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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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5 X4 ~3 F0 X* L) v3 O4 ~# sWhat kind of account did you have in your mind?- a4 I7 L1 l8 p4 n
你想开哪种帐户?
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9 z# q& s% b' T: \7 ^Do you like to open a current account?; o( B" [& `8 I) I: n, @$ k
你想开一个活期存款帐户吗? 1 L7 t) B! N: n3 S1 @2 X

- V, y7 P4 o5 V) r8 [6 D5 DA deposit or current account?3 d( L% i2 ]. C
定期还是活期?
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' T0 Q) }/ I, z6 S$ h6 MPlease tell me how you would like to deposit your money.) U: B' ]5 E; j2 Z; Y4 Y1 T1 ?" F
请告诉我你想存何种户头?
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$ D! G4 Z1 Y$ A2 ^There's a service charge for the checking account but no charge for the savings.7 M+ v' B. P1 e, K2 b" c3 F
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
4 Q; \8 |8 }6 a) P3 N我们储蓄存款的最低存款额是100美圆。 $ e3 o- Y5 q* M& @
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Five yuan is the minimum original deposit.
' h' |1 v7 `2 ^3 u  p0 h, c1 _" r最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
- N% t, X/ D' P7 x: Y" W你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.' q/ r" H3 Q; D5 x5 J) p8 G
甚至一元也可以起存。
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- [( z# s' t2 C% n& FHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.$ m! g. w9 x3 L
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 8 K1 o7 S9 |' B- y; |& G" g
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I should like to open a current account.
& O9 p$ e# C) C1 x2 Q我想开一个活期存款帐户。 : l0 p2 j" N6 K$ q+ H; c

  w4 ]/ c, y: B6 n& OI need a checking account so that I can pay my bill.
  U' _; `* x1 a0 z3 l  `: ]6 K- a我需开个支票帐户,这样就能付帐。 9 p3 M( c5 u) o% A

$ S9 g# C* o- x' u  hWe'd like to know how we open a checking-savings account.; w/ E4 `5 b+ q  p) O
我们想知道如何开一个支票储蓄帐户。 " I% g2 q$ e( u! }# y

9 G! F9 `5 m) VI have a checking account here.
) V+ M& i% Q6 S- P我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
/ U2 s. n5 ]5 c& n  w8 {% ]) J+ V我想要开个定期存款帐户。   v6 I# f$ J, r( ~
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Can I open a current account here?
3 w  ?/ t$ \& L* V+ c6 t2 \, S我能否在这儿开个活期存款帐户?
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0 O+ k) f/ D+ j6 i7 n& g' D( @" vI want to open a deposit account with you.
2 {1 ?* _8 H; {$ @3 [* g/ s+ @我要开个储蓄帐户。
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I'd like to open a deposit account with you.
) `; m9 R# _1 o9 \) @/ K: R我想在你们这儿开个定期存款帐户。 , |# ?7 D* V0 l0 g

: x8 m& N' c( x) c/ qCould you tell me the difference between a savings account and a checking account?( q7 M2 j/ H  M9 N% P
请告诉我储蓄存款与支票存款的区别好吗? 7 x  O2 t3 ~, x  w! g' y+ A
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Please tell me the procedure for opening a savings account.
. V) |8 m2 q# N9 z8 \) g2 j请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
7 Y3 S( V$ L4 Z4 y5 c100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
. M9 L% O# @+ O+ [( R2 b我想知道开一个支票帐户200元存款是否够。 5 U8 O4 z% h. f, e$ C9 X

+ [  ~8 N4 t* J' ?* `; _Could you tell me how to operate this account?
8 v1 c  y( y9 u7 o( r请告诉我如何经管这个帐户好吗? / v$ h" U$ B1 ], R

  J/ K; `0 m; R+ i8 B- j) HIs there any minimum for the first deposit?7 Q" i+ D$ A! b! Q- ~' _7 c
第一次储蓄有最低限额吗? " y, y1 W# o: O) K/ X5 w1 m

7 K6 W0 @% _7 }( C) V8 gHow much does each account cost?
! m" X% B3 A# z每个帐户要花多少钱?
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" j* @! b  `$ [: z" jUseful Phrases 9 f2 f- f4 ]: q7 O) ~! c0 t) E
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current deposit, current account 活期存款8 |+ H! h# q# Q1 d6 {
fixed deposit, fixed account 定期存款
. |3 Y% c7 W' bfixed deposit by installments 零存整取
5 d, G( u+ y7 t7 @joint account 联名存款帐户3 f# f* u( {7 H2 o. ^. E
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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$ `% u+ A* J) P; X$ E/ E& V0 LHow much do you want to deposit with us?: W) a1 t. \" e( L* l; n# t, [
你想在我们这存多少?
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How much do you wish to pay into your account?
" n1 u( d' s* w; c你希望在你的户头上存多少?
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  |/ m& t1 ]$ Y4 g7 y- R1 f; bHow much money do you plan to keep in your account on a regular basis?
8 I; V* `" l8 V& U8 b9 Y7 y/ E* s你计划在你的户头上定期存放多少钱?: e7 s" O1 a& e  D- B5 U
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How much cash do you plan to deposit in your account?+ a7 k% {) L/ c5 u( x1 j2 \
你有多少钱要存入呢?+ \0 l7 T5 s8 S6 f9 K0 f

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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
9 q+ z# Z! o3 M- N$ a我认为你可把钱存入银行,或留在银行暂保管起来。3 W4 ]% D& s* B9 A8 x0 A/ t* u
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?/ ~* O/ ~2 {5 _5 j; x% V
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?! _  A4 ?. s$ r
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- G& g' o0 g$ c: AI want to deposit 300 yuan in my account.
) r+ [9 V* N+ _) p" v! i; A* u9 v我想在我的户头上存300元。6 P2 n% {) @* I! j7 X: m9 y

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, e& f* y5 X- A8 HI want to deposit these cheques in my account.5 I/ y) E: y* f- {3 E  G  t
我想把这些支票存在我的户头上。
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  C. o# J# r3 p1 Z! O* II'd like to pay 200 yuan into my deposit account.% [$ m1 E! [. e) q/ H4 l; r
我想在在我的定期存款户头上存200元。7 ~6 i% t* k6 f# U0 [

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I want to deposit my paycheck.
. s6 W, a- H8 p* h' P* G我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.* A: |, w4 e6 D" e" O  |
我想知道我能否在这兑换支票。
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8 g! f  ^4 l; N- kWill you please cash this traveler's cheque?
/ G8 m$ A. t+ y2 e" v请兑现这张旅行支票好吗?
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I'd like to cash this money order.
, H5 w. p3 R# C( I我想兑现这张汇款单。5 q+ c$ y# A5 Q) a

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# X( x& b0 {5 b$ cI want to cash the balance of a traveler's letter of credit.* P) q1 M" S# k4 p9 F2 z. l3 a. }- {
我要把旅行信用证的结余兑现。. m2 M6 N8 K7 X  L$ t7 O; R0 L

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" l$ g  u2 L* E& A1 n3 i1 EWill you please tell me whether you charge for cheques?
2 @) X6 }' n( `" C请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?5 H2 ?% `. F$ t) D' b
请告诉我这些支票要花多少钱?6 W: j, n5 {6 G! E! i3 C

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+ j0 T% R* E: y* U- {- I4 jWhat if I overdraw?
) M: d7 j1 C& f如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.  B( H" S5 R: H3 ]
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
  t3 h* X' M; T1 s: G" m9 D3 q请在支票背面写上你的帐号。
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6 G: b" V, R7 }) l: TWe honored the check as the overdraft was only 5 yuan.
% }7 t6 n$ J1 r/ s% E* n" j5 X我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
, R) u; i) l9 h! f# {, f) U请背签这张支票。8 J+ s, s) X9 q  N1 [

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9 l% f) t0 }: V, j* X# lThe traveler's checks cost 1.5% of the total amount of purchase.; J! M+ l3 Q+ l/ S  `
旅行支票手续费是购买总额的1.5%。6 W, u! T' S1 X3 p

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
2 a" d9 h: i: M" r# V这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.! f- S, N( D; d$ p* n
你每开一张支票将花2美圆。
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, }4 f8 s: d# \( B2 Q5 WUseful Words and Phrases 2 x  L9 H* O) y- k) k
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account number 帐目编号
1 P" J+ ]$ [; A* D& Z$ t' G- }3 V$ Gdepositor 存户, e5 h  V9 O" O* _$ ]# }0 m9 \7 g# F2 H
pay-in slip 存款单
0 X9 _4 u. m3 A$ j3 G; la deposit form 存款单
! e  s! W6 H* X( E# K- z0 Qa banding machine 自动存取机
, O9 K+ {# ]& M7 t( lto deposit 存款' j. S/ n$ g/ `1 S! x
deposit receipt 存款收据
/ u" p7 }' [- {# i# Q: V  oprivate deposits 私人存款
4 _( T9 \9 E6 H! g1 hcertificate of deposit 存单
4 ~  P. x" \4 I, @' M- O7 g4 K4 I8 {deposit book, passbook 存折
& y7 h, h' a: O1 ocredit card 信用卡
5 ~3 J" p4 U: ?1 y- kprincipal 本金
) D! E/ D* ^# ^' \; moverdraft, overdraw 透支
  P% p- d1 [- W% [6 y' a5 eto counter sign 双签
1 J( `& i" {) U( C1 Kto endorse 背书. {) Z: O+ [% ~: x5 c& _! i
endorser 背书人$ U, S4 K7 g% g  \" P" i
to cash 兑现
' A1 Z; l9 n# r4 J/ J( R& W  ^to honor a cheque 兑付
" L) H5 |* p2 h7 Xto dishonor a cheque 拒付4 f& Q4 K( E$ E( x( v( ^. y) p% t. N4 t
to suspend payment 止付* D6 ?& L0 \" a, z
cheque,check 支票: V! p: `  U+ V7 a
cheque book 支票本
# I* C, q' |: z$ T6 z2 border cheque 记名支票# T5 H1 t! J' g" a
bearer cheque 不记名支票& G8 H4 u& N* k8 P
crossed cheque 横线支票0 b) p$ z* r' I, Y3 S
blank cheque 空白支票, x9 @; y. K, `+ O% H1 o) l/ Y3 w
rubber cheque 空头支票! H: M" N! P; @
cheque stub, counterfoil 票根
: `& W, V1 }" y& @$ }% ^cash cheque 现金支票. `4 F; l6 d$ W# L' K7 D
traveler's cheque 旅行支票
4 M2 j! a6 Y2 _# ucheque for transfer 转帐支票% E! t) n$ w  G8 f
outstanding cheque 未付支票6 Z% S! b- z6 M6 ^- P' P& ]- Z) u
canceled cheque 已付支票
( B# q6 e3 f9 r: N2 Qforged cheque 伪支票, o7 X- ^7 T8 y3 L" i
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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, R7 f7 A1 G. a4 T  z' \I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
" l" V) J3 n" J/ L) L, `我想知道一下我是否能提取存款来支付天津购物的费用。
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+ K. d, w7 d+ A1 a6 q/ \* l# }- TI want to withdraw 200 dollars from my deposit account.7 V! S. T% w. ^' j4 C# R8 U) d
我要从我的定期存款中支取200美圆。# x2 S4 g4 ]4 r; Y
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I want to close my account with you.
6 f; C% F0 G  h4 s4 p我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.6 Y+ d8 g0 [7 G2 e& b. m
我想从这份信用证上提款100元。. t( Z- T5 z7 ^  l% q
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May I draw money against the letter of credit here?
  r" b6 v0 E! m- @' Q2 e我可以在这儿用这份信用证取钱吗?1 G+ G0 I7 F3 s/ l
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Could you tell me my balance?" t. a/ Z; W, K1 ?
能否把存款结余金额告诉我?
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! a6 ]5 H  z3 e$ N7 QPlease let me know my balance.
) e, ?5 a& ?" c$ ?; h$ I4 R( A, }) R请告诉我结余金额。: Z/ a2 T) K: z5 x0 j: ]

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) o' C- e* U1 T/ \% s/ p8 OI think you can draw on this account by cheque in payment of goods.7 u7 h. V2 l1 O
我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.8 u% c$ W, }! G5 j) i; u+ w  S# E
你在本行的结余是300元。. I8 x7 z& }+ T, q2 D% B  f
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: w% F% n% u' j# F( ]; K* pYour deposit is exhausted.
' m" V$ n& z9 Y你的存款支净了。
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Your letter of credit is used up.  ^+ n  C. @% m$ M1 s; O
你的信用证用完了。; p, I7 |( T9 x3 i
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Please tell me how you wish to draw your money.; |/ g7 B% _/ x
请告诉我你希望怎样支款。) ?' H; v: T: k6 V
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' S; A$ O- W! g  W& v2 z3 E) f3 BFill our a withdrawal form, please.1 |  r2 S0 _+ G: Y; O
请填写取款单。6 ~( z- A. H+ L* _4 B/ R: {

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The letter of credit is exhausted.; ?) [8 Y$ G# {& P8 ^0 C9 l# k
信用证上的款子已提清。0 l# K) @3 v; [

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The letter at Counter 6 will pay you against your number slip., V( x9 _3 c+ M! o
六号柜台的出纳员将根据你的号码牌付给你钱。 ) V! g, l. G9 p) ]) `$ W5 R' C8 |

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Useful Words and Phrases 9 t: L8 t$ F7 l

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to close an account, to clear an account 结清
# Q' t) k( C) {/ \, cto draw money 取款
/ y+ z6 n) K, i. C/ H  u- Ydrawing-out slip 取款单
7 F) Y# r5 f  _2 Tthe number slip 号码牌
2 L: E. _  c7 l% |! M8 wa withdrawal form 取款单
  A6 o0 u3 t5 ^9 {) E1 Dto fill in the receipt in duplicate 一式两份填这张收据% y, j8 A, F( F5 L
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
  }7 W3 U! o& h, H: c2 h7 d) R好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
4 r0 O6 |; ]" Q1 i: P/ B) s
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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