房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
2 Y/ W" X) g9 j) U2 Z/ Z现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
+ J# R, F& }) Q4 z( H! F: T! N; K
) J# Z' p. O) G% Z* }8 d+ o8 uBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
0 k& i+ b. t3 fThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

7 J8 M0 \' G3 e, E8 w年底现象，没事

xexe