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原帖由 过路客 于 2006-2-7 08:04 发表% n3 \: S" z9 h* l) ~
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 5 S" }4 o/ B0 {* @" q% }' v
House Price = 280,000 . |: X5 H9 k U) {' Y" |
Down Payment = 98,000 (35% of total price). X! g; q" Y) X/ ~0 V, d
LOAN = 182,000
- `7 L9 q/ Q2 b- ]. |INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
) W# o* Y4 e# t9 B, e% W* t/ f2 O9 KYEAR = 25 5 y. [$ R) J' D7 b
MONTHLY Installment = $1,034
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Property Tax : $250
& [. V. h& h6 c8 P! p' ^Gas+Elect.+Water : $350
! N$ m9 z- m* ^, pMisc. cost: $1006 `) B5 ?- g5 e& b4 G6 |- P N
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9 D8 z- s8 E5 ZTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)- G2 Q0 |, }, U! c( }/ q
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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