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Step 1 Do you qualify
( ~7 e$ A8 s# a1 F% s MTo qualify for the survivor’s pension, you must:
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( a. v1 _, V+ w. `be legally married to a deceased CPP contributor
5 ~1 l7 m+ W/ a! j! X d" bbe the common-law partner of a deceased CPP contributor
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7 Z. `) j7 M" V0 \4 EThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
, ?: |( |; S% ~how much, and for how long, the deceased contributor has paid into the CPP4 u/ Z) {1 K' e1 k2 b& c. {9 |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.+ h$ @! ]# n( B- `
0 s, n+ W5 c0 }If you are age 65 or older" z, _4 t% s4 e& e
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.) g- N) R' J/ \) ^/ Z) N7 o
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If you are under age 65
/ [9 _8 H; O- XYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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