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原帖由 过路客 于 2006-2-7 08:04 发表
9 n& @" u$ E% |8 D8 T. G* H# k' j请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
* G9 J" k3 h8 R. g7 X4 bHouse Price = 280,000
6 b% F9 U7 o( U1 T7 e: U+ p! oDown Payment = 98,000 (35% of total price)" K2 h7 F5 |# m. r- F- `& C- h
LOAN = 182,000 ) k0 Q5 Q4 x5 ]& ^, V
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 T6 m, H+ `7 R; @$ n$ k/ F8 v& R
YEAR = 25
$ e$ c5 I7 \: F% U1 f& DMONTHLY Installment = $1,034 ' I' p4 V \' l2 O7 }/ m
1 J& ^/ P( a' n/ E8 @2 X% z7 oProperty Tax : $250
4 c: V$ w# i4 GGas+Elect.+Water : $3500 ]( x: t% T8 U+ G
Misc. cost: $100
+ u5 P0 q3 u, j; J- o' A______________________________________________________________# o% M* n) ~; D: s9 B4 S5 {
Total Monthly: $1734 (Just a rough estimate based on rule of thumb), Y6 s- E1 j8 v. J5 R
* C! M% d1 M, E& Z5 e
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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