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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
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ignition. Be careful when exiting your car.
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1 ]+ P5 P; f4 ]5 X7 dStep2. Determine if anyone is injured. Do not move an injured person.
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* r; w: X l% k. d4 o7 v& DStep3. Call 911 for the police and ambulance (if needed) immediately. ( S# u6 M5 q3 h; r
Report any injuries.& ?! ]+ |# ^1 L) U
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Step4. If another vehicle is involved, get the car’s year, make, model 7 J' _ a9 R4 W) L" n' M% A
and license plate number; the driver’s name, address and license5 J9 N+ u8 P. ~$ H j5 E+ a
number; and the name of his or her insurance company. If the 3 I) ?, M. t; N/ Q! w& K! p
driver does not own the car, get the name of the car’s owner.
" v0 i& j- v7 B! U, e Write down names and addresses of other passengers or ) a X9 a0 [* f R4 F6 c) o7 P: ?& G( m
witnesses. If you have a camera take pictures of the accident
/ I: ?( I3 I2 V! ^8 x scene.+ p6 q/ t7 O0 [4 A0 t+ p
4 \2 q2 ~' k: NStep5. The police officer will give you a copy of the collision report.0 x9 |. X' S# G X% e
% `0 q- s9 u$ _Step6. Cooperate with the police, but do not admit guilt for the
3 A) B' r& ?+ T( { { accident in any way. You may be required to show proof of ' u" V Q: C; m. Y3 o Q
insurance, but do not reveal how much coverage you have.; U: T1 E5 i3 n) l$ G6 }! B
4 M2 Y. y2 @2 z$ ^2 I3 N. `+ xStep7. Do not accept any money the other driver may offer. By$ f# M1 \; n& J6 E: t- I/ U9 U
accepting money, you may give up your right to file a claim
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more extensive than you first thought.5 P! f4 {. B, M9 M$ C6 _
9 x' t5 Z9 Q/ T8 aStep8. Do not agree to forget about a minor accident. You may see
# y+ C# M( G2 _2 c later that there were hidden damages or injuries. The other
! F* Q/ s5 A. e. _2 R person may even file a lawsuit against you.6 E& z/ I( y4 g# L1 {
& j: p8 ~4 A; r* s! W, bStep9. Write an account of what happened: time of day, weather, . }% d) w& v: }+ h2 M; C
hazards, road conditions and driving speed. Draw a picture of ' V! e( x* n) I- {+ s; S3 R2 O
the site, showing stop signs, signal lights, etc. Try to measure
' t* ]" V3 I, |9 h7 q3 z skid marks and determine the point of impact. Note any damage
" A0 c) s) q0 ~1 o* }' ]* I) _2 m already on other cars involved. If a camera is available, take / Y0 r0 ]4 _$ Q o
pictures of the accident.+ K6 v. k y& ~5 h2 T
+ r9 g8 F0 ^# S" m- m& S! O! B. F+ OStep10. Report the accident to your insurance agent or insurance , e2 P" g& \# Q \- C) n
company as soon as possible. Call a lawyer Bruce King, to discuss/ n8 Z( j: |2 J; D0 h3 r
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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