 鲜花( 87)  鸡蛋( 1)
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差别不大, 要看什么情况
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假设赚 100%，存入取出税率一样32%& f7 {1 k1 [6 q
4 d7 K0 ?1 C5 T. } | | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw
" X! P( P, ]) T! F6 W. \5 i4 W | 14704 | 10000 | | Tax 32% | 4704 | 0 | % U- E& L6 A6 E6 p; | |9 Q
8 H) U9 ?0 U$ b5 l | | 10000 | 10000 |
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* v/ y0 [( I' a! n6 C1 E/ ~但是， 如果同样赚5000就有差别
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' @3 F8 L, @, o& L6 y | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | Win
6 {, J3 y$ `; C, v4 j" F* {0 E2 H$5000 | 12352 | 10000 | Withdraw
5 p1 { E& i! x% V | 12352 | 10000 | | Tax 32% | 3953 | 0 | & ?3 D/ P# w& w6 Y, W4 ^( P a$ G4 w8 G
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| 8399 | 10000 |
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但将来退休时税率低8 W5 o( j d, K* Y5 o
| | RRSP | TFSA | | 税前投入 | 7352 | 7352 | | Tax 32% | | 2352 | | Account value | 7352 | 5000 | | Win 100% | 14704 | 10000 | | Withdraw1 y9 D `" _& l1 `2 C" n/ d
| 14704 | 10000 | | Tax 25% | 3676 | 0 | * X7 o4 D7 z' s* o# t$ I# p$ v
7 Z' H3 U/ M1 n+ W3 l% |1 W% c | | 11028 | 10000 |
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各有利弊 |
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狗仔卡
发表于 2009-4-29 14:30
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