贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
) `! I0 j& R! |2 `2 {5 B& }
$ ^2 ]6 j  f: [Just in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...