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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。4 e; d/ K8 ~' c) Y
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注意申请者需有SIN。% a( x- j' a/ p: C7 V
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ING DIRECT的所有利率情况如下:9 ]2 ?: d9 f$ M, z! M' W4 a  x
Investment Savings Account (ISA) 1.35%
  o' E( E. Y+ _8 DUS$ Investment Savings Account (ISA) 0.75%* \+ B$ t: W9 l  g- ~
RSP Investment Savings Account (RISA) 1.35%
0 L# E6 S$ D1 B/ I0 r5 cTax-Free Investment Savings Account (TFSA) 3.00%
6 `; C8 K: X, C& {Children's Savings Account 1.35%
( K$ s; }# g1 T( b' GBusiness Investment Savings Account 1.35%
8 t5 [8 }' F- [0 j, n. xUS$ Business Investment Savings Account 0.75%% ]' B  u* |9 |) K9 D
Guaranteed Investment (GIC) - 1 Year 1.25%
9 I0 w8 |9 `- |( U4 AGuaranteed Investment (GIC) - 1 ½ Year 1.50%; \( X2 g  k/ q& h8 k
Guaranteed Investment (GIC) - 2 Year 2.00%
) V+ {: q7 O3 n) K% l$ QGuaranteed Investment (GIC) - 3 Year 2.50%
! W" {6 Q. j3 `% }! d6 PGuaranteed Investment (GIC) - 4 Year 2.50%
( N8 H$ U& J. b& V/ E& |1 @3 H; _Guaranteed Investment (GIC) - 5 Year 3.25%
) p. u; M+ p0 W5 a0 n7 BUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
8 m- M2 i7 r$ b5 V1 V; E/ dUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
; [6 H$ S" d* D1 ]US$ Guaranteed Investment (GIC) - 2 Year 1.25%5 ?8 J3 `! Z+ x4 G1 P# d2 H
US$ Guaranteed Investment (GIC) - 3 Year 2.00%. K$ Z" e, s) c$ L) c
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
9 j6 `+ x: f. Y& J8 RUS$ Guaranteed Investment (GIC) - 5 Year 2.00%9 q, e# t& e( H) F% z* f( T+ b$ F& n
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
1 k$ h9 Y: j2 A  i$ c" m( GShort Term Guaranteed Investment (GIC) - 180 Days 0.50%( Z3 I8 j* p; S! n' N( W  l+ g
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%. z4 X2 v$ R+ |% V
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%2 E; a& b. D' C$ @, h
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%8 {4 ]; J. i. g
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%4 W; I2 H. u, N' S' P8 l+ H. i2 \
Business Guaranteed Investment (GIC) - 1 Year 1.25%
! R: W, E+ D0 j) C- y8 zBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%+ B# s2 D- q7 K; g+ R& F
Business Guaranteed Investment (GIC) - 2 Year 2.00%: X; h7 t4 p& g, S
Business Guaranteed Investment (GIC) - 3 Year 2.50%
0 l* D  `; N! \+ m( gBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
& t1 {' T4 P% M2 j; V% ~. fBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
4 P5 B  f, J7 @9 q# q0 K7 @US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%# i/ [& Z& W& |6 f( u
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%9 B* o/ G8 T# ^5 j
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%# U3 ]' }) k3 l/ \: ]6 g2 @
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
9 h- s9 s, e6 ^# tUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
+ _2 F' ]# [3 E2 \US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%3 C5 K. ?3 T( Q, i2 q1 T
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%# K* ]. t$ J6 v5 Q. r
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
7 S& U5 o- }1 \Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%0 t" b% L" w3 U+ F; a' X) k2 p
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%  a3 }; z0 p4 W3 N, b0 b
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%0 L. }/ u3 T% u2 k$ p% k7 [
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%4 D) U: i/ {: t$ J6 K
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%$ i8 X- R$ B" z( j8 ]) C
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
. O- z# W+ T; ], F9 DRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
- ~- q8 M& }$ o  Z$ qRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
: D% Q5 g* N  x! K/ p9 bRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
8 h$ H1 I7 k$ E7 e% ERSP Guaranteed Investment (RGIC) - 5 Year 3.25%6 {& V3 W' `: [* j- K; H/ A
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
0 U+ Q, s( y. k1 a! s1 x* SShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%. b( B, |! i# U' Z- ?: N
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
/ e: M# Q" K' |: H) |9 U" UTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
0 Y7 h; S4 @& v2 ^! H- |7 {$ OTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%' U' V1 q  Z+ m, ~
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%) L5 c" n: P& T/ P, E# a- m% x
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
9 C- ?/ ^$ c( S' Q( GTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%2 s! V% U9 }$ \3 ?- K
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%0 \3 Z3 d4 {" ^4 g: [% l% @  @! ?
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%1 O: o& c3 O0 W9 Q( L+ T
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
  L* q; @) g' y0 r. C5 u  [Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
) ~% P$ V6 B2 p( z% [0 x0 BCredit Account as low as 3.95%. q& k# Z1 T& q) P2 q& t# G
unmortgage - 1 Year 3.39%
+ g, T% j2 R* Aunmortgage - 2 Year 3.59%
! ?8 F* R  c3 O, m2 f' lunmortgage - 3 Year 3.65%3 j, w' g0 i$ y5 U# o1 O4 b  B
unmortgage - 4 Year 4.09%8 ]5 O* c7 j7 h7 c& |
unmortgage - 5 Year 4.49%
5 m( g6 c1 M$ o, g( `unmortgage - 7 Year 5.50%& i! \/ ^' {  q, h4 ~  P
unmortgage - 10 Year 5.50%9 j) W; \/ i( {2 I
unmortgage - 5 year variable
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