, d, ^! n: `/ n* r$ g% h- u and license plate number; the driver’s name, address and license
$ @; N5 q. r$ L7 X& G, F number; and the name of his or her insurance company. If the
0 U( D/ E( o4 ~- N X driver does not own the car, get the name of the car’s owner. - X+ b: [; R0 G M: ~
Write down names and addresses of other passengers or - k+ n, }5 v- ^+ z$ i
witnesses. If you have a camera take pictures of the accident $ b4 k) _7 f9 d, T
scene.' ^. e1 s5 D/ |- G
' j( A3 g0 g% k: PStep5. The police officer will give you a copy of the collision report.( X+ m I7 ]7 j5 k5 X8 C
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Step6. Cooperate with the police, but do not admit guilt for the
4 w! z# x: r! G) Q# i3 o accident in any way. You may be required to show proof of
' @1 N7 h! f( I$ ~" A2 v9 c' N insurance, but do not reveal how much coverage you have.2 {& T( P2 @# N* ]
- k5 ^- b Y3 F0 y" I' d* h* nStep7. Do not accept any money the other driver may offer. By
. Z6 \/ y! i- V4 n/ t$ n) j/ ^ accepting money, you may give up your right to file a claim
8 d6 v) q9 t$ I; M+ ]& x& a against the other driver, even if the damages turn out to be d* C* C1 A" Y3 s$ k2 \& ]
more extensive than you first thought.
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4 c. y8 P% L/ iStep8. Do not agree to forget about a minor accident. You may see1 d$ ?# r, x% Z0 M& i/ U/ }
later that there were hidden damages or injuries. The other
4 F8 u* m2 x3 m% D$ m person may even file a lawsuit against you.
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3 E8 w9 l. p1 Y/ w0 m1 [( fStep9. Write an account of what happened: time of day, weather, 9 {5 O: ]$ T" |$ S4 J5 ]
hazards, road conditions and driving speed. Draw a picture of
2 v+ C \' a2 W the site, showing stop signs, signal lights, etc. Try to measure 6 [6 O- T! H% a4 @' B
skid marks and determine the point of impact. Note any damage
' g( l' t: m9 C3 F# D' M4 ? already on other cars involved. If a camera is available, take
H. X* t5 u, G pictures of the accident.( g: {# O! @, X; q0 o
% v+ O; b; Y5 c& L' rStep10. Report the accident to your insurance agent or insurance
/ K7 K+ l+ r. y) `' O7 \ company as soon as possible. Call a lawyer Bruce King, to discuss' f2 p! K9 Y# @6 E
your accident.
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6 O9 z* j) q% J9 x; Y: h[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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