What is the Stable Chronic Condition (SCC) option?; D2 D! k% d! Z9 q; b
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).# S7 _' R) e2 Y1 Q, S5 {, c/ [1 ]
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic - F6 O" w8 F3 x& w! }% S9 Icondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and% d9 m) R' X8 e5 O0 D, I; V5 d
• there have been no new symptoms or change in symptoms; and/or . ?: p- I. y% u3 ?5 U0 p• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.* A$ M' Z- z( b- w1 z! k4 a$ Z
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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