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原帖由 过路客 于 2006-2-7 08:04 发表1 F7 W! Z# j! z
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? & l1 C: C p! f8 l( S) A/ \
House Price = 280,000 . ~; s5 q, i* Q8 z* f
Down Payment = 98,000 (35% of total price)
% b, ]: F( J! ?+ T' V( C4 k; }8 sLOAN = 182,000
' L2 ~, j6 ^8 R/ M# U8 _- B( OINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) . |" q9 ^4 p7 p$ y) @* N
YEAR = 25 & Q; Z2 r4 |. |8 v$ `7 `2 _# k
MONTHLY Installment = $1,034 . ^( V, F, {5 W1 N. K
1 t% }6 U( m0 V( m( @3 }Property Tax : $250
0 g* _! {; ^ \Gas+Elect.+Water : $350
+ |2 i4 a3 P6 H/ t) N+ I) JMisc. cost: $100
r) E8 _' W) L! l5 [4 x0 i______________________________________________________________4 s: V, K! A5 t) C: { f+ u8 @
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)9 ^8 v3 ~; ^: [$ f
) C5 ~/ |" `% X. G* u+ z2 n4 F[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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