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 What to do if you are in a car accident" F' ] @7 s. z: i4 o8 v
* V7 @: f5 f. G1 L5 aStep1. If possible, stop your car in a safe and visible place. If a car . v0 k, p$ H# y; A. J: n
cannot be moved, turn on the hazard lights. Turn off the6 M( f) [5 W% ^. C; n" | i
ignition. Be careful when exiting your car.
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) o+ _+ r* A P! I! w$ V! X/ ^7 a1 UStep2. Determine if anyone is injured. Do not move an injured person.
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* i# z" C' e; W8 t5 gStep3. Call 911 for the police and ambulance (if needed) immediately. ' g K/ j& |/ [
Report any injuries.& d& j* M! M% J: c& y
B0 G( q0 p& N ?- KStep4. If another vehicle is involved, get the car’s year, make, model : z9 h4 v: M& j# }. K
and license plate number; the driver’s name, address and license4 H/ i# c* N4 Z( W. v3 {+ t. m
number; and the name of his or her insurance company. If the / A, p; Q8 M+ o7 K
driver does not own the car, get the name of the car’s owner.
. M4 \, [ W- e8 L( T Write down names and addresses of other passengers or $ P" j0 C( i2 k/ G. B; a
witnesses. If you have a camera take pictures of the accident
e6 u% J8 D) n; \% k& s5 C4 s& p% P' G scene.
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Step5. The police officer will give you a copy of the collision report.
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U1 [+ m# M" uStep6. Cooperate with the police, but do not admit guilt for the
7 y4 `. u+ y: q: I accident in any way. You may be required to show proof of
}9 Q) i/ J2 V8 D; r$ J3 J" `0 p insurance, but do not reveal how much coverage you have.- o* W( L6 N7 Q* J+ {: p! j1 N
! v* j/ j+ k" c9 d! A- R9 z& @Step7. Do not accept any money the other driver may offer. By& h j, o$ a) u( [2 h/ o1 n5 M; Y+ v
accepting money, you may give up your right to file a claim ' ]' l; y0 Z8 ~, f' f
against the other driver, even if the damages turn out to be
0 H! r9 ~" j& c9 d$ E2 o more extensive than you first thought.; y( I8 A# F& }, X' C
7 _6 s. t$ v' }* s8 h% WStep8. Do not agree to forget about a minor accident. You may see
+ ~0 o1 L7 O& G, {7 Z8 [: C+ V later that there were hidden damages or injuries. The other
; c9 ?& O9 Y8 E$ T person may even file a lawsuit against you.- T- R/ l4 _% M, f& C( o3 v
+ x# N* g2 R' Q; H. ^Step9. Write an account of what happened: time of day, weather,
4 h' I# i5 _- G) s7 u6 X6 `9 W hazards, road conditions and driving speed. Draw a picture of
& [& ?& g; j1 ?7 H( @1 M& x9 [: K the site, showing stop signs, signal lights, etc. Try to measure - G) ?7 _7 X5 E8 F6 I+ z# r
skid marks and determine the point of impact. Note any damage9 T) q1 }+ ?/ V3 d' m' W& X
already on other cars involved. If a camera is available, take " m% ], c3 b, Q+ e% ]
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance ! F7 T6 ^# G5 v( ?
company as soon as possible. Call a lawyer Bruce King, to discuss
" z' R) B: e; [# Y2 F8 R8 j your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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