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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.
* o1 I. g1 T5 G& o: t. `& vHowever, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.8 N8 L7 f# K+ u/ D  X
It is always better to buy when it is on the way up than it is on the way down.8 b: t8 A! s$ \. j7 T
For example, the condo average price is around $240,000 this March, now it is $270,000.
1 V* k3 O, x0 b( K: qSay, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.( n$ I/ u7 }! {) s. e; I
I will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.: M7 N' d" k% h5 D- ]
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,
1 x4 ~; F! f# R& iyour mortgage interest rate may have reached 6%.( b$ {/ Q2 L7 @
House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate." z+ I9 ~: j' @' `

  I/ V4 K& A2 b, W" K8 ?OK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,0002 g( c* R% u$ B; h# V" n9 b
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same 9 ~/ @. g! O% f5 E
condo with $1000/month rent)  Total: $344,040' d1 y. K% F9 Y3 W( {
if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
( U, ?/ M$ \) [0 T- [* oWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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  ~9 S0 c5 O- W; PSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.
# s% T  A% t% ?& RCannot it be $270,000? Cannot it be $280,000?/ y+ J! Y: u# e/ |0 z% u
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.
9 E  p9 t9 A3 l  c0 o0 HFor me as a property investor, I will always tell everyboy, it is a good time to buy,9 P3 `  T, q2 t3 _
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,- f$ O7 R3 ?& Q# `; ^5 p1 b) s0 ~: M
then they will switch to my line and try to "HouHou" to push the market up.
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Human weakness.
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Well, we are human, we have it.
大型搬家
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
. |2 c1 [! L- Y4 y1 d2 j( `For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
6 n* f+ Z4 R5 W4 ?then they will switch to my line and try to "HouHou" to push the market up.9 a( P- V' m+ J4 Q5 q

# H5 Q1 @% S8 A1 E7 |Human weakness.
+ M5 h; F1 u  b1 U# h5 @2 L) }" }9 @7 K9 m6 P2 }7 C' \
Well, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。  [  w9 H- `+ @1 Z" {% M
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能在恰当时间改变阵营的才是识时务者为俊杰。
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层
8 r: L! C6 C( ?* b8 [4 I3 `! \
装不了中文软件也没关系,用这个:- S7 I* t. G. u; Q6 K% A
http://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 2 G' i* ^" p" C5 H" n
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  s3 x- T6 @( F/ }% Z3 M永远看牛或者永远看熊的,那是猪。
5 ?  [; x( ?: r5 _
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 2 K7 L3 q4 y5 v1 Q1 v5 W: n! g
I hope you are not 猪, and can have house sooner and become one of us.

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/ ?+ A0 P; ^) p- ZYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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