精打兄.请问2007 RRSP 问题

sturgeon

5 月份收到 2007 RRSP DEDUCTION LIMIT STATEMENT 显示$19k FOR 2007.
! C, W; M7 ]$ u7 ^: B$ t0 q
1 M* L, V. G& n* B2 s那＄１９Ｋ　是根据２００６　年的收入算的．　
' ~: C, H2 c0 S( B
如果我在２００８年报税／（买ＲＲＳＰ），　我有多少的ＲＲＳＰ　ＲＯＯＭ　？
' k' T4 x4 X2 u1 V
7 E, V$ \9 E$ j2 n' S( B是　＄１９Ｋ＋（２００７年的收入*１８％）
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0 T8 w4 x+ c( E. Q还有什么叫　ＮＥＴ　ＰＡＳＴ　ＳＥＲＶＩＣＥ　ＰＥＮＳＩＯＮ　ＡＤＪＵＳＴＭＥＮＴ？
3 \$ D7 s2 }, o8 C4 c
多谢

山清水秀

如果你在2008年报税买(RRSP),ROOM 是$19,000.
2007年的RRSP额度是:以前没用的RRSP额度+18%*2006年 earned income(Max$19,000)-2006 pension adjustment -2007 net past service pension adjustment+2007 pensiom adjustment reversal.
Pension adjustment(PA),which represents the value of RPP or DPSP(Deferred Profit Sharing Plans)benefits that have been earned during a calendar. This could be calculated as the presemt value of the pension benefits expected to be paid after retirement that were earned in the current year.
Past Service Pension Adjustments is something that increases a member's pension benefits for service prior to the event, but after 1989.
Pension Adjustment Reversals(PARS) will increase the individual's RRSP deduction limit by the amount by which the PAs and PSPAs exceed the termination benefit restoring the RRSP room that would otherwise be lost permanently.

精打细算

谢谢山清水秀。


7 ?4 V- n! J8 V/ h' P详细的资料可以从加拿大税务局网站看到。 具体如果还有不明白的地方可以打电话找我。

sturgeon

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