请教Home Line of Credit的利率？

anweica

最近想买车，但是利率较高，有住房，想申请line of credit, 请教最近Home Line of Credit的利率，听说是浮动的？还有如果以后有钱了，能不能提前还？

Spot

The rate is prime rate plus 1.
/ a0 S& [, l/ F4 v! k6 \
You can pay back whenever you want.
; j$ g% I  i$ b2 L* r! T3 @
, k& G+ X$ s7 y  G# l- R4 }As I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.

犀牛图拉

BMO上个月是P+0.5，现在不知道。能提前还，有钱了，啥时候想还清都可以，类似信用卡欠款样的。

urspace

基本上P+0.5，P+1都是很好的deal