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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?" ]& _! j  p5 j1 h9 w
你想开哪种帐户? ) p# ]% B; Y# d( ?
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Do you like to open a current account?' q1 H2 @2 B: T, O- M" F5 {
你想开一个活期存款帐户吗?
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( a! V) ?" z1 H( ?1 T- d/ ~( sA deposit or current account?2 R. N/ L2 W3 |' O' R
定期还是活期? * b, P3 [! ^+ Q8 `; K" N) I+ L- U7 m5 Q
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Please tell me how you would like to deposit your money.
) _8 I- B% T  R/ y7 y" _/ X请告诉我你想存何种户头?
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  M3 B6 ~% v5 b( U6 l7 R3 ?There's a service charge for the checking account but no charge for the savings.
  z! L* q5 s9 Y) W( H支票户头要收服务费,现金户头不收。   s2 c+ O/ l4 N+ q' j9 l
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Our minimum deposit for a savings account is 100 dollars.+ f% e6 ~" c6 ~! Q% o# ^
我们储蓄存款的最低存款额是100美圆。 & V# b+ h8 }# G# Q

% g4 B8 y8 |: p) o4 T- EFive yuan is the minimum original deposit.4 s! F% L  k2 i6 x$ B' S
最低起存款额是5元。 " q4 S$ v7 e8 f+ N8 y; S; v- {9 F
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You can open a savings account at any time with an initial deposit of 50 dollars.
  g4 Z% U8 h4 C9 [9 w- \你可随时以50美圆的起存额开立储蓄帐户。   O- n/ T+ z+ }2 p/ s# w

- U) V% \4 Q, P9 WEven one yuan is all right.) j; g( f- z4 S4 i) m. e& d+ k
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.1 h+ }5 k+ l' }2 A6 C( B
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ! L& x0 ^5 J* l

' V( P9 X7 z" Y$ |I should like to open a current account.
( `; K7 v9 \; w  g9 I5 W2 K8 J+ J/ Z/ K我想开一个活期存款帐户。 2 q3 V$ t3 h/ j+ g' w
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I need a checking account so that I can pay my bill.
* `0 i0 j( ~, k# W7 Q6 j% B2 W1 r4 K我需开个支票帐户,这样就能付帐。 1 v  a; H# Z: A' a! m

$ V; \' L/ \* v% f0 {( KWe'd like to know how we open a checking-savings account./ c) t1 F% j/ Q2 S
我们想知道如何开一个支票储蓄帐户。 $ o" p5 Y* B- f* P# _

5 r* W6 y4 Z; MI have a checking account here.( N% Y, y9 \7 F* Y/ U
我在这里有一个支票存款帐户。
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! w: ?7 _" S1 ^8 J7 ~- T3 ?7 w7 C* p$ ?2 S4 JI think I'd like a deposit account.
3 B/ d! C2 q) C4 ]我想要开个定期存款帐户。 8 A" I- ?) M1 O3 R7 P9 y# Z$ P
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Can I open a current account here?
8 E! i* ~; R. Z我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.5 ~- U$ o0 X7 c7 a3 d9 g
我要开个储蓄帐户。 - I; [! N) \2 ~, P- ]" h
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I'd like to open a deposit account with you.. O1 T# g% v: V$ G+ k9 H9 k/ V
我想在你们这儿开个定期存款帐户。
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- A2 {$ F" ?5 F; D2 }0 O. C" u5 uCould you tell me the difference between a savings account and a checking account?
$ l( Y4 x# W5 z; [请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.. h7 `5 e$ p& M; r- x" l) b  L
请告诉我开个储蓄帐户需要什么手续。 7 a3 s3 r' a1 J4 M% b) L

6 B* N* |0 C' d8 m9 m* G' \' H: XWill 100 yuan be enough for a minimum deposit?9 _" V* ^( k- @+ n, n
100元作最低存款额够吗?
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- Q# q+ m. v) C* R' EI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
  ?  w0 ~/ L+ @& T8 P- l我想知道开一个支票帐户200元存款是否够。   F% Z) D5 }3 ^7 H& b) t
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Could you tell me how to operate this account?) N9 a; e5 G3 w; Q/ n7 s9 ~
请告诉我如何经管这个帐户好吗? 1 S$ b1 F8 r# p, i
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Is there any minimum for the first deposit?" _/ x$ y2 y. Z5 g1 J
第一次储蓄有最低限额吗? ! S, ~7 v, m+ q- N) S

; a6 O% ]) f0 U0 ?% o2 O" mHow much does each account cost?4 i4 M# c( R% _% P  x; |# t
每个帐户要花多少钱?4 L9 z& y$ _" ]; u4 q
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Useful Phrases
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  l7 ^3 O% A) W2 B# a( i2 Hcurrent deposit, current account 活期存款& t& c* s$ E1 k* s& x5 k, z
fixed deposit, fixed account 定期存款9 ]0 r% v/ Q( T# w
fixed deposit by installments 零存整取
: U  S' h- S, }  T' h( U# W) j* t8 \joint account 联名存款帐户
& p& r" \6 h; a6 R) Tto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?9 p; g' T" p2 y5 P; ]# G
你想在我们这存多少? # x; D4 r. i; q% A6 S' M: x

( N0 f1 K2 |$ {' _3 yHow much do you wish to pay into your account?
. @9 {, r4 X6 E  t8 j8 h+ h你希望在你的户头上存多少?
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: w5 r  R% x+ T( @! N0 cHow much money do you plan to keep in your account on a regular basis?4 ]( L4 m. N1 V
你计划在你的户头上定期存放多少钱?1 `8 G- y; p* n3 |
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How much cash do you plan to deposit in your account?2 y# o5 m6 i# g; D, T2 c8 {
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
" r% u# `) ?3 e, S' c. g我认为你可把钱存入银行,或留在银行暂保管起来。
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0 d7 u2 [, _3 b. i# nWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?: X' i, I. x) _
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?6 W% [- y" t2 U/ k' Q, h. R% ?

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I want to deposit 300 yuan in my account.3 ^6 M% ~9 A+ W  U) ^; g2 o
我想在我的户头上存300元。; U9 x- `0 v8 r7 f5 \* D* Q+ U
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I want to deposit these cheques in my account.
7 Q' O0 f7 o& c$ i6 o1 O3 m+ t0 S8 y我想把这些支票存在我的户头上。4 e0 V9 K! Q1 ^, m4 Y) T
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I'd like to pay 200 yuan into my deposit account.
$ g! D& ~) o3 D, p5 C2 E我想在在我的定期存款户头上存200元。; F* V/ R" s) h3 v: ]
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I want to deposit my paycheck.6 C& [/ D2 A) x+ x; l1 x
我想存入我的工资支票。. L8 U9 Y8 ?1 E( t; S& t

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I'd like to know whether I can cash a cheque here.
& [2 n. [2 A) W7 u! j我想知道我能否在这兑换支票。
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/ z: v! N; O& t% F) v, }" y2 EWill you please cash this traveler's cheque?4 c& @$ }; `. q$ G2 O
请兑现这张旅行支票好吗?
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3 a8 }+ n( q/ ?+ D$ PI'd like to cash this money order.: C4 e1 M, M) ?- G% ?! y
我想兑现这张汇款单。
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I want to cash the balance of a traveler's letter of credit.2 [) i; p! i2 s1 k1 c
我要把旅行信用证的结余兑现。8 |6 |. K+ }3 W

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Will you please tell me whether you charge for cheques?
+ _1 A% D; ^7 e% d2 Q7 E请告诉我兑换支票收手续费吗?# z8 w/ ?. z0 u% v# A2 V; a7 O- |* c1 q

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Could you tell me how much the checks cost?
8 Q8 V1 T' E: Y8 t0 S! s请告诉我这些支票要花多少钱?* x. g/ o9 w5 A/ g. T6 h

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What if I overdraw?
, E2 w# k8 m- ~# K如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
6 i1 A6 e$ ]. Y* B& e7 Z如果想兑支票,请在底线上签名。& I0 v6 z$ f3 _4 H: U

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( U9 z8 N2 T( `0 I; ?% k; m' [Please write your account number on the back of the check.) Y. J4 u, _+ ?$ m2 S4 V6 |8 g
请在支票背面写上你的帐号。9 X# G' L) F7 a! Y7 s3 }  v( f! [0 r

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We honored the check as the overdraft was only 5 yuan.( M8 w9 A0 Q' x! L' x
我们承兑这张支票的透支额只有5元。" l( Z4 O. u" G$ i  p# `" V/ b

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4 Q0 B* `3 N' WPlease endorse the cheque.
  v1 \, g' W9 F5 C请背签这张支票。3 f4 B: r9 v  a/ x

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! y6 ~5 |5 k' V3 q! }* a; |3 fThe traveler's checks cost 1.5% of the total amount of purchase.
8 V! D9 \  t* q7 @旅行支票手续费是购买总额的1.5%。7 H# a* E2 {9 T

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: m5 q$ E; P1 Q8 B9 q* CHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
  T+ ?) d( ]" P& s' F- Z这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。* T3 y3 S: r# ^

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Each cheque you write will cost 2 dollars.$ [1 h* W1 r. v3 b& ~8 }) {$ K
你每开一张支票将花2美圆。
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, z% E* l8 a& ?1 o' iUseful Words and Phrases
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account number 帐目编号
/ c4 B% Z0 {. j+ j' C5 z: F# \, ^- P6 sdepositor 存户
/ I. d; h1 K: Q- Z4 tpay-in slip 存款单9 U4 `' N6 _" G, [
a deposit form 存款单
/ j# L8 M1 p7 X9 la banding machine 自动存取机4 P) \4 t7 Y; i
to deposit 存款
! j  Y' V5 u- t- Ndeposit receipt 存款收据" A7 ?- z1 f/ N" F, \* v
private deposits 私人存款
2 k# T# X! o7 M7 Q/ g- Xcertificate of deposit 存单
- j- g0 u/ u; e+ P8 edeposit book, passbook 存折; q+ w, m/ F/ @
credit card 信用卡" s; [( R) x9 ~6 U
principal 本金
) r, ?7 z! B0 Ooverdraft, overdraw 透支
7 I9 Y' n) T( a# Wto counter sign 双签
% Y/ h6 r1 \& l, r. X1 o) ~5 mto endorse 背书+ J' d  O6 Z6 ~, z
endorser 背书人
0 b9 ~% \( E. J7 o# `$ e8 ]4 ^to cash 兑现
% ]6 h  N" o, }to honor a cheque 兑付
. X6 ^- G7 A0 }to dishonor a cheque 拒付# I: N5 y7 I, ?& t/ d4 M8 b. Q
to suspend payment 止付
: T$ j: a% ?! [8 Mcheque,check 支票
" a- R9 r. x% f2 K& I' I. t9 jcheque book 支票本/ B0 d7 }: K2 S1 k2 [$ M  |7 i
order cheque 记名支票" @3 w, g6 Z4 G4 ?. R3 a
bearer cheque 不记名支票& N6 H, a! Y) j3 k* ^, ^
crossed cheque 横线支票
; O# U2 w$ c. A/ j0 k/ q6 N8 Hblank cheque 空白支票) b0 g3 U" q4 e
rubber cheque 空头支票
1 h* ^5 g/ g& t! T7 f  V$ g4 I, Xcheque stub, counterfoil 票根* k3 X( M/ O, N0 p; O7 X9 j! t
cash cheque 现金支票
* x) D' A5 U' `7 G  ^traveler's cheque 旅行支票+ A7 U$ C/ l' n* {: H8 R  B% O
cheque for transfer 转帐支票
3 U# g$ c5 ?3 T3 ?' L, Soutstanding cheque 未付支票1 `7 \/ M+ x9 Y- h! h( b
canceled cheque 已付支票
; L: e3 n0 g% `$ L$ e$ t- qforged cheque 伪支票
4 U, r( C) a: _( o# l$ p7 x3 XBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.8 D( j$ n  D# i6 p  Z- t8 b5 ^( T, R6 l
我想知道一下我是否能提取存款来支付天津购物的费用。
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- ^- Y( Z2 R7 z( l- M  V$ u1 d6 n  pI want to withdraw 200 dollars from my deposit account.
" @- ?' l0 \6 y& Y6 w我要从我的定期存款中支取200美圆。
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I want to close my account with you.5 t8 O9 i( t7 o1 f
我想结束在你们这儿的帐户。
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- P7 Q3 U& \" ZI'd like to draw 100 yuan against this letter of credit." w$ M3 t* [, z9 ^  f
我想从这份信用证上提款100元。9 x: O3 R/ r5 o- X
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May I draw money against the letter of credit here?
  p) p# L" u- h* X: C我可以在这儿用这份信用证取钱吗?& q9 v( M, ^% j- D( N, e- X

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Could you tell me my balance?
5 ]) M2 o$ `3 _- N3 |; s能否把存款结余金额告诉我?% J/ P* A5 ~3 n" _+ \" y
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5 z2 u+ W1 m+ j' v  l& ^4 H! C. ?# o# dPlease let me know my balance.1 z$ K* T$ t1 q6 x
请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
1 m& I1 ^: f3 v' O: c; `我以为你可用支票提款支付购物费用。" i$ e/ _2 g$ g, Y9 ?$ ?! X* L
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6 j, I4 o3 p0 H: w7 w5 K5 cYour balance at the bank is 300 yuan.
5 S% l; G0 L" Z2 [; B7 H- {, e你在本行的结余是300元。
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Your deposit is exhausted.9 `& E0 E3 q2 U$ S
你的存款支净了。
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) k4 Q+ W. y* q/ l! v( J  |Your letter of credit is used up.0 R2 L4 t3 o  \: R' R+ b0 D
你的信用证用完了。9 t$ f& r. j" U4 H2 z2 \; c8 v  ?
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Please tell me how you wish to draw your money.5 k2 o9 d: J7 `3 J
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.
7 k8 B7 ]  x7 E: A6 u请填写取款单。' {" A3 O4 e0 a' d" f7 E+ ?# C0 L

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The letter of credit is exhausted.
& W' I* X/ h, Z! E5 c: A信用证上的款子已提清。3 j  {3 M2 D$ t2 X) v4 b0 ~
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The letter at Counter 6 will pay you against your number slip.
2 t" T: X6 R: s  Z7 H六号柜台的出纳员将根据你的号码牌付给你钱。 
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, B7 M% N1 k" O; a1 zUseful Words and Phrases " I! H0 n5 U/ v( T* w. K% H' q
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, P# m$ a- V1 o& Cto close an account, to clear an account 结清7 \6 ?9 |8 U! x6 J; Z5 b0 h
to draw money 取款
4 {4 F* G0 s0 @/ ddrawing-out slip 取款单
! M6 r3 x/ r9 k3 w$ q- x  ]the number slip 号码牌, J% h4 T' p- P* g) R3 _! \0 j4 _
a withdrawal form 取款单$ w2 z/ H. r: A+ J7 I
to fill in the receipt in duplicate 一式两份填这张收据. q- \& y5 C7 i* L7 {% I
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表: i: U" ^3 }0 ?( B! I- A$ k
好,已收藏!

' X9 o) H! K1 _Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
( \4 o; _+ j4 n: L
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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