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Step 1 Do you qualify% M' J Z1 S1 m- j$ S8 ?8 @: o1 N
To qualify for the survivor’s pension, you must:1 e' A5 b2 T, T" {
* X3 B: O2 a3 \/ R; D' x" Jbe legally married to a deceased CPP contributor
/ `. q6 C" I- s* }be the common-law partner of a deceased CPP contributor
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+ {' `: Z8 O! d! ~- ~- UThe amount you receive as a surviving spouse or common-law partner will depend on:
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# i3 ?' O7 E. q/ y9 p; e' e7 M& j, Twhether you are younger or older than age 65
$ q: A% u8 L4 g. W1 Ahow much, and for how long, the deceased contributor has paid into the CPP
) Q0 _% T3 ?7 Y" `We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.9 y" B. E. v1 i" h, z; ~
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If you are age 65 or older6 k4 l0 }) f: y+ D, L% H, ^
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.2 {; }* w: r. X1 t
# U* z; {. ^( a3 o( AIf you are under age 65+ `9 x! O6 l t5 Q+ F/ i
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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