CIBC's 2% cash-back mortgage

衣食住行

What's the best 3 year's mortgage with that 2% cash-back option?
Has anyone obtained lower than 3.3% rate?
Thanks

今夜无眠

请仔细查看他们的隐藏条款， 比如说， 如果你明年想卖房的话， 他们会收你多少罚款。 如果多余30000， 或更高， 好像就非常不划算。。 没有FREE MONEY.

大米粒儿

I want to transfer my mortgage from RBC to CIBC too, so far, I was told that  there are no additional money I need to pay except the penalty and discharge fee, but have to pay the 2% cash back amount back if I break the 5 year term later.