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 What to do if you are in a car accident
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" }9 H0 H. s* b) N+ Z' NStep1. If possible, stop your car in a safe and visible place. If a car
3 F, q# l! A) }/ b/ i2 w$ C. W cannot be moved, turn on the hazard lights. Turn off the% Q0 z/ t$ n9 g* S- v+ F/ ]6 }
ignition. Be careful when exiting your car.2 W, D; L3 L2 `+ b, |* I
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Step2. Determine if anyone is injured. Do not move an injured person.8 W- P! H/ P' y V
/ M. @7 K- q+ L z% ^% x6 k3 ZStep3. Call 911 for the police and ambulance (if needed) immediately.
+ k$ X8 s8 _0 f7 D5 P; t Report any injuries.4 C+ _; ]: a7 E) N6 {% \
3 N, |$ n9 c; i0 M4 R3 W/ L& l; `: r8 `Step4. If another vehicle is involved, get the car’s year, make, model " T: C8 n2 v- H8 @& v
and license plate number; the driver’s name, address and license8 R9 k( v; r& D, ^
number; and the name of his or her insurance company. If the
4 x3 _! q8 p/ ` driver does not own the car, get the name of the car’s owner.
4 G1 I* R2 |. Z) n0 q' C- ]# j1 V# o Write down names and addresses of other passengers or & |" z6 r3 P/ R3 w/ j+ Y! p
witnesses. If you have a camera take pictures of the accident
( C. ^( u! m2 R% c* D3 ? scene.
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& y6 Q8 W: Y9 A' h! TStep5. The police officer will give you a copy of the collision report.1 n: [: k. U# |) x
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Step6. Cooperate with the police, but do not admit guilt for the ( i1 g0 C1 s# Y$ E
accident in any way. You may be required to show proof of
4 C m. S, |8 Q1 | insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By8 r$ H# [: a3 T" N
accepting money, you may give up your right to file a claim 5 d) J/ g5 B# n- S2 _5 e
against the other driver, even if the damages turn out to be
2 _) @1 E, n1 N: l4 f more extensive than you first thought.
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2 y6 h6 l+ r9 T* tStep8. Do not agree to forget about a minor accident. You may see. r; m. n9 ]! J+ x
later that there were hidden damages or injuries. The other
# Y9 D' I: q: q# F+ j/ j person may even file a lawsuit against you., v7 ^5 e* s* Z [) U1 ?: g
2 [7 M2 p. i, G `Step9. Write an account of what happened: time of day, weather, . ^# U" b; w0 n9 P$ ^0 b; ~
hazards, road conditions and driving speed. Draw a picture of
: }- ^, w1 ?" H6 J5 c) _ the site, showing stop signs, signal lights, etc. Try to measure / j, E' B: o9 l1 R- K3 `9 e7 ^
skid marks and determine the point of impact. Note any damage
% ^1 ?5 C1 t# m- `4 { already on other cars involved. If a camera is available, take ( y% g# @# q2 @9 O8 ]. ^3 L. v
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance + c! y" v4 C. Q. b# g" [, V4 C
company as soon as possible. Call a lawyer Bruce King, to discuss3 @0 p, Y' g% }0 }0 ]7 d
your accident.( a3 U3 ]7 e5 L4 Q6 ?
0 @1 v2 l1 x( f r[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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