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原帖由 过路客 于 2006-2-7 08:04 发表6 H, x* C- f( t$ X, ]4 D
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 8 s' M b7 j) I
House Price = 280,000
" i# [2 I9 G [$ S9 }) ADown Payment = 98,000 (35% of total price)
$ @% ^! m& c0 a9 v# U& }8 X9 fLOAN = 182,000
! E9 s' C6 |8 _* PINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
) S; f5 A& {1 X! S N! IYEAR = 25 5 i! h$ f/ _) y; ]( Y5 w! d
MONTHLY Installment = $1,034
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( Q- l; |# ` R; E0 d5 AProperty Tax : $250 3 V4 {9 s% M% F/ k
Gas+Elect.+Water : $350
2 D+ ?( I' b- t% G, l' dMisc. cost: $100 I; w& k' w6 i) ~( S' @" Q1 a, f
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' }$ e/ {. ]- g$ `: iTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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( f9 C1 e; N3 f+ M8 {2 u" r3 h[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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