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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?
& N5 I+ Z7 q- @- _4 A: }& }你想开哪种帐户?
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Do you like to open a current account?' t$ f$ Z7 z4 N
你想开一个活期存款帐户吗? 3 b1 u  |9 J0 c# d7 ^" e( I

" G% Y  p* }3 t! cA deposit or current account?
4 o  R: Q( q% Q5 v  q定期还是活期? & J2 \/ j) K, W8 R/ R. e
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Please tell me how you would like to deposit your money.% `& N1 M0 m; G' r: w
请告诉我你想存何种户头? # L$ D2 |' C4 H( u/ X: U

- p# U, V/ T9 W1 d5 UThere's a service charge for the checking account but no charge for the savings.
1 z2 m: ?# G. P# D9 q+ t. r+ y支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.9 }' H$ \+ W2 ], E7 }" D& q
我们储蓄存款的最低存款额是100美圆。
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1 `4 Z; N( N& {2 j$ U6 R% I  gFive yuan is the minimum original deposit.
0 f/ v; u- V( `" U" j8 v) d7 ^最低起存款额是5元。 . r" M6 w' ?. b& j
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You can open a savings account at any time with an initial deposit of 50 dollars.
# ?; g7 r3 F& v你可随时以50美圆的起存额开立储蓄帐户。 $ F( J$ o" W2 D* |7 e( W; O

: z& z$ I! ^. p$ u) fEven one yuan is all right.8 ~& j. B0 D/ f! x
甚至一元也可以起存。
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; d6 O  \$ N+ G7 }. W9 J- rHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.. N& ]; Y/ @* S5 S' H
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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$ d& |6 G3 o& ?+ |% F! b- O9 nI should like to open a current account.
- j) O2 K* z4 a: r我想开一个活期存款帐户。 2 t& u# J3 q4 r, X% L$ m8 V* d/ J

% O; A/ K6 q. L: V+ ]I need a checking account so that I can pay my bill./ }! O9 E; ~" [  }5 U# s5 }) O
我需开个支票帐户,这样就能付帐。
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0 u8 R4 k3 r6 i) G$ V! EWe'd like to know how we open a checking-savings account.  j. t# X8 s" g
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
( |& K" D! {! A4 p& Y8 h我在这里有一个支票存款帐户。 ! q5 T- N& z& @- f9 e
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I think I'd like a deposit account.
- h! h3 J" `5 o# j; W8 t! p7 p  ~' M我想要开个定期存款帐户。
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Can I open a current account here?/ [. Q1 p& j5 Q$ k
我能否在这儿开个活期存款帐户? 5 k% s6 f8 }/ `3 z( a5 L2 W- v; n" E
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I want to open a deposit account with you./ U2 p3 P0 C. ]6 f
我要开个储蓄帐户。 7 i  j4 u6 B& g# V
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I'd like to open a deposit account with you.0 a# T+ b7 `( v1 X
我想在你们这儿开个定期存款帐户。 9 L* ~7 c; I" c! t
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Could you tell me the difference between a savings account and a checking account?8 I& x1 U  V5 M
请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.6 {, Q* H  [' C6 I* f$ m: ?
请告诉我开个储蓄帐户需要什么手续。 9 B4 U3 {+ S& ^3 s; f
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Will 100 yuan be enough for a minimum deposit?" V% }* t4 Y; Q6 z/ G+ m9 l; U4 k- J
100元作最低存款额够吗? + j0 N3 T; J$ t. n! a
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.1 [  @3 K7 q8 V8 C3 K* m
我想知道开一个支票帐户200元存款是否够。 + Y& N& x% G4 t* s  O8 o* U* e

2 z9 w, e. @$ k* aCould you tell me how to operate this account?
3 R) E" M! ]3 p( O& }请告诉我如何经管这个帐户好吗?
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7 G4 v* `4 s- NIs there any minimum for the first deposit?& [8 S' j7 |: V5 k9 A1 ~6 m/ o( H; h
第一次储蓄有最低限额吗? - N; e# U( b5 j: m8 ]
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How much does each account cost?
, Y7 Z5 H% G/ K2 o: t每个帐户要花多少钱?) m; }7 M) L" b. U0 B# ]
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Useful Phrases
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0 D& T$ u1 o0 O8 Jcurrent deposit, current account 活期存款
" ]. F& h) c$ X1 U* s+ Cfixed deposit, fixed account 定期存款  |. o# ], K+ {% T
fixed deposit by installments 零存整取' n' f- V3 H  y. Q
joint account 联名存款帐户/ U9 q0 o) A) K# M4 y# i5 |
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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; V' ?3 i( n* Y4 ^% sHow much do you want to deposit with us?; c% |2 P/ h: S5 z4 Z; X  X* d
你想在我们这存多少?
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% v# u4 P- G& Y% A6 wHow much do you wish to pay into your account?
: x1 D  ~5 b1 M% J你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?( I$ x  H3 _/ Y) m( a! a0 z# v
你计划在你的户头上定期存放多少钱?
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* G5 Y5 V' O/ B% r' s) P. kHow much cash do you plan to deposit in your account?
1 A% i, H2 k- V- S) ]8 k) p0 }5 H你有多少钱要存入呢?
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$ o% Z) d& E; U7 ^9 N$ ^I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
! ]9 c, S5 [* `0 c, r我认为你可把钱存入银行,或留在银行暂保管起来。
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$ g4 M/ G9 T3 J- K5 EWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
  J6 Z  h- H+ C) u: Z& w1 w4 Q4 r请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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+ ~% T: k9 J3 I: C8 eI want to deposit 300 yuan in my account.
" b5 d5 t5 j( ?) h' y' W我想在我的户头上存300元。
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I want to deposit these cheques in my account.3 Z& _' U" v( E5 O: {9 b6 t6 R
我想把这些支票存在我的户头上。
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' [: c  [3 Q' S8 xI'd like to pay 200 yuan into my deposit account.' W$ R" l- {+ l. g2 o3 e5 _7 r
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.5 a* z+ o! W8 Q- B4 z! ^
我想存入我的工资支票。
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: l- k5 ]) e. j  VI'd like to know whether I can cash a cheque here.  i1 e. g, {1 H2 ]
我想知道我能否在这兑换支票。0 H) I+ s, M/ r# Z

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Will you please cash this traveler's cheque?$ u* u- D- W( `' E( f
请兑现这张旅行支票好吗?; n- L+ l+ O  M/ D" ^

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I'd like to cash this money order.- d9 a+ b3 A  C9 {
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.
& Z* a' s& t" X& |/ l# S5 {我要把旅行信用证的结余兑现。/ O7 Y2 a+ g0 d7 g0 v

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Will you please tell me whether you charge for cheques?: t7 E! M: M' S: d
请告诉我兑换支票收手续费吗?& v: j' Z4 z7 w0 n

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6 L5 D" C8 r; N0 WCould you tell me how much the checks cost?
8 p: O& j. S5 j% o7 i. B请告诉我这些支票要花多少钱?- P$ K4 N  V; J% J, s( z

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  r5 L' F9 [& i* EWhat if I overdraw?
+ ^" m' }) M0 {* O/ ]% a3 n; w: C如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.4 L2 ]( X9 M+ q0 d2 u) W
如果想兑支票,请在底线上签名。% c7 ~( q% W3 ~' a# ^- C& U
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Please write your account number on the back of the check.+ I/ A  r3 @0 I( H  a0 v
请在支票背面写上你的帐号。% |; |  ^$ w5 `% K8 k; a; Z6 G' z/ ]

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, V) p" I4 A, b- P# rWe honored the check as the overdraft was only 5 yuan.
$ z" e" C. w# `3 p6 ^我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.2 ]8 Y/ Z$ c- W0 e; g
请背签这张支票。/ I( o5 b7 z. N2 D: H. i1 Q. L: Y$ X

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3 x9 H$ b& P8 j  K, d0 \' zThe traveler's checks cost 1.5% of the total amount of purchase.. z6 V5 A$ g0 ]* ]: x2 a
旅行支票手续费是购买总额的1.5%。
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) k4 ?- g9 |6 p2 G& IHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".  A9 @0 h; y% j
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。% X; `( a# N2 i) n: e
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% V3 `& B( l0 W8 d& A) O7 b2 iEach cheque you write will cost 2 dollars.' S5 S( C- W2 D+ T9 |! C
你每开一张支票将花2美圆。
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7 G! h. D4 j( _4 D: V, D1 j) u9 I5 FUseful Words and Phrases
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account number 帐目编号# R8 g- f4 |/ L1 u) f
depositor 存户+ D( f5 [: g- P$ ?
pay-in slip 存款单" ^% r2 `; l" W+ g/ J; S7 `
a deposit form 存款单+ j' [) W$ C2 {
a banding machine 自动存取机
! P- n& b% s& J8 @to deposit 存款
- g+ R# o  R1 D* H8 P) wdeposit receipt 存款收据' }' ^. h: F2 U' @  I! p' n
private deposits 私人存款( y) N. k8 i0 S- q, m, I
certificate of deposit 存单
: Y5 q% b; D1 K6 [  `4 B) |deposit book, passbook 存折
3 K% {1 Y. j2 i" s( `credit card 信用卡
. C/ f5 A0 c! i1 I7 Jprincipal 本金* x/ n6 X, o! C9 i. C9 b* m! u, x
overdraft, overdraw 透支
# M: m. ~8 O3 Gto counter sign 双签
& o+ r0 U/ p+ I4 Y! R% Rto endorse 背书( _3 d5 {) r2 k- }) L
endorser 背书人/ @# r+ [) ?1 ?2 Y6 y
to cash 兑现; _3 p0 Y9 J; ]' Q$ x
to honor a cheque 兑付
2 a. k2 o- Q+ v0 v* X* bto dishonor a cheque 拒付
6 Q  n; m. b7 B& ]: L0 W2 ~# sto suspend payment 止付
1 l+ f* \2 g5 R- y5 D! Y( ]) Kcheque,check 支票
& u) a0 v4 c2 `& @% b7 e" b4 Lcheque book 支票本
% d- O9 v. G" {- _order cheque 记名支票1 c# k  U# ~  C- o3 `& t
bearer cheque 不记名支票
4 A7 E& I/ _( O& z0 d# F- Q1 ^. ucrossed cheque 横线支票/ r6 Q' j2 r3 E  f
blank cheque 空白支票
2 a+ e' z7 m9 K9 R8 Arubber cheque 空头支票  R/ A& Z" K# M7 K$ d9 u9 \
cheque stub, counterfoil 票根
" u1 E/ K0 `( w, G, H; }cash cheque 现金支票8 l( k  q, ~7 {
traveler's cheque 旅行支票
& [2 c/ P: A: I5 B5 v8 G" {7 P1 Jcheque for transfer 转帐支票
* G) r. a- W8 J) voutstanding cheque 未付支票
& b6 B, b; y, y6 Pcanceled cheque 已付支票
0 n- W' L. m$ B- I6 R7 M( [forged cheque 伪支票
6 b8 n9 v* }3 e" o( ^Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余4 a/ m/ c" {) h' f% \
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin./ J: f1 L4 D3 H
我想知道一下我是否能提取存款来支付天津购物的费用。8 E4 g$ e% B5 v! P2 S& o
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I want to withdraw 200 dollars from my deposit account.
) W+ j2 R( _! F. W我要从我的定期存款中支取200美圆。3 m8 M, d# `6 L' v8 S

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I want to close my account with you./ k; l' O5 ~6 B# h( `6 Y
我想结束在你们这儿的帐户。
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# U' Z& C0 `4 Y. f5 d5 t5 C/ I1 ?0 a5 gI'd like to draw 100 yuan against this letter of credit.
$ L9 @. T5 x; `我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?6 L1 @" m' q3 \3 W6 r
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?: S! A& c) I7 ^1 ^- i$ a, b  B
能否把存款结余金额告诉我?" L! d$ J+ C, a5 z0 N5 o) Y* m# v

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Please let me know my balance.0 A3 o: Y1 s4 Q' b& B
请告诉我结余金额。2 a7 P- f6 v' y

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I think you can draw on this account by cheque in payment of goods." U; I/ y) W0 P  O/ P- `( o: X
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.. T: T" f0 `# Y; g6 L
你在本行的结余是300元。
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Your deposit is exhausted.
$ g1 l3 y. }8 ]7 v  e你的存款支净了。
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Your letter of credit is used up., r- v8 H  F+ H5 l. Z( D% {. r2 G% W
你的信用证用完了。/ o6 g- q$ G# p4 H5 C! C8 [! q

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; S; k9 j1 E) W, J4 b" R; m% ~7 _+ gPlease tell me how you wish to draw your money.- Q& P$ Q4 X; u& Q; e% q2 R
请告诉我你希望怎样支款。. h" K- k1 D! @; V; U" M$ p

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Fill our a withdrawal form, please.' j6 e3 ]1 X; g3 g
请填写取款单。
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' B3 K( M4 y7 u% n* y8 @The letter of credit is exhausted.
4 M: V& ]" {6 `% z  e8 x信用证上的款子已提清。% |% G* m- Z8 i; e
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* s2 A1 N& O; O9 [& @0 q# Q. O$ PThe letter at Counter 6 will pay you against your number slip.
2 G1 q( V* R. |5 d6 B六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases ; [% F& O1 L0 z) I1 b: h

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to close an account, to clear an account 结清5 \: x: H) P6 d! g7 o% t
to draw money 取款
$ J6 {9 j2 x* U4 E3 X5 u+ S; v& t. `drawing-out slip 取款单
* `: e+ t% p# Gthe number slip 号码牌
4 a' a9 L# j% s, K# ~' Aa withdrawal form 取款单
6 ~2 [. [* c$ A, q/ i% z' J. ~to fill in the receipt in duplicate 一式两份填这张收据
$ R8 v- @8 Z5 S7 mteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表8 i! a% Y  M3 L# K9 t2 ^& h
好,已收藏!
7 _: r* F) T! B8 w
Me too.
大型搬家
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

+ T* t. U# @1 B/ S( G; z; Z' L( N
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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