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原帖由 过路客 于 2006-2-7 08:04 发表
9 R! u3 c8 c; ]4 ?# o/ l请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
, t9 E$ X% i M- b* U# X N# y/ v! a- rHouse Price = 280,000 . `# j) g7 |2 I" P, m/ v7 N
Down Payment = 98,000 (35% of total price)
@' E9 Y3 t+ _+ O+ B/ BLOAN = 182,000
$ o0 b1 ]8 @% JINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
. a0 }& E+ U6 e+ a' F$ MYEAR = 25 ( c; V( u0 H' [3 s8 d, O- K1 W, n k
MONTHLY Installment = $1,034 7 B! o2 i3 L- S) v6 V0 j- ?
; x* a% Q' } J; v* }
Property Tax : $250
, D. p8 l) x6 Q* ]Gas+Elect.+Water : $350* m: _5 d) @5 K2 J& S
Misc. cost: $100
2 G5 o7 U6 Z* H& z, ^______________________________________________________________' T8 g! z/ k, b/ z' ^8 X
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)% X3 u3 K, K! G, R7 { G4 Z
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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