埃德蒙顿华人社区-Edmonton China

 找回密码
 注册
查看: 588|回复: 2

加拿大最好的活期利率

[复制链接]
鲜花(0) 鸡蛋(0)
发表于 2010-1-3 16:19 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
9 W0 m* J5 G: M& I0 `$ u7 y
4 [( A& t; \4 D) L! ~) C开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。  ~5 U) ^+ I) z1 G/ k8 N
( X/ \! f1 G- @4 G* C
注意申请者需有SIN。, F* W. l) h6 L1 z* d* R
3 R. u1 ^# |8 {1 F! ~- I3 t
ING DIRECT的所有利率情况如下:
( c' j' P+ P. p7 ?Investment Savings Account (ISA) 1.35%4 F" s& v% {$ ~# n) w5 {; u9 s
US$ Investment Savings Account (ISA) 0.75%
/ I7 Z$ N& r* C, P$ jRSP Investment Savings Account (RISA) 1.35%/ g3 S1 q( v, W- k0 i0 G' H
Tax-Free Investment Savings Account (TFSA) 3.00%1 O6 m! H. m6 [, J) i/ B
Children's Savings Account 1.35%
; F8 V1 o, n1 B/ dBusiness Investment Savings Account 1.35%; X! _4 g( k. `7 x
US$ Business Investment Savings Account 0.75%; q; [7 ]+ o2 z3 p, k! V- z
Guaranteed Investment (GIC) - 1 Year 1.25%
2 |' S6 c* {1 |2 |Guaranteed Investment (GIC) - 1 ½ Year 1.50%$ e, x9 {9 e; q9 @" e9 j0 x
Guaranteed Investment (GIC) - 2 Year 2.00%+ ]$ E1 q; h* w/ Q; H
Guaranteed Investment (GIC) - 3 Year 2.50%
: {0 h: X6 n6 x( m: q  R; {2 G: \Guaranteed Investment (GIC) - 4 Year 2.50%
' m' u1 W2 D9 H6 b7 j9 O3 }Guaranteed Investment (GIC) - 5 Year 3.25%
% S0 q+ L" e% q, o, b" ^4 KUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
$ ?* j( E. m" f! ^5 pUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%9 g- S) U( u3 O* Y" ?
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
% J; W( B0 I% b  AUS$ Guaranteed Investment (GIC) - 3 Year 2.00%/ m$ e7 Q( B  l6 f5 h
US$ Guaranteed Investment (GIC) - 4 Year 2.00%! d3 ]9 {4 `! K6 d! e  g4 _
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
4 [+ ?$ l5 A6 h; U: M8 LShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
, ^# p0 Z4 S! a4 t3 a3 ~' lShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
# E7 z; I6 L3 ~0 o! q& wShort Term Guaranteed Investment (GIC) - 270 Days 0.50%+ T9 s3 v: m' ]) {+ a6 O( y0 D
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%3 r5 j) P2 a8 ?
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%: l- y1 V' ?& p, h. [. `# k
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%, m; s( L  k! J9 R
Business Guaranteed Investment (GIC) - 1 Year 1.25%; X$ t. Y6 H$ J8 b! M. }7 b4 ?
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%3 U" \( v2 N8 w4 T
Business Guaranteed Investment (GIC) - 2 Year 2.00%
/ Q" v8 t( c+ p" WBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
! u3 {. h# a3 Z/ B8 w) b; h& LBusiness Guaranteed Investment (GIC) - 4 Year 2.50%: V$ {7 m+ h( J
Business Guaranteed Investment (GIC) - 5 Year 3.25%
. S4 ]& P5 D0 }( f: UUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
, o8 o" N5 S7 O4 S, q' N: l  ]US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%7 Q/ [) t: |8 Q3 B; \
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%2 i6 h/ U: B+ ?$ \
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
: d- Q# K# f5 e5 T# D+ G# ]US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%) o; i- N, J4 F6 d3 G
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
" }4 _/ v* `& zBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%- Y- X) r# _# p# n& |+ D
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%4 D; q% k, o5 L" P+ y0 O
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
2 U5 _5 J7 F# G4 {US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%3 h' i# E6 e* {, n/ f2 N3 X
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%' n: R2 r9 o# s1 R! z6 e
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
0 p, |" Q5 F) K: |& [3 \RSP Guaranteed Investment (RGIC) - 1 Year 1.25%! H6 }, T. a# H2 o" i2 P
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
6 b2 a' E) q6 b& L- |4 nRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
7 f" \& G; w& p; XRSP Guaranteed Investment (RGIC) - 3 Year 2.50%- R: a7 O7 E$ u. P; I
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%. G7 r8 q+ w2 T' w) w8 ~: v
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%- `! l/ _' x- q: I* @
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
* U( A/ s, |: R3 D+ RShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%8 q% v* `: ]. T$ {9 w% Q7 E
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
& f+ T0 \& a& ~$ i7 m* l$ `. tTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
1 l: z- P: x! I* @2 V; DTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%$ o4 I2 o) h- e% ]6 d3 q
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%9 r. D4 J6 B8 m/ n0 y- `. P& Y2 \
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
) S! m% h: r6 r' b, O( C( OTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%( n0 H7 p$ j( }/ S: P
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
3 a2 j) X% g) DTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%9 r3 Z- f0 B/ R& c1 v3 \1 m5 J8 v
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
, m% X, t7 ~, p/ P: y/ BTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
& s& E, A8 ]9 |7 b9 ACredit Account as low as 3.95%
+ A% x) _# b" H( V- ?unmortgage - 1 Year 3.39%
( c: ]/ y; M1 ~0 Z' q! funmortgage - 2 Year 3.59%2 k$ q* T; p( x* K, n7 |3 S/ u
unmortgage - 3 Year 3.65%
" H& @9 z" {! K3 E" |unmortgage - 4 Year 4.09%
- D- ^( {. k4 @$ e  r: t( bunmortgage - 5 Year 4.49%
8 l' G! N5 g6 |" p% b. H. junmortgage - 7 Year 5.50%0 U& J! o; F0 l0 j  j  g. u5 i
unmortgage - 10 Year 5.50%
( k! q3 {6 w" I* \% q4 l+ Vunmortgage - 5 year variable
鲜花(0) 鸡蛋(0)
发表于 2010-1-3 16:45 | 显示全部楼层
我是胆小鬼,
鲜花(0) 鸡蛋(0)
 楼主| 发表于 2010-1-4 17:51 | 显示全部楼层
我是胆小鬼,
& y5 g) ]+ f' ]pigyear 发表于 2010-1-3 16:45
- S1 s3 u/ K1 d% b' `9 l  K
2 f1 D/ q( _  ]  e) K+ ]
请问你怕什么呢?如果害怕就先存一点钱,等舒服了再说。不瞒你说我开始也是很小额的存,现在所有的存款都在ing 6年了
您需要登录后才可以回帖 登录 | 注册

本版积分规则

联系我们|小黑屋|手机版|Archiver|埃德蒙顿中文网

GMT-7, 2025-8-25 06:55 , Processed in 0.117200 second(s), 12 queries , Gzip On, APC On.

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

快速回复 返回顶部 返回列表