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 What to do if you are in a car accident6 O4 e5 g; r9 T) j
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Step1. If possible, stop your car in a safe and visible place. If a car / `$ c: W# C5 D H
cannot be moved, turn on the hazard lights. Turn off the
: S' N+ M' i/ h0 L# L2 D) t* _& E, g ignition. Be careful when exiting your car.
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% w; I* @9 L0 kStep2. Determine if anyone is injured. Do not move an injured person.2 z$ m$ n6 V) i E! R: Y
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Step3. Call 911 for the police and ambulance (if needed) immediately.
3 m% ~8 [" `& t8 M! j- ^' j Report any injuries.
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, @+ W5 y' j* u/ P7 z9 P' b2 UStep4. If another vehicle is involved, get the car’s year, make, model
0 F" `1 K% ? F4 A) ` and license plate number; the driver’s name, address and license4 I5 O/ J9 L. ~/ ?6 i- @% t
number; and the name of his or her insurance company. If the
! A5 `) B! R. \ e driver does not own the car, get the name of the car’s owner. ' g& d* v* w0 c
Write down names and addresses of other passengers or * }& Z& S; c% I% b3 n
witnesses. If you have a camera take pictures of the accident
: i0 S+ K& ?6 h; z. r& P scene. i. K5 T% d' x
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Step5. The police officer will give you a copy of the collision report.4 J, {4 Q- n1 t3 K
, [+ W) b3 `& Z6 R% Z* [, tStep6. Cooperate with the police, but do not admit guilt for the
# {5 \5 t; K. i" e" e1 B accident in any way. You may be required to show proof of
9 B4 |& j" I4 V. H1 W* o* H insurance, but do not reveal how much coverage you have.
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$ u% E* O) f3 N( ZStep7. Do not accept any money the other driver may offer. By% ~' [* c" Q9 } b' K7 J3 S
accepting money, you may give up your right to file a claim
/ t: x" p9 \) R9 U# \6 x' p against the other driver, even if the damages turn out to be
3 S. U: ?" G- q+ u) h, f) b" U7 b more extensive than you first thought." b- |1 L' a% S- R, u
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Step8. Do not agree to forget about a minor accident. You may see
, B, G6 V8 F/ ?- l) E/ F& T later that there were hidden damages or injuries. The other2 U" S' z% ?, q6 s
person may even file a lawsuit against you.
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Z, W m; c Z8 t* R/ y% \& GStep9. Write an account of what happened: time of day, weather,
5 ^) `1 r% F. U& p hazards, road conditions and driving speed. Draw a picture of
1 Q7 a5 u: Y$ p the site, showing stop signs, signal lights, etc. Try to measure ' j( x6 y0 ~( P; }2 S& _
skid marks and determine the point of impact. Note any damage
( ^+ a( N7 F1 \8 i6 w, V) \ already on other cars involved. If a camera is available, take : h- i H# e v4 U% \
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance ' S1 k% O* B# u8 w& x
company as soon as possible. Call a lawyer Bruce King, to discuss
/ B5 o2 ~+ {! X8 b, H3 L$ f your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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