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Step 1 Do you qualify
2 N& m9 O, a' C- ]! [To qualify for the survivor’s pension, you must:% C' n8 N4 A/ C8 u% Y2 {
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be legally married to a deceased CPP contributor; u! B4 R# _2 C4 F
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65# Z6 |! y+ @# r! D7 T% t$ _
how much, and for how long, the deceased contributor has paid into the CPP+ u6 V* N" ]" k: ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.# d6 k5 I1 y& n( c; R
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If you are age 65 or older
- ]$ { L" J: T. [6 h* Z K8 GYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." F v: c( n7 e/ y
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If you are under age 65- u, j: c! N) A, v( L
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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