You may do either or both of the following two things( L$ U+ y: s3 J
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1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage)) L. `, F" s% g& q. X- [* H$ N
2. store the car for the winter - basically take out "collision and upset" coverage / z. ~ W8 x2 v& D. @ & _% _: \ X# t- P" E% t/ c9 K- `) ZTogether they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...