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本帖最后由 年轻的心 于 2010-12-1 13:52 编辑
. I+ n& p9 v# G7 {: E
5 \8 u7 \3 }* o2010年12月: x ~4 \: J/ p- L2 b
Bank of Canada Interest Rate
: _, R0 w& H% T9 H* @" c$ t
+ q4 ^2 G0 v7 V" ~ | | September 8, 2010 | 1.00 % | | October 19, 2010 | 1.00 % | | December 7, 2010 | Next meeting date | Source: Bank of Canada
7 K! T1 u: i2 M8 d6 J" q( A
5 K: v; s& F. {2 [; g
. u: ]* b- V2 J" lBank Prime Lending Rate
: ^3 O2 L- B X& i6 l5 U# e3 R
; X0 Z* \* ^0 h3 o* U8 e; X3 m3 d) q# c9 ?# H
| September 9, 2010 | 3.00 % | | October 20, 2010 | 3.00 % | | December 8, 2010 | Next meeting date |
v1 l; Z7 K( p, ^' U* SSource: Bank of Canada* s% B1 N/ K# ?$ _* N: C
% z) G4 v8 b6 l- Q- P# H
1 w7 P' s* V8 m# ]+ I1 ?
/ q6 v. d# q j$ L6 @
$ C" l; D/ t: L4 A7 N
Conventional Mortgage - 5 Year Rate*
) ~& y: A: N- }* r* ^; `, M9 o# D' \2 K0 ]$ U0 s
% ], q& |' `/ T! k8 ~! A( A| September 15, 2010 | 5.39 % | | October 18, 2010 | 5.29 % | November 29, 2010
! u" C5 C- u$ N. `7 o | 5.44 % | 2 `' n, l8 x/ ]$ L* L1 v
Source: Bank of Canada
5 v$ J3 U5 H9 [' K5 O2 K8 i4 y*Determinant for high ratio mortgage variable qualifying rate
: C( D4 u0 X" R2 `5 W
7 _" X2 h- g5 C) o" h, \1 a) a! d& f& p$ Z" v& I# c
! U; p4 G/ N3 L) y+ ]$ q( X; I2 Q/ q
( N- L( C3 O, s* bUS Federal Reserve Board Discount Rate! E( a; T% f( Q ~
: p4 ]* r" O4 }* V/ q
" R+ [9 I0 k$ ?$ O& @6 N" l: ?0 q: R| September 21, 2010 | 0.00 % - 0.25 % | | November 3, 2010 | 0.00 % - 0.25 % | | December 14, 2010 | Next Meeting date |
+ o5 t% w9 q9 G5 m K. z4 {" W: t/ eSource: US Federal Reserve- l" L. a) ~6 W
# j3 k/ u% L. u) T4 N" s
' q$ j k2 Y0 `. F6 T: V8 { ]/ h
- O8 f& ? J$ b9 N, `
. l2 m9 p3 O/ Y9 r7 GExchange Rate $CDN($US)6 I* R( X* o" R0 |+ ~5 V1 \
| October 28, 2010 | 0.9790 | | November 10, 2010 | 1.0000 | | November 26, 2010 | 0.9804 |
7 V4 v3 Z) j! K. _4 wSource: Bank of Canada+ u0 ^0 s* z0 x" O9 B0 ~
2 R) ]& t9 i3 M; D. P
) b r; J, n' r1 i0 K, i s, D L* h
& a8 T8 ~8 x! z+ W% D1 ~5 o. IGovernment of Canada Bonds/ Q( Q0 Q9 O1 R5 v( z1 a
+ G! Z; @( k. J) r* O/ l7 ]8 |0 T; d; I1 k" i
| Bond Type | October 27, 2010 | November 10, 2010 | November 24, 2010 | 1 year Treasury Bill : v3 a7 V9 Z6 E
| 1.21% 1 M# o* b) J# q9 u7 L' r, F
| 1.27% | 1.39% | 3 year Benchmark
3 m0 r2 h' }/ p3 C) \Bond Yield | 1.59% | 1.73% | 1.94% | 5 year Benchmark 3 s( V/ f7 u7 {$ d0 T0 i) [
Bond Yield | 2.06% | 2.20% | 2.48% | 10 year Benchmark% e9 Z' H% @1 l' v# @
Bond Yield | 2.89% | 2.98% | 3.19% | . ]8 \3 e% a) R& B- _5 }) z
Source: Bank of Canada
) H1 ], D' L. L4 y3 _; i! K
& y2 m9 ?" R' s( Z7 e6 Q |$ s4 e2 |! @/ t
; ?+ i6 L$ w5 ~8 C
! k: F" V. V; m* r& k
1 l' ?% m% } _4 X) sTotal New Housing Starts (Seasonally adjusted and annualized)
* T) G6 V, _2 A' U# mProvince
) l7 q. N5 D! z7 o | August
; a/ ]$ ^- B; J5 @( ~, v( j2010 - _; i( w! t ~5 I2 p
| August3 |, q& A' `/ P- ?# f1 Q
2009
2 j) |! }* z5 Z; T1 e' Q8 X( p8 U2 p | September
/ A3 W6 ?% t+ d( F2010 * z' t# B! B2 p- Z7 z
| September
3 `% ?! z! F& u; j; g& k8 V6 V Q4 ~2009
5 a }6 t f$ [8 r) C; B8 Q4 j | October
: Z6 N* B+ n; A- P" ?; b7 _2010 ; `3 X A) H3 t2 M8 O* S
| October
& k/ U2 r3 S4 j0 \2009
9 h1 D ?3 A7 Q+ e! c | Newfoundland/Labrador, u" b' U C! {7 K$ J# M0 r
| 3,500 . L4 v6 o2 s: R; J
| 2,400
`! C" E; a! Z1 n' U" { | 3,100
4 [5 a d1 ?; r2 E* r c1 ]; G; [ | 2,800 3 h4 A+ P% K$ d8 `. n/ ~: }3 x
| 3,400
* T0 _1 D9 | k | 2,900
+ V9 q6 z# X% |, N/ x" [2 [5 ~ | PEI( y# ~6 |- \- c' A9 l6 @
| 1,000
$ w- ?6 I" S$ J X% _ | 1,000 ) R1 X* t M |+ F
| 500 4 K" I3 w5 T: o& a/ {" ]1 ]) r2 f; h
| 700 ( n; g( z) z+ H0 d' `
| 400
4 M6 y. k4 E$ t/ a | 1,200
: `. T: o( F/ u | Nova Scotia' L0 ?: O& F; ^) k* X0 ~# o
| 3,200 6 E( P! v& g, c5 H. A8 e
| 4,200
2 ]" s. ^$ C' M0 S2 N0 O | 4,100 - F4 y8 j' ~, c- _$ j0 m; W& @- D
| 4,500 3 ^& F7 v$ M" F- \
| 4,700 , f2 U I( J* i
| 4,000
# h$ b; N" a1 X. A- e | New Brunswick
8 h/ e0 S8 `8 N6 k | 5,100
N8 |" |- D, W' ? H2 k+ `' h | 3,700 . L2 t- g4 z& M& f l2 V r0 M
| 2,400 w& |) k6 m( u- V
| 2,900
1 I0 p. r! @% }5 U! n | 4,900
* q7 p1 q2 F9 V- R | 3,600 / i6 U- {6 @4 [+ k% @
| Quebec
9 _1 [4 [' `0 y _4 |2 m | 48,300
: m0 [. H) @0 f( z l$ j' L | 47,300
) b0 m- m" s" z$ e+ z* Y | 50,700 0 G5 s# {, l. s. k1 G
| 41,300
! V' }2 k- b; L& _: q5 o% J | 48,600 & S% f) J8 D! u6 w4 C9 Y" H
| 37,200 - c; }) c6 V2 ^
| Ontario$ ]" ?% V6 w4 s$ U
| 64,800
- ~2 V/ ]1 o9 v. ` | 44,200 * d7 F- Z n" j3 @, L$ ~
| 58,000
# z3 U0 J* e& A/ f% C; C' N$ y! c | 50,200 6 m0 t# U* o f% }
| 44,700
* U: B: g0 F6 c+ X2 a% {3 ^- N" k | 57,600
8 ?: @/ ?* `3 l( a7 i0 g% M3 {0 q+ o | Manitoba
( I. V* z1 H! z2 ` | 6,100 5 v" \5 M' w* V5 S) J. t
| 5,000 / u+ p! y/ v: W
| 4,000 6 U4 `! @* W% s/ k
| 4,400
% q$ E8 ~0 V2 @ | 3,800
" Z- p8 f0 v7 b: { | 4,200
, F. d) A4 |$ V$ }0 A6 c/ h5 Z | Saskatchewan
& f6 K( |+ x( M3 J* X | 7,700
n, C7 g& _/ X4 u | 5,100
+ [9 Y( M) M- S6 E' Y5 u | 5,400
% T% s) _- A! @( | | 3,700
; R2 o, ^/ B" X/ G/ [/ b$ l | 4,700 7 y; I3 z" ^( U1 P6 u
| 3,600 : y/ {% L: R5 W+ C5 |
| Alberta# t7 B" e- J+ \. {. J
| 23,500 3 x6 \: X! c& t+ K" B$ x
| 18,400
6 ?% x0 S6 ^/ ^9 N( l | 27,100
" T0 i4 Q. p5 A9 k | 22,600 + }8 O8 }7 n% V1 N1 H7 ^4 Y
| 25,200
9 N' y; t4 L! a0 ?1 u3 Q | 25,000
Y# w5 {) b" q0 ?9 V | British Columbia" i3 ]' j. H! ]: g2 U
| 27,800 / E" i1 ~" a; ]
| 19,200 d0 E8 j& s# `0 Q; W
| 29,700 ) d/ T* a9 x6 f; F5 g+ A1 S
| 16,200 " I5 Y1 m* C) w, b" j, T T
| 27,500
) b( c1 o& {! X# n) g7 Q" i2 D | 18,200 , F) W+ t& a/ e+ {+ S
| CANADA
1 ~9 x6 q+ `& R0 _3 K4 g7 | | 191,000
0 I$ N! O8 U" e; T; h+ D1 A ? | 150,500 7 ^: b$ ]2 d- K1 x1 o! C8 M( c
| 185,000 # ^, }8 ^) g! p9 R5 u# m
| 149,300
- c. u! Z. V$ \0 p5 _0 L& D | 167,900
+ v3 ?1 S( B: M3 B; ^" w# j | 157,400
4 \* v) p, c3 w9 V3 J1 R1 e |
. |8 w) g5 Z. ^Source: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year.' m/ y- G$ z) d: E4 F4 \( l
$ K. y( }. R7 J4 C: U$ B) e5 u( [
+ D% f7 w4 l& T* b4 |8 d
) [8 ^! ~* |% b" H8 _8 n5 U5 Z: e/ t% j0 X# V9 C4 ~2 K$ C5 L7 m
3 K. a8 Z5 ]- O0 [4 {1 MAverage MLS® Resale Price for Local Markets c3 T) A K& |% Y/ m
. q; e2 A0 W8 e9 d) ?2 k: y# @7 s( x9 W' ~
| City | October 2009 | October 2010 | | Halifax | $235,465 | $248,678 | | Saint John | $178,632
; N* t6 _0 C6 x' w9 g | $165,032 | | Quebec | $219,440 | $246,918 | | Montreal | $285,100 | $309,638 | | Ottawa | $320,561 | $305,872 9 K& o8 R8 R" t9 p; J3 q
| | Toronto | $423,507 | $443,633 | | Hamilton/Burlington | $296,253 | $305,872 | | Winnipeg | $210,618 | $229,467 | | Saskatoon | $274,759 | $293,929 | | Calgary | $393,574 | $399,679 | | Edmonton | $351,768 | $317,096 | | Vancouver | $638,948 | $707,207 | | Victoria | $481,500 | $343,747 |
\ i \: n4 l8 ?$ R5 a8 G( D- ESource: Canadian Real Estate Association
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0 m4 t5 _9 h4 ~9 P: t
# F. r x$ i% R2 M" H; \. Z2 N+ Q6 l! |
Quarterly Housing Affordability Index
, g2 F; r8 \( D0 b, T. iStandard Two-Storey
3 L1 a" V, d, N( D5 L
. h8 _% v2 Q3 @$ k# u | Average Price
6 l! z+ u5 r( z0 F$ D | & F9 p- ]& @! O$ E/ i9 O0 h
| RBC Housing Affordability Measure ! H) h; C- R* \) w7 U
| Region 8 m/ L9 ]& ~) S) x4 ?/ j: T2 X$ f4 S
| Q3 20109 x, c( v* V4 D9 K8 c
($) - [) Q. I" L4 s' f/ v
| Y/Y
- E- n$ H' |2 f7 ~* e" H5 {3 D% ch.
- v- C5 f. B& N# H' I0 B W | Qualifying
2 m' ]" C# _- n8 qIncome ($) 9 U6 `8 }. `& F* {
Q3 2010
% a3 S2 x6 G/ ] | Q3 2010
! n% M7 W: s% o# \8 p9 ?6 j% C(%) : W. z: N& X9 n' P
| Q/Q) ]0 Q/ d& w6 j
Ppt. Ch.
/ D, G5 b! P; K5 P | Y/Y
. N: j; a9 D( L* o N1 dPpt. Ch. - w: w4 v5 t* G: H
| Avg. since
! C1 Z% K! @+ i/ R. w( @9 f'85 (%)
( m3 e- G- ~: _ | Canada
; |7 U. g) v6 G1 m* I" @4 Y | 370,700
* O) d$ N5 a( a | 6.3 9 U. Z6 A# e2 y& f! n: V7 \5 }
| 83,100
4 u2 F$ a H) C: E) A | 46.3 $ _! ] p, ]$ @/ h: e2 |
| -2.5 ! _% S l' f y2 P
| 0.3 ; ^- L# M3 N+ [4 Z' Z, w
| 43.3
) O6 @1 ?- j6 d0 C( b | British Columbia " H3 e y o* j8 p9 y' x: n9 R
| 624,800 ) N8 J) K9 u) M3 Z; R
| 8.0 : w& B- q( K) m1 ~( E4 C
| 124,500 6 h& z9 ^9 V% K5 ~8 V
| 67.5
% X; k& {* R; M# b3 M& s! t/ g; E | -3.9 + L8 A# }/ y, G3 {& m, b. B
| 1.4
* Y! {5 b4 N- | k4 L& M | 54.1
/ j% ?4 a# c: N7 U: l | Alberta , ]1 a' [* N3 [
| 365,600 2 E$ g3 Q% I" v$ |* r; `$ f
| 0.1 # H( M4 I: g: _ e
| 81,400
' O6 F" Y# G" |5 s1 L | 35.6
( ~0 V$ [8 `8 G | -1.8
, N2 m! m& j+ r6 {4 C | -2.0 # Z g2 C# ~5 m3 X% \: t$ L' w+ \" z6 W
| 38.6 , a1 ^% b7 Z: y6 d' z6 T
| Saskatchewan
( E: X Y3 ~9 ~1 |0 H, ` | 315,300 & P# \0 G! ]2 g$ d* w
| 5.1 ; ]/ Z* X: n3 s$ L0 h) Y9 ]
| 74,100
9 l% V- w7 F B1 v3 a- F f! K | 40.8 ; Y1 C; \) p2 e6 V
| -2.2
% y; p% C. j+ A; x& Z) { | -1.1
. y ?6 K7 y( O) O! a0 [' D | 38.0 " A! n7 f1 Y" O
| Manitoba
% e- F) v8 n% T0 l | 269,700
$ S0 w: W( P. X1 n! }' Z+ ~8 s | 7.8 ^" ^0 c2 G) Y4 H! x0 a! V
| 65,000 4 ]; C# C" K6 E$ r( X, e
| 37.1
! a- H3 M, I' P | -2.3 ) l" f- D0 d% G
| 0.8 2 k5 i& ~/ B. j% i A* T/ F
| 37.7 $ I$ }5 g7 m3 u( { y" T, Y
| Ontario
$ A7 q S4 s/ o1 U, K | 388,200
. `7 y* C6 o. y | 6.2
; a1 [1 k, R; T' |# z7 a- @. L9 O | 89,800 5 `' e( I' ^4 k# L, ?! Z$ y$ D: R; f
| 44.9 , k+ R, z0 ~' U( s
| -2.4
% |" y, _4 q& K- }7 q | 0.4 - x3 L) F, O8 w/ V x
| 43.7 i( D- l( G: ^' O
| Quebec 0 w% j5 x6 J: s; W
| 262,100
/ W9 {; h, W5 g | 8.6 p% d. Y5 r$ t% Z0 D
| 61,700 5 d2 C; f+ W1 ?4 V4 k
| 41.7
+ E: _; \% i) u' D( e | -1.8
! v9 ~5 R) {7 c) S | 1.3 9 L" B3 D7 y( S. ]1 J3 T; J6 y: V
| 38.8
! Z( z, H; G! R | Atlantic * s+ i$ N& {: J3 b, c3 d
| 222,100 : t4 y4 Y% g4 }# I- c: O
| 4.3
2 Z6 n- G y* [7 C& r | 55,900 ' W k$ s# Z' ^8 L% n0 i
| 36.5 2 |$ ]7 b. |4 h& q; Z
| -1.4
. g& L: Q2 H/ z3 [. t | 0.1
* V; B2 O) F U+ W5 R | 38.0
+ j V; N- u$ U$ Q# h( c | Toronto 9 Y5 ^- j/ u% e' x
| 554,700
+ [* B0 K: E' w, ? | 5.6
& x( Q: A; [# m2 l; Q4 r | 120,400 0 g r. I6 z }, V3 r: f( D9 P
| 56.2
( ~9 ^5 }0 b8 @ l4 ` | -3.8
( p( x8 r4 {/ S; S2 K | 0.1 9 E% l7 F- I% ^% C* k% U
| 53.4 6 i% p# q; ~' S; l' t- l/ \/ Y. o* M
| Montreal
. j; u! d1 O/ Z! P" } | 335,300 5 ^/ ~4 g7 J/ j6 @
| 8.9 % v" s- W/ t1 |; s8 c( W
| 75,800
, C% i9 y4 t3 L" L | 51.3 7 a1 J! A @& A2 U; {7 a
| -1.7 1 ]: {) k/ b8 V1 A
| 1.7
+ a' r& J+ ?. _5 F& l6 A: N | 41.7 0 G+ x! M, Z! i8 L! m
| Vancouver 3 l4 J, q- g3 i
| 766,300 , u; c0 T$ z) F2 {4 y: _
| 8.4
( C- i- A) p+ ]* H& s) H! u$ W | 149,400 5 H" t9 c2 G! o& P3 y( J$ ^
| 78.1
( _* G: i0 e7 Y4 M | -4.7
, M; w' T$ ^' j/ W, q1 I | 2.0
" o+ |. W- Q9 s6 m% K, a: N6 U | 62.6 ; `$ A$ H2 j. z1 S
| Ottawa
: F4 D" p+ E8 a# D6 q | 350,600 5 o' T' Q; M3 U- i; @5 W
| 4.8
* \6 W; ?# I. a | 86,600
# L3 E' U% h) u+ h2 H3 a3 z | 40.5
: v" R3 I d6 B- P; n. Y) a+ q' _- b | -2.5 d+ S1 w/ R6 S7 y% H
| 0.0 ) D* X" l# h# R; ]# ]0 u1 B
| 39.1
6 C, H. z. q8 j5 L: K7 ^ | Calgary
' q$ H# `1 z% X2 P$ E7 N | 410,500
8 Q; R) _$ s9 ?5 w1 l, } | -1.0 - |3 F# z8 w% g0 `1 ^/ z( I
| 86,700
7 a* ]2 d( w2 A7 G | 37.9 2 Y! o4 I' P& F8 ]! j7 K( `7 Q% q2 `/ c
| -2.3
" e3 d7 t+ g- _- c3 F5 L& c | -2.6
5 C' `+ r7 S. s& t | 40.3
. l) T( k5 P% D; y | Edmonton
; S$ s% d" L; A5 v+ }, Z; X | 362,500
% U8 n' P) {* }! ^ | 1.2
" Z# f; V; {5 i/ N" M1 I; g | 82,500
: @. {, X' s9 E7 C* z7 N* O2 }: M | 37.0 + I* c$ c* Z# @; G
| -1.9 2 f/ P+ c4 x, t3 I' n
| -1.6 4 z( ]* v9 k% u& |+ C m. q
| 37.0 " k# S' X3 w2 O+ ^9 }! W+ `
|
5 T, T3 L4 }, e8 J1 v5 V4 aDetached Bungalow - t$ X4 l( ^4 h# N/ F: U/ P
| Average Price
5 U- t2 x9 p5 W% ` | : Z% [+ s" L) S. f6 Q0 s
| RBC Housing Affordability Measure
! I% X6 }# u0 J1 I: n | Region
6 e; r3 b( H P2 u7 N/ B. {& v' v | Q3 2010
* g$ U5 b/ _8 y. p/ D& u($) " m' I- R. u& z4 F6 _# r" g& H( ?
| Y/Y: M6 X, j4 _ \
% ch.
" W8 r, `7 V& @2 u7 s8 {# H | Qualifying 9 m8 l) c0 |- Q0 m; f
Income ($) 5 B: x' C7 M- C) @
Q3 2010
+ H }+ @' Q6 Y$ R | Q3 2010
' ^ P, g" _3 C# f) A$ W(%) ! _( l: o- p6 |6 m" I2 H1 C5 n' D( ]
| Q/Q & I _& L& I5 u) Q! g9 I. \
Ppt. Ch.
5 h* w. D( J/ e& z3 S$ ?' H | Y/Y
n9 o3 ~- u7 Q/ n) M9 UPpt. Ch. * _9 r, ?& Q" p( a' ~! s0 c
| Avg. since
' t6 z$ [6 P! M4 I5 V" ^2 q! v+ S8 ^'85 (%) $ \* B" P+ k* _$ @3 G0 J
| Canada
) f$ {" @! i ^+ H' A | 325,300
# S8 k9 ]; l# Y% F | 6.8 2 Q' y7 ^) j1 l( @+ D L
| 72,500
8 M9 b# N! X( o2 }/ Y2 { | 40.4 ' S9 J9 ^: q U/ G
| -2.4 ' [* @4 i. [# Y+ A$ t B
| 0.3 . L9 i: O. t" B$ o5 [9 Y# m- F0 G
| 39.0
6 L! h$ P0 `, C3 x' V4 B% P$ @ | British Columbia
6 D" s! c: S% F | 544,700
6 h! N! m- ^) b" {: i5 W @ | 8.5
, N7 \' d J+ y3 L | 108,800
# r4 H! ?9 i* m8 ?9 O* m | 59.0
' i' ~1 t- z y | -5.0
6 z$ b5 z8 _. X2 _; @' w5 B | 1.5
" `' K* r y- {2 i- q1 l( Y m# k( G | 48.9 3 ?+ ^8 A; s. @# t' B! i( ~
| Alberta 7 q% w7 I( C( t6 h" Q( q- O- i
| 340,500
* R% z$ \( b+ P6 t | 2.9
6 I/ \' s- P! V. @" [# J | 74,400 : R+ X$ A; s! u s P1 E/ n
| 32.5
; {8 u4 d; k: d1 j" z$ z | -1.8
9 P& [' c, x3 G2 Q# |5 S, D | -1.2 ' @& o5 }1 J$ Y. ?+ I5 `1 j
| 36.1 + ^$ O0 s9 }4 O Q. U
| Saskatchewan
1 t6 ?: m$ ^" d' A | 312,400
8 K2 l% S9 L& B2 @2 \% x' M, t | 6.3
$ B+ u) C# c" K0 I | 70,900
1 U7 @0 M* c* r | 39.0
8 [' i4 O- o: w0 Q- I | -1.9 # n: }7 h# S) ^9 C7 T/ k2 E% x. _5 {
| -0.8 8 r0 K/ q, z) a, J( l& O
| 36.6 1 p% T9 {5 ]7 l
| Manitoba
: P3 f/ Y1 w Q/ S) C | 251,000 - c! W! _7 S( d+ V6 w) l/ S5 E
| 9.2
O& s7 q: b8 D$ `8 l, b | 60,800 ( z7 H4 t) C) O
| 34.7 3 S1 C2 |( ` I$ M0 l7 u( F; e. H- U# }4 t3 ~
| -1.4
/ m, ~5 _( K9 F7 [ | 1.1 8 O& y, v) _# r9 A
| 36.8
; w/ i( P. ?% u8 E | Ontario Z' Z1 ]6 n% \& i7 Y
| 337,400
/ ?/ Q- K" K* o( e, B | 6.1 ( M4 R1 E/ \1 x" o( g
| 77,900 3 a! v6 F) v) V3 Y
| 38.9
, [; Y4 T/ D; Q' g | -2.2
2 H( [& H* y$ B: X0 v; L' ^2 H | 0.2 8 a0 @+ k& q: _( ^% D8 I( q
| 40.1
; N2 c9 Y$ Y+ o$ P; y' a! f0 `" A | Quebec
; }+ ]. f, Z8 y* q5 D, m | 221,600 , {% u0 H; }5 s5 _, v( }9 [
| 9.3
4 Z) V2 j) }# C | 51,700
* w$ B, u! |$ N) v* G5 r | 35.0 7 K" a; v9 r9 ^8 f
| -1.4 # R0 O8 z3 N7 |' [# }, I* O( o/ x
| 1.2
- s$ U; u9 \2 G& F: G# ]! C6 v, [1 { | 32.9 ; L1 N) |) S5 D+ N8 L' z ^4 f4 k
| Atlantic
8 d+ S* p7 X; J% y | 196,600
, S% F% k, o) m" E5 ]5 I | 2.3
* ~6 r6 t; A: t W, Q7 P: \ | 48,200 W! Q- Q. m6 W
| 31.4
& A4 V$ }4 X- A Z | -1.0
% I' ^7 D$ a# q U1 x | -0.4 3 h) y* \/ j* t F) a
| 31.6 . S$ X: R$ z8 V1 X1 L
| Toronto / b+ r( H+ e2 l% v" W
| 466,600 0 x% Y! x0 y1 \9 p
| 5.0 + H9 F7 D7 a* M; O7 r5 x2 u
| 101,100 : _! `4 k1 E4 i( J6 ?' _" r
| 47.2 . W5 k4 S) V% S. a( U3 R
| -3.0 . t, x/ W* F- K, v
| -0.1
/ c1 z8 F$ F( a0 ]' U* {6 o | 48.2
- s5 K% z7 {1 L+ p | Montreal 2 ^8 h, ^9 x7 X/ l
| 271,100 8 _* @ V4 q' d) u) c
| 11.8
: j* s9 @$ p& w4 p+ y* N w | 61,600
3 Q+ O( _) S( k! U7 X | 41.7
) D8 ^" [% G! @6 f | -1.3 ; c2 s( `5 I" ?6 R- T
| 2.2
" D+ E9 @ F; P3 t | 36.9 + l7 k! r j# `: k6 Y$ A
| Vancouver ) Z7 r& @+ N# c/ o' d! m
| 672,500 : m, W; N" o& i I9 V
| 9.7
$ y, o5 e! b5 E6 v G | 131,600 * r+ T) _) g. y) H( L% p
| 68.8 & T3 [7 W1 K% ]: H- e" k6 x9 {
| -5.4
H/ l8 h4 `/ Y | 2.4
8 `' T a; F9 [0 q7 y. }- [1 h | 57.3
* @' h3 @ l: e | Ottawa
: g5 n. J4 y1 K& u- Y | 340,800 . q2 M2 A# z6 c5 G7 C$ a% ?( u
| 3.4 0 h& V8 [1 a1 G
| 81,800 6 Q7 q) U1 n y7 [ i
| 38.2
; D( E8 l/ P4 c$ B | -2.9 ; h' g$ c! a4 f# @
| -0.5 & e# Y. X! Z, h
| 36.6 - ^/ ?* q5 {! ^& M8 U: I9 {1 a
| Calgary
) y. }9 J( p/ a5 Z2 O | 412,700
: g5 A6 H; Z. o" M h5 \/ n: s | 2.7
9 { `0 c3 y- R2 @' \ | 85,00 3 |0 r$ O* O: F4 x8 i. Y$ A2 a
| 37.1
" h* p. K4 A G5 Y0 i6 D3 | | -2.0 # t1 K. o2 u- y1 Q9 X0 j5 U
| -1.5 ; l y Q* ?. R, n. G& e* i
| 39.9
: B; I$ _7 b k% Z! s; i | Edmonton
u) p+ L/ h" x, ^ | 322,900 / X. h9 B6 o. e
| 5.4 ; \" G4 J; k8 ]
| 72,900 4 N9 N" Z9 n/ X9 \8 L
| 32.7
$ J. g o( b& D( ^9 Q: u8 I4 I | -2.0
% N" l9 u" r x+ K6 f# C+ W | -0.5
. h' k: k I2 z) z4 \ | 33.9
, m" ^) \9 b3 E2 @ | 6 G: Z3 ]& \! t1 z* x- Z$ h
% `8 t9 B, h5 \* A9 q2 E+ _
Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house.
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