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 What to do if you are in a car accident- y( ^; l, Q) v" l C
: V$ Z0 Q8 n, k; s, M# u6 gStep1. If possible, stop your car in a safe and visible place. If a car
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ignition. Be careful when exiting your car.6 L5 p; v. c6 r! ]$ I" I
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. # p, x+ D: ?6 l# `
Report any injuries.! h3 G4 |1 T8 Z/ V
0 k& y3 n' ]8 \Step4. If another vehicle is involved, get the car’s year, make, model
( M$ `/ s6 C0 i, r and license plate number; the driver’s name, address and license
) B& U0 |- d+ x8 K+ _. a6 Y$ O9 t number; and the name of his or her insurance company. If the [3 M/ K. V, t9 I4 T! O0 }" T6 S/ W
driver does not own the car, get the name of the car’s owner.
, i1 G$ k# s" Z; y |) g+ T Write down names and addresses of other passengers or 9 g" O. [. r: f6 H& W' i$ Q- G2 {
witnesses. If you have a camera take pictures of the accident & a+ {6 T2 S; [& V+ y
scene.
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" F' L: T" B$ V {1 U! `Step5. The police officer will give you a copy of the collision report.
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$ _ s3 x: \* T( g; fStep6. Cooperate with the police, but do not admit guilt for the ( r( _ B( \/ u8 v
accident in any way. You may be required to show proof of
$ N/ ~8 P. K6 O& y, e insurance, but do not reveal how much coverage you have." S' X' x7 g' L. ]5 h# }' ?. b
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Step7. Do not accept any money the other driver may offer. By- k- x6 F5 b Z# l
accepting money, you may give up your right to file a claim 1 `7 g0 i z( M* y4 X9 N6 U
against the other driver, even if the damages turn out to be
- p" m; h9 h8 f4 s. |. ~ more extensive than you first thought.
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& f/ ]) @8 [& j* RStep8. Do not agree to forget about a minor accident. You may see
7 C& T9 [! t8 r; S' y# h- g: m later that there were hidden damages or injuries. The other
5 J0 E0 ~/ H% a. g" Y- Z+ k' ] person may even file a lawsuit against you.
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3 f) I" Q" V+ M6 zStep9. Write an account of what happened: time of day, weather,
/ @; \ Z3 k/ |; V9 t" n hazards, road conditions and driving speed. Draw a picture of
" l+ W" M! F. s0 p$ X K% U" I the site, showing stop signs, signal lights, etc. Try to measure
' }6 Y$ E* o9 f5 [7 h3 `, { skid marks and determine the point of impact. Note any damage
, l$ x a/ L+ o5 `* }9 z3 U1 A already on other cars involved. If a camera is available, take
( r. z; O @& v! G1 t) \ pictures of the accident.! l! ^& q# g3 G' l. T9 z
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Step10. Report the accident to your insurance agent or insurance
z4 v$ z7 J2 ~% ~ company as soon as possible. Call a lawyer Bruce King, to discuss- s, Y* ^6 k8 u; D& k2 n
your accident.5 L/ Q3 Y7 v% F$ P& J: o; R1 v9 Y
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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