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加拿大最好的活期利率

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发表于 2010-1-3 16:19 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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! r$ M  T4 [5 S8 f开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。) |/ R. G2 X% j1 h! v
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注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:. y! f+ _/ ^; m1 S3 r
Investment Savings Account (ISA) 1.35%& J( `, A, B; b* E, A
US$ Investment Savings Account (ISA) 0.75%1 M7 R* f. ?0 Q- j2 k
RSP Investment Savings Account (RISA) 1.35%7 M( t' [/ O7 n/ n
Tax-Free Investment Savings Account (TFSA) 3.00%
" O7 z( P/ }9 ~% [' p2 QChildren's Savings Account 1.35%  \+ L# ~- E  g& ~  B
Business Investment Savings Account 1.35%
2 c* t" _1 M: L$ VUS$ Business Investment Savings Account 0.75%
5 Y# f* W, `! o; `* KGuaranteed Investment (GIC) - 1 Year 1.25%5 M; |& k3 Q- k/ `
Guaranteed Investment (GIC) - 1 ½ Year 1.50%& w  N3 P# T" j0 X5 o
Guaranteed Investment (GIC) - 2 Year 2.00%: h. r5 m% }- S) S+ L* k
Guaranteed Investment (GIC) - 3 Year 2.50%1 ~/ f" \( o" K8 ~* H3 A- W
Guaranteed Investment (GIC) - 4 Year 2.50%/ v* z7 }0 x3 A$ B1 Q
Guaranteed Investment (GIC) - 5 Year 3.25%" z9 l' z. b; L! T! p$ S. l
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
) b8 P" }. x1 VUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%; k8 _# ?2 U' b3 H' l$ |# h! V
US$ Guaranteed Investment (GIC) - 2 Year 1.25%" x' ^: ~" B/ e, v$ ?1 j
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
, E) n0 j" x! ]: `* n; C1 Z: xUS$ Guaranteed Investment (GIC) - 4 Year 2.00%  e- s' J/ q% I" Q8 g. z
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
$ _# P2 Q# c, J  R: }3 m  o5 [9 eShort Term Guaranteed Investment (GIC) - 90 Days 0.50%% c; O  m) J, J" B% b
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%2 G+ z! i" }& D* B  l
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%" I# H: a/ h3 j! y6 D3 C) m
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
) `& ^3 C- @$ x9 F" o: @5 }" i6 U0 u( i4 IUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
- r) G  O* v6 Q) M) _; ?8 d8 \* gUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%0 @0 ^  P1 Y+ N% K# d# e, _1 o2 ?
Business Guaranteed Investment (GIC) - 1 Year 1.25%# c& ^, d2 _: z2 Z* b8 M# M3 \  K/ {
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%( h0 H- Z9 ]0 ~% Q
Business Guaranteed Investment (GIC) - 2 Year 2.00%
$ I, e9 ~5 ]( q* D0 b8 Q" CBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
. T. |  O) {: j6 g+ Y3 q8 @Business Guaranteed Investment (GIC) - 4 Year 2.50%) G8 ~" l7 Q* f1 i
Business Guaranteed Investment (GIC) - 5 Year 3.25%2 H' \5 O; e! U2 M
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
4 E2 l. G* @  J5 M+ m4 nUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%  m; w* G* X: k7 t( h
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%' }# A! N2 v! n; i' h: ?" ]$ s0 C
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
8 O7 }9 W9 J/ j2 \$ l8 pUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
( ?3 k. l1 i, a' O3 `% aUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%, f2 h) P: z! P4 \4 \6 T
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& r4 [9 g5 k# r1 {  _6 z. y
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%  q- w3 {8 Y4 o1 I% Z3 O
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
% y1 S. ~) k$ ?& ~3 K5 SUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%1 R$ f3 @- i% u
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%1 u* {' V" z; V3 b5 X
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%- U9 c. ]) o' W5 L1 Q
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%. t( X4 ]& l" P3 V8 x
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%& [3 H$ d" w1 c  e7 m6 }0 \
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%8 T2 p* q  z' U& r( B- H# i
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%# e! ]3 W; l- ^7 u
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
, Z! j, A- Q- ~7 y& ]* k5 XRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
: `+ x  c5 j9 w/ `% W2 sShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%* L' ], X1 c1 x! ~
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
8 j2 D4 `' g: O4 P# L6 k7 wShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%* K9 g0 p5 L- X2 ]! r5 S
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%6 E5 L% z$ u5 M1 Q
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
( [. R. Q3 O+ x) z/ f1 mTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
$ J; Y2 N* L; S$ r$ J8 E, [Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%- m/ n+ R9 {- ?3 g
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
3 i8 Q1 r/ ]- Q* \/ F# r" hTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
. I; E6 f8 K' S! k7 M% vTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
  j' ^  e. n. jTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
6 c& g8 `. N- M' q( W+ |; lTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%% S0 p! M9 g: L# E  G& f
Credit Account as low as 3.95%
2 e/ o4 J- M8 Y: m' j+ ], t( Eunmortgage - 1 Year 3.39%  c% q5 N2 N4 s! R% |" X
unmortgage - 2 Year 3.59%6 A8 v( ]8 o6 E' Y5 M$ \
unmortgage - 3 Year 3.65%
4 f. t, x0 _6 ]  D( Z6 ~; Z! Bunmortgage - 4 Year 4.09%( O0 Q: U' C1 G- _% `0 J
unmortgage - 5 Year 4.49%
0 j3 D- ~5 e7 }# |1 U. zunmortgage - 7 Year 5.50%
: _0 Y7 J3 i" y. Z9 g& }! _unmortgage - 10 Year 5.50%: _* i$ P/ `3 A% i- O' j
unmortgage - 5 year variable
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发表于 2010-1-3 16:45 | 显示全部楼层
我是胆小鬼,
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 楼主| 发表于 2010-1-4 17:51 | 显示全部楼层
我是胆小鬼,+ W- u3 v+ n5 w
pigyear 发表于 2010-1-3 16:45
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请问你怕什么呢?如果害怕就先存一点钱,等舒服了再说。不瞒你说我开始也是很小额的存,现在所有的存款都在ing 6年了
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