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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户$ M( l( P8 _* Y

4 G3 ?  h* V9 c. HWhat kind of account did you have in your mind?
2 n1 T: i" _& G: p4 D- w: n" m你想开哪种帐户? & {6 P. Z2 t! }# T
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Do you like to open a current account?# y! R+ [( h  ]4 X
你想开一个活期存款帐户吗? 5 E5 a, q& |) s" D% C

8 N- g. E! R' Y4 z7 p! d" CA deposit or current account?
& x2 D9 Z% e* W' s8 u2 w* L定期还是活期?
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Please tell me how you would like to deposit your money.3 F' E/ i# |% H- {4 s- M
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.$ x- k1 q# y+ \
支票户头要收服务费,现金户头不收。
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9 f3 W* O' }+ s8 M9 ^+ rOur minimum deposit for a savings account is 100 dollars.0 |+ t- L* A3 P2 a
我们储蓄存款的最低存款额是100美圆。 0 q9 E6 x' ?& r- c- N2 S

' Y- @" ?9 f5 |' |. KFive yuan is the minimum original deposit.
- P# P! v* r: j/ T2 g最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.$ ~% Q: K' G' z
你可随时以50美圆的起存额开立储蓄帐户。 8 ^6 F7 V( _- M# D
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Even one yuan is all right.: S8 {5 _2 L! p+ D4 A
甚至一元也可以起存。 + S6 i  O) h# T5 l! Y
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.6 I" K# ?$ f* f1 O
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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  v8 a3 v9 {/ b3 [% Z: G2 E. N" [$ JI should like to open a current account.  J% r& x: A, @% g+ p/ Z$ E
我想开一个活期存款帐户。
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) V; y. u* @3 L' J7 E) NI need a checking account so that I can pay my bill.. _2 y  h4 l6 @# n
我需开个支票帐户,这样就能付帐。 * `: v0 y: R. A0 y- M; u8 g' K( r

* A3 }: q- `! t. C- }$ NWe'd like to know how we open a checking-savings account., O& j. `1 _6 S* b1 O/ [, f
我们想知道如何开一个支票储蓄帐户。
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& K. D4 D% D3 v$ L, OI have a checking account here." `0 E7 x  i5 Z3 w" E
我在这里有一个支票存款帐户。 ; i1 ^3 z6 z6 G% |5 |- M+ H

) p4 W6 Y  S: c0 I2 F# T7 OI think I'd like a deposit account.# g; v! N' `: }& d5 X- _
我想要开个定期存款帐户。 3 w3 c0 a3 R$ C  T  ^8 F. n( O
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Can I open a current account here?, T9 t$ }. `* A- h
我能否在这儿开个活期存款帐户? ) b% i, U" I1 u  ~+ a; E! ?  X1 ?: K

6 w$ I# c& S' mI want to open a deposit account with you.
# U# X! F: J! Z' p4 X# [我要开个储蓄帐户。 4 M- F0 T* ]8 X, e

* d" Y4 D- j$ I* VI'd like to open a deposit account with you.
* ]$ [2 U# t  W! D) [( z- D我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
) x8 N7 n. k1 E2 b请告诉我储蓄存款与支票存款的区别好吗? 9 S% H5 O- R0 _$ }2 X" h
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Please tell me the procedure for opening a savings account.+ P/ j- r3 _# ?7 J% ]; ?) a" K
请告诉我开个储蓄帐户需要什么手续。 ) B( A2 X& W: `8 x' U
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Will 100 yuan be enough for a minimum deposit?
+ h# ~0 I5 m; @3 M100元作最低存款额够吗? & D8 {; u, l+ c: \. }! \
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
8 ]" o! Q1 ~1 _1 a6 k我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?
' z# c" s7 Y) s& G( }6 D7 n* Y; O请告诉我如何经管这个帐户好吗? # c# v' A4 G. E1 Z" k( {" q
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Is there any minimum for the first deposit?
5 f$ ?  q( g  }2 L  l4 y第一次储蓄有最低限额吗?
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( D1 Y! d( m/ E0 O) J( J: Y6 qHow much does each account cost?
  u/ V0 g( M9 _$ m( {' C9 L! H, V% d每个帐户要花多少钱?
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Useful Phrases % {1 P; s+ I) V$ B
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current deposit, current account 活期存款
' @4 y, B3 X0 tfixed deposit, fixed account 定期存款" n. s; f" o6 `" e. z: l
fixed deposit by installments 零存整取
6 @1 {" P# f+ h, A1 E2 L0 yjoint account 联名存款帐户
4 i' I1 H0 x8 L- z& Q) Mto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?2 i- @3 o' c6 O, B8 n6 V+ s
你想在我们这存多少?
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How much do you wish to pay into your account?
1 D' b. G  l) E& U: N2 t你希望在你的户头上存多少?7 I: A& U+ e6 M, L1 s* w
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/ S- u9 [0 |  t0 j) W$ Y1 tHow much money do you plan to keep in your account on a regular basis?& k5 r& c& M- X# @
你计划在你的户头上定期存放多少钱?/ S$ l, G, \+ x5 H/ O
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How much cash do you plan to deposit in your account?
0 v, w  p3 z8 C% L8 y6 ~' R你有多少钱要存入呢?$ A0 T5 ?0 g# J) _+ ~& L

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+ E/ h4 e. Y; u' ]1 `& y" I, cI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
! {% ?2 E  r2 b3 N' l2 ^我认为你可把钱存入银行,或留在银行暂保管起来。
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( e/ Y( d. l3 M" u) T: n7 N: ^1 r8 gWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
. T: T  `  a5 A: \( e* Z& O) F/ u请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?2 i1 Z- c# }1 O

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# a* `! V" [+ V* OI want to deposit 300 yuan in my account./ ~1 f, a% c& R/ t$ L3 S, q
我想在我的户头上存300元。
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+ e2 J2 @8 L8 m; n; a; e2 XI want to deposit these cheques in my account.
- P3 D" {* p4 ?! `- S# T& v, g- ?3 K我想把这些支票存在我的户头上。
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+ [* x, B. x- u2 T( M8 t( JI'd like to pay 200 yuan into my deposit account.2 q* F1 j! d$ n9 u/ A+ Y- B
我想在在我的定期存款户头上存200元。$ j4 k9 a5 `! L! l7 p/ [

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I want to deposit my paycheck.
( n) t0 K' j+ ?9 K1 C我想存入我的工资支票。
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- j3 r& q. \, i* Q1 _8 AI'd like to know whether I can cash a cheque here.
# q' }/ U) D% g: b  s1 d我想知道我能否在这兑换支票。
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. X8 s* _! y, m# ^Will you please cash this traveler's cheque?8 @8 U  ]* m* I$ `: ?9 B
请兑现这张旅行支票好吗?
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' }6 W7 @8 Q. B. ?& H  AI'd like to cash this money order.
- e  \' j/ \" X* ~我想兑现这张汇款单。0 B! `- P5 m) U0 t/ r# a
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8 D' _5 k. f: i8 s" UI want to cash the balance of a traveler's letter of credit.9 |, [+ f' x4 ]8 l
我要把旅行信用证的结余兑现。
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: z. l3 {7 Y; t# k; L9 SWill you please tell me whether you charge for cheques?
1 h. \/ j  l7 k1 D% Y; {9 I请告诉我兑换支票收手续费吗?) B2 `+ ?7 `3 X( H" O9 [7 ^# g

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Could you tell me how much the checks cost?
0 Q" j4 k6 @8 e( w/ d请告诉我这些支票要花多少钱?
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What if I overdraw?! r$ P7 [) l/ D0 n" Z) ]9 E
如果透支了怎么办?; g+ P+ X* n# o5 Y

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5 @+ Q) O% Y! @4 d( bPlease sign your name on the bottom line if you want to cash the check.' w6 [* k. \$ T$ ]' @' C: R- q
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
1 e5 O, `( q" T& \请在支票背面写上你的帐号。7 x3 X" A) D1 J1 E6 {6 y/ |
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We honored the check as the overdraft was only 5 yuan.
: n: ?5 ]; |, {5 G! N我们承兑这张支票的透支额只有5元。
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0 w( P& Q- Y5 m" ~Please endorse the cheque.8 F- x- O1 e5 Y: r- V
请背签这张支票。
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% v; U# Z8 W4 d6 q  W( k, g/ H6 NThe traveler's checks cost 1.5% of the total amount of purchase.
0 C7 d8 f1 I9 q0 g% B旅行支票手续费是购买总额的1.5%。, s! ^6 Y8 U- L9 ^% ~% j0 O5 `, f

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open"./ l0 o8 g! P( v  x& @9 d3 F
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.  ^/ O7 C& w0 J6 g2 @7 D* S
你每开一张支票将花2美圆。  U. v& l7 a' P% i) |# ?
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2 z( s) c$ a8 A) _. Y6 `4 B7 l* LUseful Words and Phrases - W0 G7 E; F6 o- `5 `* t, y! J) G
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account number 帐目编号* P! h2 G+ x; z8 `
depositor 存户! T( b; A, |( t7 e1 Q" `, P+ Z
pay-in slip 存款单- A; l8 F5 d1 m- l
a deposit form 存款单& p' H$ m- U# J! A
a banding machine 自动存取机
" Q) J0 J2 H! y$ X5 h5 b: w! ?to deposit 存款4 P# H. U! D* Z7 K2 G& B
deposit receipt 存款收据5 [3 w0 t2 {( e7 ~* G
private deposits 私人存款! Q4 w1 d; X9 d" J5 Z
certificate of deposit 存单
: K/ j, P8 S1 K9 c0 G9 ]deposit book, passbook 存折5 X/ X" h. R8 u
credit card 信用卡) Z. `6 t( t5 \5 E
principal 本金4 v. V; E% a- L- f+ Z
overdraft, overdraw 透支6 a- \) R/ W2 F6 [5 P
to counter sign 双签) |! s# \% v& P; X  o/ ?
to endorse 背书# _/ ]% v4 f7 j: F9 g! T
endorser 背书人# y+ g6 k5 Y3 |- }3 F$ U9 c
to cash 兑现; _3 a: `& x& m
to honor a cheque 兑付
7 a  L8 a7 M' B& zto dishonor a cheque 拒付' o( h, o* {5 Q) j& w" B. R' ~4 B. I
to suspend payment 止付
) k7 A  ?( v2 J$ Echeque,check 支票% z; J0 B( ^9 s
cheque book 支票本
6 E- J' H8 l$ K3 uorder cheque 记名支票
  d6 h/ ~  `/ K- Cbearer cheque 不记名支票
9 a% x; A. ~6 k' |2 G0 j! q+ G8 ocrossed cheque 横线支票
7 ~9 p! O" R6 B; H* C7 [& Bblank cheque 空白支票
) O" w" q$ e  j! T% s" _- srubber cheque 空头支票
& N( X4 D( \2 a# Ycheque stub, counterfoil 票根
2 m4 _: o) b# L5 j; F/ Wcash cheque 现金支票5 R! Q1 h, T. V, c5 o1 l- N
traveler's cheque 旅行支票1 {9 y+ k  k' w
cheque for transfer 转帐支票/ P/ k- V& w. o4 h- z3 A" B' m, s
outstanding cheque 未付支票
# }5 J' T3 v: p( y0 G8 y& jcanceled cheque 已付支票
; N2 ]5 H6 S2 j/ I  {forged cheque 伪支票
' f- k7 C& X6 l  DBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
6 `: j: G! p3 y5 b- M) K我想知道一下我是否能提取存款来支付天津购物的费用。- a' u9 F" H% }0 w( `

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I want to withdraw 200 dollars from my deposit account.
* J( Q1 X. Z' I2 S9 T" N  P" H7 ]4 V我要从我的定期存款中支取200美圆。
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I want to close my account with you.! @  I* k- t& o5 C& m% G/ b; O5 @
我想结束在你们这儿的帐户。: y- `1 G. f( U: ~4 K  h

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I'd like to draw 100 yuan against this letter of credit.% ]9 |8 L) F$ J+ [
我想从这份信用证上提款100元。
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May I draw money against the letter of credit here?
8 Y- J- f% j: a& E0 E) x1 X我可以在这儿用这份信用证取钱吗?$ H: \& K( a* c/ |, x$ `
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Could you tell me my balance?
( S, q* S  E  v, S0 U/ P2 f) ?能否把存款结余金额告诉我?
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Please let me know my balance.
# v0 ]7 F3 Y4 b8 K. P请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.$ R# k7 t5 \5 N; G
我以为你可用支票提款支付购物费用。5 _6 k' r* C1 D% B% p" ~1 |; S

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Your balance at the bank is 300 yuan.
8 X( F3 n2 |2 p你在本行的结余是300元。
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" K! U( B8 D. y: ~: q5 VYour deposit is exhausted.
! B5 u5 o; G2 @& [  X你的存款支净了。
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Your letter of credit is used up.
8 r# u  I8 V' w6 f+ M+ r2 o你的信用证用完了。$ c, I3 {2 C# c0 ^7 ]! t

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Please tell me how you wish to draw your money.6 F, C( c: r; C
请告诉我你希望怎样支款。
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5 U4 O  Q- t8 Y% y+ ^9 }, j+ `Fill our a withdrawal form, please.
4 q3 M1 a! b$ B2 Q' R- T; Z+ ?请填写取款单。
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% U$ z' v$ o8 ?; KThe letter of credit is exhausted.1 x% m* Q0 o- g+ `/ f' ]5 E5 H
信用证上的款子已提清。" y9 A: u6 D, j8 o+ h! |
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The letter at Counter 6 will pay you against your number slip.- d0 h/ m, h* N( e( r( A
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases 8 @5 d% N# j9 N: p" @2 g1 y" L

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to close an account, to clear an account 结清# }; a0 n' N2 _" o& s
to draw money 取款& c' i+ o) P, D! E9 l
drawing-out slip 取款单' ~0 e' @  L% A& {4 S, g
the number slip 号码牌
2 |* ]/ J; U; [# o/ k% ~a withdrawal form 取款单. _+ U" X, T7 w* @$ \( u1 `
to fill in the receipt in duplicate 一式两份填这张收据9 G' k" n$ F) A8 B
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表0 v$ I3 g& x/ F2 `: g4 O
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
' s( z- B3 J$ e, J# o% v/ C
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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