 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
3 I/ q2 Y( d: y& {, v* |请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? $ U& d( q8 e% B
House Price = 280,000
- a9 E1 w2 k0 ~& z8 FDown Payment = 98,000 (35% of total price). H% O; @$ Q; m4 H- |9 \2 G
LOAN = 182,000 ) y, a: ]$ j1 \& i9 r. K* L! x1 u% q
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ( T. K6 ?0 c/ f. H7 u
YEAR = 25 1 {# k: L4 |" j9 L" N
MONTHLY Installment = $1,034 ! g* z% D- M2 T, n9 j5 H
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Property Tax : $250 . H% Q- X, @0 c: e0 g2 B
Gas+Elect.+Water : $350 ^5 @7 \) ? U2 D
Misc. cost: $100
% t: V5 U6 Y9 b______________________________________________________________! P/ `1 a3 J6 [& G4 f( z& w, V4 T9 B* x
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)0 B- ~! Y) V9 Y; M6 N D
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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