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Step1. If possible, stop your car in a safe and visible place. If a car
& O; o w4 Y5 T- `9 [" h% U cannot be moved, turn on the hazard lights. Turn off the
; h7 C. e" W3 d; z" | ignition. Be careful when exiting your car.. g: [; H& T0 l7 {6 P. `3 `5 w$ e
0 @1 V# [9 i; p/ KStep2. Determine if anyone is injured. Do not move an injured person.5 J1 X' x% T& j, v, ]. T: a
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Step3. Call 911 for the police and ambulance (if needed) immediately.
) S( V; b8 h1 ^7 S/ C4 M$ e Report any injuries.
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3 {# c9 ~& ^7 ZStep4. If another vehicle is involved, get the car’s year, make, model
! r9 ?6 r9 c' [' I. }7 E and license plate number; the driver’s name, address and license
V/ ]; H" ~: v. r8 c+ R( L number; and the name of his or her insurance company. If the
6 g" A( E I" @+ R9 u$ i driver does not own the car, get the name of the car’s owner. # o0 r7 }, ?! J
Write down names and addresses of other passengers or 7 l1 ]7 l/ N5 ?: R
witnesses. If you have a camera take pictures of the accident / a" R7 v q0 o* G( g
scene.4 K+ ^( h- B0 q$ p( p8 l
% b4 V3 X6 q" x; BStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
; O5 p; R" a6 ~+ ?# b$ ]! N accident in any way. You may be required to show proof of
3 o* Z3 d& R# y$ r t/ X insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
: R" x/ ]& `# }2 i accepting money, you may give up your right to file a claim
( e" q% M) o1 b& U against the other driver, even if the damages turn out to be; q }/ ?2 k) b( O+ a5 m, w O
more extensive than you first thought. U. s; M) p9 }$ N# n& q
2 O) q; t0 C- X4 n1 g+ @) EStep8. Do not agree to forget about a minor accident. You may see
) q1 g- ^3 `& k3 C" \+ v later that there were hidden damages or injuries. The other
9 x, s" j7 u* |& v3 ~ person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
3 {/ s0 u" k! s( N8 h hazards, road conditions and driving speed. Draw a picture of
9 B" O; `1 i2 R* n the site, showing stop signs, signal lights, etc. Try to measure
/ Z- p) M3 Z- y" d: |4 A skid marks and determine the point of impact. Note any damage! I1 g# q' p0 X
already on other cars involved. If a camera is available, take
8 o- \" I& e3 H pictures of the accident.
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/ C% j" v* b2 W4 w1 NStep10. Report the accident to your insurance agent or insurance 6 d7 Y* { V+ O
company as soon as possible. Call a lawyer Bruce King, to discuss% r/ l( u8 e+ {4 W7 f
your accident.1 w8 X8 q% L8 F) M1 |
% b9 H O$ ]: l' L[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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