第三方责任保险保你的责任(你对别人造成的损害),你自己的车或者租车本身的伤害(physical damage) 不报。你需要自己负责。you need to buy additional coverage(section C) through the car rental company or the genearl insurance company to cover that physical damage, . e- T) {, R% h3 S O9 ~ 7 R/ l# S7 t# U2 s6 d, e; mhope it works