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Step 1 Do you qualify
5 [; e' }' X8 ~5 VTo qualify for the survivor’s pension, you must:
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- M6 }( ^4 Y* R' {+ o% l% Zbe legally married to a deceased CPP contributor8 b4 u, _! ^. E0 Y
be the common-law partner of a deceased CPP contributor
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- z+ D$ k/ r4 EThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
" i! C% _& W9 e/ y5 l ?) Zhow much, and for how long, the deceased contributor has paid into the CPP: [" y/ J$ C+ F8 X" w: V
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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+ k& t4 B2 o5 N2 y0 M* CIf you are age 65 or older
* v; C& ^# b* @& J9 c% E* V1 PYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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) Y$ w" b, L+ y) y* X" LIf you are under age 65! z$ N) q- V2 _2 m# \
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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